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Business Insurance

Photo of Michael Binns

Michael Binns

Farmers - Business InsuranceFarmers Insurance - Michael Binns

Photo of Michael Binns

Michael Binns

About Me

As a small business owner in Austin, I have a unique understanding of the challenges your business may face.

Years of Experience

Years of Experience

I have over 29 years of experience working with small businesses in the Austin area.

Business Insurance Agent in Austin, TX

I’m Michael Binns and I specialize in helping businesses like yours get the commercial coverage they want and need. For you, that might mean reevaluating your property or liability protection. As your Farmers agent in Austin, Texas, I look forward to discussing all your options. Please call me to learn what Farmers can do for you.

Business Insurance Coverage Types




Workers' Comp



Local Business Owners Ask Me About

Austin Property Insurance
Austin Property Insurance

Commercial Property Insurance

Protect your business with Farmers coverage for your building, equipment, inventory and operating income. Let’s have a conversation about it today.
Austin Liability Insurance
Austin Liability Insurance

Business Liability Insurance

You might face legal action from customer injuries, data breaches, product defects and more. Liability insurance can help you protect your business.
Austin Workers' Comp Insurance
Austin Workers' Comp Insurance

Workers' Compensation Insurance

Concerned about injuries, OSHA regulations, and workers’ compensation fraud? Let’s discuss how Farmers can help you protect your employees and business.

Industries In Which I Specialize

Industries I Serve

Apartment Owner Insurance

For owners of small apartment buildings, large apartment complexes and everything in between.

Auto Service & Repair Shop Insurance

For owners of shops that specialize in collision repair, oil changes, transmission repair and more.
For those who own office buildings, retail shopping centers, industrial parks, warehouses and self-storage facilities.
For organizations including museums, schools and civic groups.
For independent contractors such as plumbers, electricians, landscapers and painters.
For governing bodies that manage the common areas and other aspects of a homeowners association. 
For the owners of hotels, motels and bed and breakfasts.
For companies that manufacture products of virtually any type.
For the offices of independent professionals such as doctors, lawyers and consultants.
For churches, synagogues, mosques, temples and other types of religious organizations.
For owners of quick service, casual and fine dining restaurants.
For owners of food trucks.
For those who own shops such as salons, dry cleaners, boutiques and convenience stores.
For businesses that provide wholesale goods and services to retail industries.

Looking for auto, home, and other insurance options?

Visit my main location site