Farmers Insurance Agent in Aberdeen, WA

You don’t have to live near a body of water to be at risk for flooding — it can happen anywhere it rains. Even historically dry areas have been known to flood without warning. So it may not be a matter of whether you need flood insurance coverage, but how much and what kind. Ask your local Farmers® agent to run a “flood zone determination” on your property. The federal government’s National Flood Insurance Program (NFIP) has established two types of zones: High risk: Homes in these areas are more likely to be damaged by a flood. The government requires homeowners to have flood coverage when they have loans from federally regulated or insured lenders. Low-to-moderate risk: Flood insurance coverage isn’t required in these areas, but that doesn’t mean it isn’t desirable. Low-to-moderate risk zones account for 25% of all flood insurance claims and receive one-third of federal disaster assistance for flooding. To see exactly what flood insurance covers feel free to give us a call, or click on the link below!

If you are driving down State Route 109 or 105 this summer to go to the beach, you want to make sure your car is properly insured for any potential damage that could occur! Our agency will help tailor a policy for you and your lifestyle to ensure your peace of mind when on the road. We offer a towing and roadside assistance coverage which is crucial for every auto policy we write. This coverage provides 24/7 roadside assistance if your car is disabled, and helps pay for towing, tire changing, locksmith service, and jumpstarts. Question: Is there a coverage I can purchase to protect the glass on my car? Answer: Our agency offers both a glass buyback coverage and a full windshield and glass coverage to make sure the glass on your vehicle is properly covered. The glass deductible buyback coverage covers windshield and glass repair and replacement and has a low $100 deductible. Rock chip repair coverage for your auto glass offers a $0 deductible on glass repair, so you pay nothing out of pocket! Call me today to learn more about the potential gaps in your current auto coverage to make sure your vehicle is properly insured!

On a motorcycle, you can experience the road as you want, without barriers or boundaries. With Farmers, you can choose the coverage you want, with potentially specialized options like coverage for accessories and trip interruptions. Call me today to learn more.

With summer fast approaching, it is important to make sure that your specialty and recreational toys are properly covered! Whether it's a jet ski, fishing boat, ski boat, or ATV, we're ready to discuss your recreational insurance and specialty insurance options! Commonly Asked Recreational/Specialty Insurance Question: Question: When operating a fishing vessel, does it matter what kind of waterway I use it on? Answer: Yes! Because of the different conditions on rivers, lakes, and even oceans (such as fresh water versus salt water), different coverages may be required. We're happy to discuss all the available options based on your unique needs. Before you head out to Lake Nahwatzel, Lake Aberdeen, Duck Lake, or any of the other beautiful recreational areas here in Washington, give us a call today!

Teach your child that success usually starts with a plan.

Life is unpredictable, and as much as you plan, there’s always something around the bend that never crossed your worried mind. With a Personal Umbrella policy from Farmers®, you’ll have additional liability limits over and above those provided by your underlying policies. Your assets, as well as your future earnings, are covered.