

Farmers Insurance Agent in Bedford, PA
Kelsey L KoontzAbout Me
As a lifelong resident of Bedford County, I am proud to represent you as your local Farmers® agent. At my agency, we specialize in auto, home, life, umbrella, business, and recreational products.
At the Kelsey Koontz Agency, we have nothing but the highest standards when it comes to customer service. We pride ourselves on a personal and detail-oriented approach to the insurance process. Agent/Owner Kelsey Koontz has been in the insurance industry since 2013.
The Kelsey Koontz Agency is conveniently located on Rt. 30 (Mile Level) in front of Sherwin Williams and beside One Main Financial.
Insurance can be complicated, so let's sit down together to address all of your questions and concerns. Please don't hesitate to call our office and we can get started today!
Give me a call at (814) 310-2147 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

Farmers Policy Perks℠
When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.
Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.
So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.


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- Boating
- Camping
- Hiking
- Beach Trips
- Family get togethers

Switch to Farmers® and you could save an average of $470 on Auto or $450 on Home. You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.*
*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 12/1/20 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.

Frequently Asked Questions:
Recent Reviews for Kelsey Koontz
- November 5, 2020Rating 5.0We started by phone & somehow call was disconnected. I assumed that agent would call back -- how was I to reach that same chap myself?==so I went on line again & found a local agent's phone number--not in phone book--and found her most helpful, knew her subjects, I a handicapped & she assisted. Srongly recommended.Response from KelseyNovember 9, 2020I'm glad you were able to find our local agency! We are honored to have you here and appreciate the kind review.
- November 5, 2020Rating 5.0Very friendly, helpful, pleasant experience, knew her subjects.Response from KelseyNovember 9, 2020Thanks for the awesome review. We are so glad to have you here.
- October 24, 2020Rating 5.0Kelsey was very nice and helpful. She answered all our questions and more. Was honest and pointed out to us how we could benefit from going with Farmers insurance. Would highly recommend her to anyone.Response from KelseyOctober 24, 2020This means a lot! We are so glad to have you and thank you for supporting our business.
- March 25, 2020Rating 5.0Kelsey went above and beyond to get us our homeowners policy done to start our construction on our new home. We highly recommend her! Thanks Kelsey!Response from KelseyMarch 25, 2020I'm so excited for your new chapter! Thank you for your business. I'm so glad to have you here!
- February 29, 2020Rating 5.0She has been so helpful through our transitions of selling our home and buying a new one.Response from KelseyMarch 2, 2020I'm so glad to be apart of all the transitions. Thanks for your business! Love having you here!
- February 11, 2020Rating 5.0Kelsey was very approachable, engaging and helpful. Talking with an agent face to face is always the best! She explained everything as we reviewed the policy and made recommendations in answer to my questions. I fully trust her expertise and know that she genuinely cares for those she serves.Response from KelseyFebruary 12, 2020Susan, those are some of the nicest compliments I've ever received. You are too kind! I'm so glad to have you here.
- January 13, 2020Rating 5.0Very friendly and knowledgeable. I needed a renters policy. We completed the whole process over the phone.Response from KelseyJanuary 13, 2020I'm so happy to have you here Sheryl! Thank you for the nice feedback!
- October 11, 2019Rating 5.0It was a awesome visit! She had lower my insurance rates and did everything possible to help us out! We are thankful for everything she has done for us and will recommend her our friends!Response from KelseyOctober 30, 2019It was so nice getting to meet you in person. I'm so glad to have you guys here!!! I appreciate any and all referrals!! :)
- August 11, 2019Rating 5.0So happy I went with farmers insurance with Kelsey koontz, she helped me through the whole thing and made me feel like I wasn't rushed and that I was welcomed. Hopefully will have to insurance for a long time. She is one of the nicest people I have talked to when looking for insurance.Response from KelseyAugust 22, 2019Thank you so much for the kind words. I'm so glad to have you guys here at Farmers!
- June 28, 2019Rating 5.0Was very pleased with my conversations with Kelsey but would like to meet her in person sometime.Response from KelseyAugust 22, 2019Thank you! I hope to be able to meet in person as well!
- February 20, 2019Rating 5.0Excellent service! Fast, prompt, efficient and knowledgeable. This could not have been any easier!Response from KelseyAugust 22, 2019Thank you for the positive words! I'm so glad to have you here!
- December 28, 2018Rating 5.0Kelsey went above and beyond in helping us with a quote and then setting up our policies. Even though is was Christmas time, which is very hectic anyway, she always answered my questions promptly and courteously. I would definitely recommend Kelsey and Farmer's insurance.Response from KelseyAugust 22, 2019You guys are too kind! Thank you. And I'm so glad to have you here at Farmers.
- October 8, 2018Rating 5.0Kelsey, has been wonderful in helping with my new home and auto policy, I can’t thank her enough for her all her hard work and trying help me find the best insurance I needed...Response from KelseyAugust 22, 2019And thank you for trusting us with your insurance needs. :)
- September 30, 2018Rating 5.0Kelsey is the best! Really did all the work to find us the right products for us.Response from KelseyAugust 22, 2019Thanks Zach for the positive feedback. I'm so glad to have you here!
- July 16, 2018Rating 5.0Kelsey Koontz is very professional, knowledgeable, and personable! I recommend her highly and without reservation. Seven months ago, I reached out to Kelsey when I was gathering information about insurance companies for our country home. When I phoned back, Kelsey remembered our conversations and emails! She quickly retrieved our property information, completed whatever forms were necessary, and we happily joined the Farmers' Insurance family! Thank you!Response from KelseyAugust 22, 2019You're kind words mean so much! I'm so glad to have you here.
- June 20, 2018Rating 5.0Very professional. Worked with me to get a plan that I could afford and payment scheduling was coordinated to fit my budget. Thank you!Response from KelseyAugust 22, 2019Thank you so much for leaving such a nice review. We are so glad to have you here!
- April 16, 2018Rating 5.0Great to work with and super nice!Response from KelseyAugust 22, 2019Thank you!! We are so glad to have you here.
- April 11, 2018Rating 5.0you both did great I was very happyResponse from KelseyAugust 22, 2019And we are very happy to have you here as well!
- April 2, 2018Rating 5.0Kelsey is very professional, friendly, and helpful!Response from KelseyAugust 22, 2019I appreciate those kind words. Thank you so much!
- February 27, 2018Rating 5.0My husband and I were looking for insurance for our vehicles and our home. We wanted similar coverage but were looking to find something more affordable. I called Ms. Koontz. She called me right back. I explained what we needed and I supplied her with the declaration sheets for our current policies. Within 15-20 minutes, she e-mailed a quote to me (which was less than what we have been paying). Whenever I had questions, she always e-mailed or called me back immediately. I would recommendResponse from KelseyAugust 22, 2019Hearing positive feedback means so much. Thank you!!
My Hardworking Team
