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Jaime Moritzky

4.7
Rating 4.7
Farmers Insurance Agent in West Lake Hills, TX
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Contact Info

Address

5450 Bee Caves Rd
Ste 5c
West Lake Hills, TX 78746
US

Get Directions

Phone Numbers

Office:
(512) 467-0404(512) 467-0404
Fax:
(512) 467-0405

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Sat:Closed
Sun:Closed
Other hours by Appointment
Contact me

Farmers Insurance Agent in West Lake Hills, TX

Moritzky Agency LLC
About Me

4.7
Rating 4.7

As your local Farmers® agent in West Lake Hills, TX, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (512) 467-0404 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 7 years of experience as a Farmers Insurance agent.

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Insurance Products Offered

Business Insurance

Ask Me About:

Piggy bank with pile of coins shaped like the continental US

As your local Farmers agent in West Lake Hills, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to Texas residents.

Discounts

Help replace the income that makes your goals possible. Life insurance can be a key part of helping you protect your loved ones’ financial future.

PWS LD-04 10/17
Bundles are best! I offer landlord and rental insurance, single family home, mobile home insurance, and more.
1. Is My Dwelling Coverage Amount Based on the Purchase Price, Mortgage Loan Balance, or Market Value of My Home? None of the above. Your dwelling coverage should be based on the reconstruction cost of your home, what it would cost at current prices, for building materials and labor, to repair or rebuild the home. The reconstruction cost should be reviewed annually. This is why we pester you to pieces to call us for a Review. CALL US FOR A REVIEW!

2. Isn't Making an Inventory of Our Possessions a Waste of Time? A resounding, NO! An inventory is your proof of ownership. When you file a claim, you will be asked to list ALL the items that were lost. In the wake of a catastrophe, is that where your mind will be? To make sure you don't forget anything and to maximize your reimbursement, prepare an inventory of your possessions ahead of time. These days, with technology, photos and videos are so easy to make and store in the cloud for safe keeping.

3. Is Flood Damage Covered by My Homeowners Policy? No. Home insurance doesn't cover flood damage. A separate flood insurance policy must be purchased in addition to your standard policy in order to be covered.

4. Isn't Flood Insurance Only for People Who Live in Flood Zones? No! Floods can happen anywhere, not just in a flood zone. Floods are also not just caused by weather, or bodies of water overflowing.
1. Isn't Purchasing the Minimum State Required Limits of Coverage Enough? The minimum limits of liability required in Texas currently are 30/60/25. This translates to $30,000 is the most that would be paid for one person injured, with a maximum of $60,000 for any number of people injured and $25,000 for damage caused to someone else's property. The minimum required limits in most states don't keep pace with the rapid, ever-increasing costs of emergency, ongoing health care, or vehicle repair and or replacement. If you cause injuries or damages exceeding the limits you carry, your personal assets may be at risk. Insurance isn’t One-Size-Fits-All, you should work with your agent to determine the limits that best suit your individual/family’s needs. And you should review all your coverage, annually, life is ever-changing, your coverage should keep up with those changes.

2. How Long Do I Have to Report Buying a New Car? The common misconception is that you have a "free" 30 day "grace period" before you have to notify your carrier of a newly acquired vehicle. There is no free coverage, darn it, the grace period is designed to allow you to acquire a new vehicle during non-business hours and still be insured for the same coverage you carry on your current car. Beyond operating hours, there is no reason to delay, you should call as soon as is reasonably possible.

3. Does My Credit Score Affect The Price of My Coverage? Not your credit score, but yes, your credit history is a factor in your insurance rates. As part of the underwriting process, a "soft credit inquiry" into your credit history is made, which has no impact to your credit score,

4. My Car Was Broken Into And My Laptop Was Stolen, My Car Insurance Pays For That, Right? No, actually, personal items or personal property inside your car are covered by your homeowners or renters insurance policy, less your applicable deductible.
1. I Have Life Insurance With my Employer, Isn't That Enough? Employers who provide life coverage commonly only provide 1 - 2 times your annual salary, to replace your income for dependents, experts commonly recommend 10 - 12 times your annual income. You may actually be able to get more coverage and a better deal on your own. Even if your employer's policy is initially cheaper, the cost may go up each year and you may not be able to take it with you when you leave. You can purchase an individual policy that locks in your rate for a period of time (i.e. 10, 20, 30 years), or even allows you to build cash value.

2. Only the "Breadwinner" Needs Life Insurance, Right? The loss of a stay-at-home spouse is costly in terms of who will replace caregiving for children, or allowing the working parent an opportunity to take time off work to help the family adjust to the loss.

3. The Policy I Bought When I was 30 Years Old, For $25 a Month, Stays That Cost For My Whole Life, Right? Unfortunately, no. The cost of coverage is locked in only for the contract term selected. For example, a 20-year Term Life policy locks the price in for 20 years and is renewable after that term at the premiums for your newly acquired age. Also, your rates on a 30 year Whole Life policy are locked in for the 30-year term but will be adjusted based on your newly acquired age at the end of the 30 years.

4. Why Would I Buy a Life Policy for My Healthy Children? It actually makes the most sense to purchase coverage for someone when they are young and healthy since premiums are less expensive. The cost of coverage increases with age and as you age you are more likely to develop a medical condition that can make coverage more expensive later. If you wait until you NEED it, it's too late to get it.

Recent Reviews for Jaime Moritzky

4.7
Rating 4.7
5 Customer Reviews
  • Rating 5.0
    Zoe was very helpful especially with having come from out of state.
    Response from Jaime
    Thank you, Rosemary, for your kind words! We are very proud, to have Zoe on our staff. We appreciate you taking the time to provide your feedback, it means a lot to us.
  • Rating 5.0
    Excellent service and great person to work with.
    Response from Jaime
    Thank you so much for the lovely compliment Cliff! Really enjoy having the opportunity to work with you.
  • Rating 5.0
    Jaime is awesome!!! We just love her. Great agent.
    Response from Jaime
    Gary, thank you, ever so, for the amazing compliment!! Love you guys right back!!!
  • Rating 4.0
    Jaime is AMAZING! She is always so knowledgeable and helpful while getting back to you quickly. While her staff are a little green and not as quick or knowledgeable as her, Jaime works wonders no matter when you contact her. I would highly recommend her to anyone who needs an agent.
    Response from Jaime
    Thank you so much, Joi. We are honored you have chosen us and are so very grateful for your high praise and recommendation.

    “Green”? Maybe, but I look less at my staff’s years, and more at what they DO. Their tireless efforts, the heart they gave, the wisdom they exercised to see your needs were met, regardless the situation.

    I do not frown on inexperience. A lack of experience is a quality, it indicates huge potential, allowing to do the impossible. And they do it with heart! We have nothing, if not heart. 😉

    All the best,
    jaime
  • Rating 5.0
    Jamie, your the best! Thanks for your helpful service. As bad as I hate insurance, you made it an easy and honest experience.
    Many Thanks,
    Sam
    Response from Jaime
    Sam, Thank you so much for your kind words! It was absolutely my pleasure. Many thanks returned, jaime
Displaying 1 - 3 reviews of 5

My Hardworking Team

Photo of Joe Boudreau

Joe Boudreau

Service Specialist

Phone :
(512) 467-0404(512) 467-0404
Photo of Fossy Evenson

Fossy Evenson

Marketing Specialist

Phone :
(512) 467-0404(512) 467-0404