|Day of the Week||Hours|
|Monday||8:00 AM - 5:00 PM|
|Tuesday||8:00 AM - 5:00 PM|
|Wednesday||8:00 AM - 5:00 PM|
|Thursday||8:00 AM - 5:00 PM|
|Friday||8:00 AM - 5:00 PM|
About Toby Wishard
Born and raised in Florence, SD, I am proud to serve as your local Farmers® agent in Watertown. I am dedicated to educating customers like you on insurance, so we can work together to find the coverage that best fits your lifestyle needs- and adapt your polices overtime to change with your life. With over 20 years of experience in law enforcement, I know risk and have witness loss, which gives me insight to help protect what matters most to you. Located at the intersection of Kemp ave and Highway 20, across from Subway, I will ensure that this process is straightforward and personalized to help you select the most comprehensive, cost-effective solution. I have the knowledge and expertise to help you better understand your coverage options -- whether that's home, auto, business, farm insurance and more. Stop by my office today to get started!
Give me a call at (605) 882-5773 and I'll be happy to answer any questions you might have.
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Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor pursuits. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
FOR THE KIDS Project
Here at our agency, work with Child Protective Services and Lutheran Church of Our Redeemer, to provide emergency supplies for children taken into foster care. If you have anything that may be helpful, please drop off at our office at 922 W Kemp, or text (605) 520-4575. If after hours, one of us will meet you at the office.
- Member of Rotary
- Past Council
- VP of Lutheran Church of Our Redeemer
Help replace the income that makes your goals possible. Life insurance can be a key part of helping you protect your loved ones’ financial future.
PWS LD-04 10/17
As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.