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Richard James

Farmers Insurance Agent in Bellingham, WA
Call MeCall Me
US 1252 Ellis St Bellingham, WA 98225
Phone Numbers
(360) 676-0224(360) 676-0224
(360) 671-3894(360) 671-3894

Office Hours

Evenings by appointment
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM

Farmers Insurance Agent in Bellingham, WA

Richard James Agency Inc
About Me

As a lifelong resident of Bellingham, WA, I am proud to be your local Farmers® agent. At my agency, we place the utmost emphasis on personalizing our review process. I want to work directly with you to not only examine your current coverage, but identify and tailor a custom plan to suit your unique needs. We strive to provide the best value for your insurance dollar so you can rest easy in knowing you're protected. Let me use my knowledge and experience to help you better understand your coverage options--whether that's auto, home, life, renters, business insurance and more. Let's get started today.

Give me a call at (360) 676-0224 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 35 years of experience as a Farmers Insurance agent.

Awards and Honors

Championship and Topper Club - 22 Years

Neighborhoods Served

Ferndale, Blaine, Lynden, Whatcom County, and Skagit County


Insurance Products Offered









Ask Me About:

We Know From Experience

We Know From Experience
At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.

Local Businesses | Support Near Bellingham

Mambo Italiano Cafe
I've been happy to provide business insurance for my favorite Italian Restaurant, give them a try, you won't be disappointed!
Fairhaven Bicycles
At Fairhaven Bicycles, the mission is to provide a fun, safe and informative bicycle shopping experience. Their staff is experienced, enthusiastic and focused on getting you on the right bike for your riding needs or into the correct gear for what you ride.
Beech Apartments
Beech Apartments has been supplying tenants with high quality, clean, and luxurious accommodations for the past 30 years. What makes us different from other property management companies in the area is that we own all the properties that we manage. This means that unlike most rental properties, the owners are on site often (usually daily) and we will be the ones that you can contact and have questions or concerns quickly resolved.
Customizable Home Insurance Packages
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.
Is It Time to Review Your Farmers® Business Policy?
Has your business grown since we last reviewed your business insurance? If so, let’s have a conversation so you can decide if your level of coverage is keeping up with your level of success. Call me today!
Add Auto Insurance to Your Farmers® Coverage
The personalized service that comes with your Farmers homeowners coverage might be the best recommendation for adding a Farmers auto policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
Is It Time to Think about Life Insurance?
It’s never too soon to explore the benefits of a life insurance policy. Even if you don’t think you need it - yet - you might decide it belongs in your plan for the future. Call me today, and I can show you how you can tailor life insurance to your individual needs and goals.

My Hardworking Team

Richard James
Cassi Jordan
Kyle Mifflin