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Tammy Cotton

Rating 5.0
Farmers Insurance Agent in Friday Harbor, WA
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Contact Info


535 Market St
Ste B
Friday Harbor, WA 98250

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Phone Numbers

(360) 378-4014(360) 378-4014
(866) 954-9247

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
After hours by appointment.
Contact me

Farmers Insurance Agent in Friday Harbor, WA

Tammy Cotton
Tammy M Cotton Ins Agency Inc
About Me

Rating 5.0

As a long time community member of Friday Harbor, WA, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more. Serving the San Juan Islands, Skagit County and all of Washington state.

Give me a call at (360) 378-4014 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 10 years of experience as a Farmers Insurance agent.

Military Service

I served for 6 years in the US Navy where I achieved the rank of Petty Officer. Areas I was stationed: Tinker AFB, Oklahoma.


Insurance Products Offered

Business Insurance
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Farmers® customers can protect their furry family member and save 5% with pet insurance from Pets Best.

Learn More

Farmers agents are small business owners like you. We know from experience the unexpected happens. I specialize in restaurant coverage! Give me a call to learn more about our coverage and get a quote today!

United Way San Juan County

I am the President and Board Chair of the United Way of San Juan County.

Learn More

Kiwanis San Juan County

I'm a past president and current member of the Kiwanis of San Juan County.

Life insurance proceeds could help your family stay in their home if something happens to you.

PWS LD-03 10/17
Signal℠ by Farmers® is an app that helps give you insights into your driving patterns. Get smarter about your driving habits, work toward reducing distractions, and earn an additional insurance discount. Call us today about a Farmers Insurance® auto policy and free enrollment in Signal. Set up an appointment today!
Just a little water can damage your home or vehicle in a big way. Come by my office to learn how flood insurance can help you from getting soaked. Its not as expensive as you might think.

Frequently Asked Questions:

Recent Reviews for Tammy Cotton

Rating 5.0
12 Customer Reviews
  • Rating 5.0
    Tammy was fabulous - friendly, courteous and extremely helpful in a timely manner! She also has a great team alongside her.
  • Rating 5.0
    Great service and products for our home and auto needs
  • Rating 5.0
    Working with Josh was very valuable and he saved us monies by completing a lengthy review of our policies! Thank you very much for continuing to take good care of our insurance needs.
  • Rating 5.0
    Awesome, very timely and attentive.
  • Rating 5.0
    Thanks Tammy and staff for always making us feel that hometown feeling when coming into your office. The personal attention that you give us makes us know that you have our interest at heart. You continual to show us ways to save money on our policies while still giving us the coverage we need. Thanks for simplifying the process of protecting our interests and family...
    Response from Tammy
    Thank you Laurie! We strive to make everyone feel like they are part of the Farmers family.
  • Rating 5.0
    Response from Tammy
    Thank you Joan! It has been a pleasure!
  • Rating 5.0
    Great agent! Has all of our insurance.
    Response from Tammy
    Thank you David, we appreciate your business!!
  • Rating 5.0
  • Rating 5.0
    Tammy is knowledgeable, easy to talk with and responds in-person or with excellent staff.
  • Rating 5.0
    I had a great experience getting insurance for a summer home through Tammy Cotton's office. Jennifer was very helpful and prompt getting my new policy information. Thank you.
  • Rating 5.0
    Wonderful! Everything was set up in advance for me by Jennifer, so in less than 15 minutes I had a new homeowners policy ready to go, fully integrated with my Texas residential and auto policies. The cost savings for my policy package thru Farmers is truly impressive.
  • Rating 5.0
    My interaction with Josh was pleasant, friendly, and helpful. I look forward to working with your office and transfer my car insurance as well.
Displaying 1 - 3 reviews of 12