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Richard James

Rating 5.0
Farmers Insurance Agent in Bellingham, WA
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Contact Info


1252 Ellis St
Bellingham, WA 98225

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Phone Numbers

(360) 676-0224(360) 676-0224
(360) 671-3894

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Evenings by appointment
Contact me

Farmers Insurance Agent in Bellingham, WA

Richard T James
Richard James Agency Inc
About Me

Rating 5.0

As a lifelong resident of Bellingham, WA, I am proud to be your local Farmers® agent. At my agency, we place the utmost emphasis on personalizing our review process. I want to work directly with you to not only review your current coverage, but help so that you can identify and tailor a policy to suit your unique needs. We strive to provide the best value for your insurance dollar so you can have comfort in knowing that you have helped to protect your assets and family’s financial future. Let me use my knowledge and experience to help you better understand your coverage options--whether that's auto, home, life, renters, business insurance and more. Let's get started today.

Give me a call at (360) 676-0224 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 35 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Ferndale, Blaine, Lynden, Whatcom County, and Skagit County


Insurance Products Offered

Business Insurance

Ask Me About:

At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.

Mambo Italiano Cafe

I've been happy to provide business insurance for my favorite Italian Restaurant, give them a try, you won't be disappointed!

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Fairhaven Bicycles

At Fairhaven Bicycles, the mission is to provide a fun, safe and informative bicycle shopping experience. Their staff is experienced, enthusiastic and focused on getting you on the right bike for your riding needs or into the correct gear for what you ride.

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Beech Apartments

Beech Apartments has been supplying tenants with high quality, clean, and luxurious accommodations for the past 30 years. What makes us different from other property management companies in the area is that we own all the properties that we manage. This means that unlike most rental properties, the owners are on site often (usually daily) and we will be the ones that you can contact and have questions or concerns quickly resolved.

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There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.
Has your business grown since we last reviewed your business insurance? If so, let’s have a conversation so you can decide if your level of coverage is keeping up with your level of success. Call me today!
The personalized service that comes with your Farmers homeowners coverage might be the best recommendation for adding a Farmers auto policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
Life insurance can help you to provide financial support for the ones you love if something happens to you.

PWS LD-02 10/17

Frequently Asked Questions:

Recent Reviews for Richard James

Rating 5.0
10 Customer Reviews
  • Rating 5.0
    The best rates I could find and amazing customer service!
  • Rating 5.0
    Great. I am a returning customer and I like how they treat me. The prices are good too.
  • Rating 5.0
  • Rating 5.0
  • Rating 5.0
    Excellent service. Everyone is very friendly and helpful. Highly recommend Richard James and Farmer's Insurance
  • Rating 5.0
    Richard and aJudy were very friendly, professional and helpful through the entire process.
  • Rating 5.0
  • Rating 5.0
    Richard was very patient helpful getting us the correct coverage for our home and cars. He ran multiple variations explaining the plusses and minuses of every scenario. We now have the coverage we need, overlapping like plate armor, to protect us from the hazards of life in the big city.
  • Rating 5.0
    I welcome the opportunity to offer feedback for Judy Larson. While shopping for homeowners insurance, I was referred to your agency by a satisfied client. Comparing homeowners policies among carriers was confusing and I asked lots of questions, but Judy patiently answered them all. I especially valued her input on the pros and cons of various options. Finally I settled on a bundled plan including auto. I never felt pressured. The procedure went smoothly. I like that her office is nearby!
  • Rating 5.0
    Richard James is unbelievably thorough at searching out the best home and auto coverage on the market. I would not consider another insurance agency because of his outstanding service. I have been a customer of his for 35 years!!
Displaying 1 - 3 reviews of 10

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Christina Pernevi

Customer Service Specialist

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