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Matthew Bruce

Farmers Insurance Agent in Locust Grove, VA
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US 4444 Germanna Hwy Ste 110 Locust Grove, VA 22508
Phone Numbers
(540) 727-8144(540) 727-8144
(540) 318-2510(540) 318-2510

Office Hours

8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM

Farmers Insurance Agent in Locust Grove, VA

About Me

As your local Farmers® Agent in Locust Grove, VA, located on Rt. 3 East near Lake of the Woods, I help customers like you identify the insurance coverage that best fits your needs. I was born and raised in the Fredericksburg area and have been here all of my life. In my free time I like spending time with my family, officiating high basketball and enjoying time on the golf course. What sets me apart as an insurance agent is that I tailor fit your coverages to meet your unique needs to protect your family. My background in the financial industry over the past 35 years gives me the ability to make it for you to understand and convenient . My team is very thorough in determining your insurance needs.

Give me a call at (540) 727-8144 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 1 year of experience as a Farmers Insurance agent.


MA, University of Mary Washington, 2009, Virginia Bankers School at the University of Virginia, 1994, and James Monroe High School, 1979

Neighborhoods Served

Spotsylvania, Locust Grove, Orange, Culpeper, and Fredericksburg


Insurance Products Offered









Ask Me About:

Smart Insurance Discounts in Virginia

Smart Insurance Discounts in Virginia

As your local Farmers agent in Locust Grove, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to Virginia residents.

Local Businesses | Support Near Locust Grove

Bette Moody - Loan Officer - Primary Residential Mortgage, Inc.
Bette Moody (NMLS# 105976) is a loan officer that works in the Lake Anna, Louisa, and Fredericksburg areas. She gives exceptional customer service to her clients and helps them make the best decision regarding their home purchase financially. Her knowledge and experience sets her apart! You can reach Bette by email at or by phone.
Jennifer George - Loan Officer - C&F Mortgage Corporation
Jennifer George (NMLS# 1548940) is an exceptional loan officer in the Fredericksburg area. She is hard working, dedicated, and extremely knowledgeable in her industry. A perfect choice for first time home buyers or if you're looking to refinance. You can reach Jenn by email at or by phone.
Sanford Johnson - Loan Officer - Fidelity Bank Mortgage
Hello, my name is Sanford Johnson and I am a Senior Mortgage Banker for Fidelity Bank Mortgage, in Fredericksburg, VA.

I have been in the real estate and mortgage industry for over 19 years and have successfully completed over 2,150 mortgage loans. These transactions have ranged from $25,000 to $1,250,000.

My clients range from first time buyers to investors and I take great pride in making sure my clients understand the mortgage options available to them through the wide range of loan programs offered by Fidelity Bank Mortgage.
Fitting the mortgage to the specific client’s needs and good communications, from application to closing, are paramount to my business practice.
My slogan is “Home Financing Made Understandable”.
Please call me with any questions you may have. 540-273-7005
Providing Lunch for Spotsylvania Sheriff's employees
My agency producer, Kristen Brady, works closely with the local police enforcement by serving as Treasurer on the Rappahannock Regional Criminal Justice Foundation. Mac Church, from Atlantic Coast Mortgage, and Lisa Perry of Berkshire Hathaway, Kristen, and I provided the Spotsylvania Sherriff's employees with lunch last month! We love giving back to those that help protect our community.
Hosting a Chamber After hours to support the RRCJA!
Recently, our agency helped the Rappahannock Regional Criminal Justice Foundation hose their first Chamber After Hours from the Fredericksburg Chamber of Commerce. We donated a gift basket to the silent auction!
Working at the local Teacher Job Fair
Our agency was present at the local Regional Job Fair - Farmers gives discounts to teachers!
The Farmers Mobile App
An easier way for you to access your insurance anytime, anywhere. This app allows you to use our most popular self-service features, right from your mobile device.
Farmers Friendly Review Service

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs. 

As your life changes, maybe your policy should too 

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage. 

Review your coverage and possibly save money 

Just as you continue to change and grow,  Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles).  Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.   

How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs. 

Give us a call to set up your Farmers Friendly Review®. 

The Bruce Insurance Team
Our team is looking to grow. As a team, we provide thorough, personalized, and comprehensive coverage for you and for your family. Our goal is to protect what you value most and to serve as your local agents. The best compliment we can receive is a referral!

My Hardworking Team

Kristen Brady
Agency Producer