

Farmers Insurance Agent in Rapid City, SD
Dave SchmidtDave Schmidt Insurance Agency IncAbout Me
I am no stranger to insurance and financial planning, having spent 43 years as an agent and agency owner for Farmers® Insurance. During my career with Farmers, I have qualified for 12 President Councils, 7 Championships, 12 Life Roundtables, 3 Leadership Awards, 12 Commercial Roundtables, 30 Toppers Clubs, 7 Commercial Masters, 1 Life Championship, am on the Farmers Commercial Advisory Board, was the Colorado Springs Region Agent of the Year and have been on the FFS Wall of Fame – Top Ten GDC every year since inception. I continue to support my community through many civic involvements for which I received the Tyler and Leavey award from Farmers.
Before joining Farmers, I graduated from South Dakota State University and continued my education for Financial Planning, earning the CFP® designation. I currently reside in Rapid City, South Dakota, where I live with my wife Barb, of 39 years, and brought up our two daughters, Emily and Lindsey.
Give me a call at (605) 342-5434 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

Switch to Farmers® and you could save an average of $470 on Auto or $450 on Home. You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.*
*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 12/1/20 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.

Get a whole lot of something with
Farmers Policy Perks℠
When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.
Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.
So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.

Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.
Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See Farmersrewardsvisa.com for Rewards Terms and Conditions.


Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.
- As your life changes, maybe your policy should too
Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.
- Review your coverage and possibly save money
Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.
- How often should you have a Farmers Friendly Review® session?
We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.
Give us a call to set up your Farmers Friendly Review®.

Frequently Asked Questions:
Recent Reviews for Dave Schmidt
- February 27, 2021Rating 5.0Fast and efficient!Response from DaveMarch 1, 2021Thank you for the great review, Craig! We appreciate your business!
- January 28, 2021Rating 5.0I've been doing business with Dave for over 24 years for all of my insurance. I could not ask for a better agent. Highly recommend!Response from DaveJanuary 29, 2021Scott, it has been a pleasure working with you. Thank you for your business, and we look forward to continuing to work with you in the years to come!
- January 13, 2021Rating 5.0Adam Templeton listened, knew what was wanted and suggested changes in a great way.Response from DaveJanuary 21, 2021Thank you for the great review, Pam! We look forward to working with you more in the future!
- December 19, 2020Rating 5.0Adam is great to work with and knows the different aspects of Farmers insurance.Response from DaveDecember 21, 2020Thank you so much for the great review, Barbara! We look forward to continuing to work with you!
- December 6, 2020Rating 5.0We were frustrated with lack of communication from a competitor. Based off a family recommendation, reached out to Adam via email late one evening. Not expecting a response until sometime the next day, but day emails back a detailed response quickly. Made the switch the very easy. On top of it he was able to save $$. Wish we would have reached out sooner.Response from DaveDecember 9, 2020Jane, thank you so much for this great review! We are happy to have you as a client and look forward to continuing to serve you for your insurance needs!
- November 21, 2020Rating 5.0Adam was very knowledgeable and personable. He was always prompt with answers. I look forward to working with him again next spring.Response from DaveNovember 24, 2020Thank you for taking the time to write such a great review, Dianne! We appreciate your business and look forward to continuing to work with you!
- November 20, 2020Rating 5.0I switched companies personally because Dave has been so helpful with the business. I am not very knowledgeable about insurance and the process and Dave is always patient and takes the time to answer all my questions thoroughly.Response from DaveNovember 24, 2020Thank you so much for the great review, Deborah! We enjoy working with you and appreciate your business!
- October 11, 2020Rating 5.0The salesman was very professional and gave us many options to increase our policy, and by not raising rates. A superb salesman and a good company..Response from DaveOctober 12, 2020Francis, thank you so much for this great review! We appreciate your business and we look forward to continuing to work with you.
- August 11, 2020Rating 5.0I. have the highest regard for Clay and the Dave Schmidt agency. The total online experience was excellent. EmmetResponse from DaveAugust 11, 2020Thank you so much for this great review! We appreciate you taking the time to write these kind words and we look forward to continuing to work with you!
- August 10, 2020Rating 4.0Fast and Friendly Service. Reasonable rates. And a great reputation for taking care of the clients when needed.Response from DaveAugust 11, 2020Thank you so much for the kind words, Kathleen! We appreciate your review!
- August 9, 2020Rating 5.0Very helpful and caring.Response from DaveAugust 11, 2020Thank you, Timothy! We appreciate your review!
- June 5, 2020Rating 5.0Adam Templeton is so great to work with! He makes things easy to understand and accommodates my needs.Response from DaveJune 17, 2020Thank you for the great review, Cassie! We have enjoyed working with you this far and look forward to continuing to service you with your insurance needs!
- May 13, 2020Rating 5.0It was a fantastic experience dealing with Dave for our homeowner's and auto policy. I would definitely recommend him to others.Response from DaveMay 14, 2020Thank you for your 5 star review, Michael! We appreciate your business and look forward to continuing to work with you for your insurance needs!
- May 3, 2020Rating 5.0Clay Hunsacker was on top of it all the way throughout processResponse from DaveMay 14, 2020Thank you for the great review, Nancy! We appreciate your business and look forward to continuing to work with you for your insurance needs!
- February 5, 2020Rating 5.0RANDY WAS GREAT!Response from DaveFebruary 17, 2020Thank you for this great review, Michael! We appreciate your business and look forward to continuing to work with you for your insurance needs!
- January 8, 2020Rating 5.0Adam was very knowledgeable, professional and kind. I have every confidence in him and Farmers Insurance for my home and auto.Response from DaveJanuary 8, 2020Priscilla,
Thank you so much for the great review! It is appreciated. I look forward to continuing to work with you for your insurance needs! - December 28, 2019Rating 5.0Clay is an awesome agent we love working with himResponse from DaveJanuary 8, 2020Firat,
Thank you so much for your great review! We look forward to continuing to work with you for all of your insurance needs! - November 26, 2019Rating 5.0Great service!Response from DaveDecember 9, 2019Thank you for the great review, Matthew! We look forward to continuing to work with you for your insurance needs!
- November 11, 2019Rating 5.0Clay did a great job having everything ready when we arrived. He also researched our vehicles which we did not even request. He was well prepared and showed us all the possibilities. Definitely did a great job!!Response from DaveNovember 13, 2019Paul,
Thank you so much for the great review! We appreciate your business and look forward to continuing to work with you for all of your insurance needs! - November 5, 2019Rating 5.0have yet to meet Dave Schmidt but Clay Hunsaker has helped me out flawlessly and has completed everything i've asked of him quickly and professionally.Response from DaveNovember 13, 2019Hey Levi,
Thank you so much for the great review! We look forward to continuing to work with you for all of your insurance needs!
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Kaitlin Dahlke
Personal Lines Customer Service Representative


