Farmers Insurance Agent in North Bend, OR
Richard M Jackson-OsbornAbout Me
We're proud to be your local Farmers® agency in North Bend, Oregon, also serving Coos Bay, Lakeside and all of Coos County! We value our community and are involved in many activities that allow us to give back. We are active in Rotary, the Chamber of Commerce and numerous other causes that enhance, promote and help those in need in our community!
We know that insurance can be complicated. We're here to make your day easier by cutting through the clutter. We start by getting to know you and finding out what's most important to you. Then we use our knowledge and experience to help you better understand your coverage options. Based on that conversation, we put together the insurance package that best fits your unique needs. In addition to auto and home insurance, we offer commercial insurance for your business, workers compensation and life insurance, as well as coverage for your boat, ATV or motorcycle. We even insure pets!
We are your local advisors, neighbors and friends, helping you make the best insurance choices to protect what you care about. Stop by and see us! We're located on Virginia Avenue in North Bend!
Give me a call at (541) 756-3984 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Years of Experience
States Licensed In
Insurance Products Offered
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:
Question: What is Uninsured or Underinsured Motorist Coverage?
Answer: The uninsured/underinsured motorist coverage will cover your losses caused by an uninsured or underinsured driver, and helps pay for damage to your car and bodily injury to you and your passengers.
Question: What is Personal Injury Protection (PIP) Coverage?
The personal injury protection coverage helps cover the cost of your rehabilitation and lost wages as a result from the accident, and will cover you no matter who is at fault.
Question: What is Towing and Roadside Service Coverage
The towing and roadside service coverage provides 24/7 roadside assistance if your car is disabled, and helps pay for towing, tire changing, locksmith service, and jumpstart.
Question: What is Comprehensive Coverage?
Comprehensive auto coverage will cover damage to your car brought about by things besides a collision. This can include damage from hail, wind, theft, fire, vandalism, animal damage, and more.
Question: What is Collision Coverage?
Collision coverage pays to repair or replace your own vehicle when you are at fault. This also covers collisions with other vehicles, objects, and animals.
Question: What is Contents Replacement Cost Coverage?
Answer: Say an electrical fire destroys the 70-inch flat screen TV in your living room. With contents replacement cost coverage, you’ll be reimbursed for the cost of buying a new television of similar quality — not what your old TV was worth.
Question: Why is Water-Related Damage important?
Answer: Given that water-related damage can occur, it's important to make sure that you understand what is and isn't covered under your current policy. If you have questions, or want to learn about available insurance options, a conversation with me about your potential risk might be beneficial so you can get the coverage you want.
Question: Why should I include Service Line Coverage in my policy?
Answer: Service line coverage is to protect against a leak, break, tear, rupture, or collapse of a covered service line to your home.
Question: Why do I need Flood Coverage?
Answer: You don’t have to live near a body of water to be at risk for flooding — it can happen anywhere it rains. Even historically dry areas have been known to flood without warning. So it may not be a matter of whether you need flood insurance coverage, but how much and what kind.
Question: What is Extended Replacement Cost Coverage?
Answer: Extended Replacement Cost coverage is an optional endorsement that may be available to add coverage of 10 percent, 25 percent or 50 percent of the estimated reconstruction cost, depending on the type of home insurance policy, in the event there are unexpected or unplanned increased costs to rebuild your home.
- Running a horse rescue ranch in rural Coos County
- Community involvement
Farmers Policy Perks℠
When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.
Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.
So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.