

Farmers Insurance Agent in Cleveland, TN
James Wallace BynumAbout Me
I am proud to serve the Tennessee area as your local Farmers® agent. I feel blessed to be able to call this area my life-long home, and I love connecting with my neighbors to help them make the right insurance and retirement decisions - whether it's retirement planning, auto, home, commercial insurance, or more!
When we sit down with you we take the time to understand your situation, insurance, and retirement needs. Our priority is to make you smarter and more educated about insurance and retirement so that when it comes time for you to make a decision regarding insurance or retirement planning you have all of the information you need.
When I'm not in the office, I love to spend time with my family. I have four children and four grandchildren being raised right here in the Tennessee Valley. You might also catch me spending a weekend afternoon on the golf course. If you ever need to discuss golf cart insurance, we can talk about it on the course!
Come by and see me sometime! I'm located downtown in the Historic District, just one block south of the courthouse on Broad St. I'd love to sit down to discuss insurance and retirement planning with you today.
Give me a call at (423) 790-7757 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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PWS LD-02 10/17



Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by Independence American Insurance Company, a Delaware insurance company.
Frequently Asked Questions:
Recent Reviews for James Bynum
- January 23, 2021Rating 5.0We were recently in the market for a new homeowner's policy and after receiving quotes from several agents we found that Farmers was the best fit for us. Mr. Bynum's staff has been very helpful and professional. I had several questions, Pam was very patient and understanding in answering them. I cannot say enough good about Mr. Bynum and his staff. Given the opportunity I would recommend Mr. Bynum's office to any of my friends and family.
- January 8, 2021Rating 5.0The agents were very helpful and informative. They are very prompt on service and took care of all my concerns and questions quickly and accurately. This was my first time buying home insurance and they took the time to answer all my questions and made sure I had all the information I needed.
- October 23, 2020Rating 5.0Always professional and courteous!
- October 11, 2020Rating 5.0Very timely with response and follow up.
- September 13, 2020Rating 5.0Pam was very informative, easy to talk to, explained all the policies and very personable , great to deal with.
- August 20, 2020Rating 5.0Easy, quick and very pleased with process
- August 16, 2020Rating 5.0Very helpful! I had several questions and I received answers quickly and competently. It's been a good experience working with Pam to get my rate reduced and keeping the same coverage as my previous carrier.
- August 13, 2020Rating 5.0Treating me and my wife like family and looking out for our best interests and safety, thanks Pam!
- July 30, 2020Rating 5.0Professional and efficientResponse from JamesJuly 30, 2020Thank you for the review Albert. We strive everyday to understand then meet our customer's needs. It has been a pleasure doing business with you.
- June 5, 2020Rating 5.0My agent took their time, got to know me some and became familiar with our situation guiding us in the right direction. Very much look forward to working with James and his team on our new adventure in Fairfield Glade.
- June 4, 2020Rating 5.0They were very helpful and worked with me
- January 18, 2020Rating 5.0James is da bomb!
He handles all of my insurance needs
JHResponse from JamesJanuary 18, 2020Thank you for the kind words. We strive every day to offer insurance solutions for our customer's needs.
James - January 11, 2020Rating 5.0I can not say enough great things about Pam. She was just great. She took the time to go over everything with me and deal with me and my crazy life. I have already recommended her and your agency. Pam is a great agent .Response from JamesJanuary 16, 2020Thank you for your kind words and appreciation. We are here to help in any way possible.
James - January 7, 2020Rating 5.0I haven't met Mr. Bynum but working with Pam has been a pleasant experience. Pam is very attentive and returns calls and emails promptly.
- December 13, 2019Rating 5.0Very nice service agent, very helpful and detailed. Explained everything and process my insurance fast and easy. Definitively will recomend.
- December 11, 2019Rating 5.0Compared to some other insurance quotes that I received, the experience with getting one from Farmers was much better - both price-wise to coverage ratio and ease of getting and negotiating the right coverage.
- December 5, 2019Rating 5.0Excellent service and knowledge sharing.
- November 23, 2019Rating 5.0Pam was GREAT!!!
- October 26, 2019Rating 5.0James has been so patient and understanding thru my ignorance. He spent so much time working me thru it all. I went with another company and soon found out what a huge mistake that was. James was so very patient when I called him back. He has taken care of my needs and answered every question I had. I am so happy to have found James and this company! Thank you James!Response from JamesNovember 8, 2019Dorothy, thank you for the review. We strive every day to understand our client's needs. Sometimes the process takes time but we always want to do what is right for your individual circumstance. Thank you for being a customer.
- October 19, 2019Rating 5.0Been a easy transferResponse from JamesNovember 8, 2019Thank you for the review. We strive every day to understand our client's needs. Once we do we pride ourselves on making the transition as smooth as possible. It is our pleasure to be in business with and for your family.
My Hardworking Team
