
Farmers Insurance Agent in Sulphur Springs, TX
John M BerningAbout Me
As your local Farmers® agent in Sulphur Springs, TX, I help people protect their assets as well as help grow them. My commitment is to help you find the insurance plan that is tailored to your specific needs. We will sit down and take the time to explain your different coverage options to help you fully understand insurance--whether that's auto, home, life, business insurance, Farmers Financial Solutions* and more. Stop by our office located in the complex with Snap Fitness.
Give me a call at (903) 885-9607 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

Whether you’re just starting out, mid-career, or about to retire, one thing is true: Your financial strategy can help you balance priorities as you build wealth, save for big purchases, and prepare for the unexpected. Farmers Financial Solutions® is here to discuss investment options at each stage of your life.
Financial Products Offered: Mutual Funds*, IRAs*, College Savings Plans*, Annuities*, Variable Universal Life*. Give me a call to learn more!

PWS BLI 9/16

The Sulphur Springs Kiwanis Club
Kiwanis is a global organization of volunteers dedicated to improving the world, one child and one community at a time. The Sulphur Springs Kiwanis Club is currently meeting at League Street Church of Christ at Noon each Wednesday.

United Way Hopkins County
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PWS LD-01 10/17
Frequently Asked Questions:
Recent Reviews for John Berning
- January 22, 2020Rating 5.0John and his Assistant, Cindy, are both very helpful and courteous!
- January 18, 2020Rating 5.0I'm so happy to have someone like John to handle my insurance. John and his staff have been wonderful to me , and that is especially important now that I'm new to this town and state. This is one less thing I need to worry about.
- November 28, 2019Rating 5.0Very informative and prompt about the insurance that we needed for our home and auto. Very friendly and personable!!!
- October 29, 2019Rating 5.0Easy to work with, phone always gets answered, and knowledgeable about what we need.
- September 7, 2019Rating 5.0My local agent John and his staff members are great with their customers they quickly answer your questions if they don't know something they will find out. They are professional and courteous. They focus on your insurance needs. Another thing I like I don't have to worry about if I am in good hands. I don't have to second guess my decision of chosing Farmers. Cause this office makes me feel secure and safe...Thanks you guys.....
- June 13, 2019Rating 5.0I moved my business to John Berning a year ago when he was able to understand my insurance end goal far better than the prior agent. And he continues to provide excellent counsel regarding the best package and options for home, auto and umbrella insurance.
- April 18, 2019Rating 5.0It takes just one call to either Cindy or John to get it done. Thanks, BruceResponse from JohnJuly 12, 2019Bruce, thanks for the review and confidence in what we do. I really appreciate it.
John - October 31, 2018Rating 5.0Great customer service!Response from JohnJuly 12, 2019Lloyd, I'm glad you had a great experience with my CSR. I'm sure she will appreciate the kind words.
John - July 18, 2018Rating 5.0Ms Cindy was very helpful. Gave us the best options and good deals that suits our needs. Everyone was very friendly and answered all our questions. Thank you so muchResponse from JohnJuly 12, 2019Maria, thanks for the kind words. I will let Cindy know. We look forward to helping you in the future.
John - June 18, 2018Rating 5.0Dealing with John Berning was a great experience! He answered all of my questions and helped me get a quality homeowners policy at a great price.Response from JohnJuly 12, 2019Sally, thanks for the compliments. We look forward to serving you in the future.
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