Farmers Insurance Agent in McKinney, TX
Stan Polk
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About Stan Polk
As a long-time resident of Texas, I'm proud to serve McKinney and the surrounding areas as your local Farmers Insurance® agent. In the years I've spent living here, I have grown to understand the unique complexities that come with insuring your home, car, or business in the community that we live in. I aim to use my expertise to help make you smarter about your insurance options - whether that be home, auto, business, life insurance, and more!
Insurance is a constantly evolving and we take pride in educating our customers and prospects on how to properly address their exposures. At the Stan Polk Insurance Agency, we start by having a friendly conversation and learning about all the aspects of your life. Overall, we aim to ensure our clients are educated on exactly what their policies cover in case they ever have things go wrong. Our office is conveniently located inside the Kastel Building in Adriatica Village, and at the intersection of Stonebridge Drive and Virginia Parkway in McKinney. With over 30 years of insurance industry experience, I have the knowledge and skillset to help you better understand your coverage options. I am currently working with my clients and prospective clients daily to help them find the coverage and premium that fit their needs. I look forward to working with you, your family, and any commercial business you may have, to make sure that you are properly and affordably covered. I'd love to sit down with you to discuss your insurance options today!Give me a call at (972) 727-9111 and I'll be happy to answer any questions you might have.
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor fun. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products. They can help you find all your available discounts and feel confident in your coverage.
Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
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Having the right insurance coverage for your autos is important. Vehicle values are rising, along with repair costs, so now is a great time to review your auto policy to determine if you have the coverage you need. Whether you are an experienced driver or preparing to insure your teenaged drivers, I can provide answers to your coverage questions. I help insure drivers in McKinney, Texas and can counsel you on choosing the right coverage for your autos. Please contact me for a quote today!
What’s Replacement Cost Coverage in Home Insurance and Do I Need It? “Replacement Cost Coverage” is an insurance term that designates how property will be adjusted in a claim. Replacement cost is the amount it would take to replace damaged property at today’s prices and without deducting for depreciation. In homeowner’s insurance, replacement cost is most relevant in the adjustment of roofs in weather related claims and personal property in fire and water related claims. The following are a few FAQs you should know about your homeowner’s insurance coverage: 1. What does replacement cost coverage in homeowner’s insurance mean? Replacement cost coverage means that should you have a covered claim, your policy will pay the cost to replace your damaged property at today’s prices, without deducting for depreciation. 2. When do I need to have replacement cost coverage? Replacement cost coverage is required by most banks when there is a mortgage on the home. 3. How is replacement cost coverage calculated? Replacement cost coverage is calculated based on material and labor costs, and city/county fees. It also may include the cost of debris removal (e.g. the cost of clearing the foundation of damaged material after a fire). In short, it is the cost to rebuild your home if it were destroyed. 4. Should I ever consider not having replacement cost coverage on my policy? I counsel clients to consider not having replacement cost coverage when they have older homes and/or homes that are lower in value. In these cases, the homes won’t have mortgages and the clients desire reduced coverage in exchange for lower premiums. If you have additional questions regarding your coverage choices and how it affects your home insurance premium, please stop by my offices in McKinney, Texas or give me a call at (972) 727-9111.
If you own a condo, you know your association is responsible for some of the building. But how do you protect the things that make that unit your home, or the portion of that unit’s structure that you are responsible for? In the event of a fire, storm damage, burglary, or vandalism, your association’s insurance most likely won’t cover your personal property. That’ll be up to you. What would it really cost you to transform empty rooms back into a home? If you live in a condo, let’s talk.
Reward yourself for being a focused driver in McKinney, Texas with Signal® from Farmers®. It’s an easy to use app-based tool that can help you earn a discount on your auto policy and a chance to win up to $100 every month.* Contact me to learn how to enroll.
In today's world people want to have choices, flexibility and a measure of certainty that their futures are secure. As your Farmers Insurance and Financial Services agent*, I can give you the professional perspective you need to help build a solid financial strategy. At Farmers, we want to help you make informed decisions about saving and investing, because the more you know, the better you can plan for what's ahead.
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
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