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Richard Jackson-Osborn
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Farmers Insurance Agent in North Bend, OR
Richard M Jackson-OsbornAbout Me
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Rating 5.0
Born and raised in the Coos Bay-North Bend area, I'm proud to be your local Farmers® agent in North Bend, Oregon. We value our community and are involved in many activities that allow us to give back. We are active in Rotary, the Chamber of Commerce, Coos Bay Downtown Association, Coos Bay School District and numerous other causes that enhance, promote and help those in need in our community!
We know that insurance can be complicated. That's why we strive to make your day easier by helping you cut through the clutter to find the insurance coverage that is going to best fit your unique needs. We do that by getting to know you and finding out what's important to you. Then, we use our knowledge and experience to help you better understand your coverage options. As a full-service insurance agency, we can customize a package to fit your needs. In addition to auto and home insurance, we can offer commercial insurance for your business, life insurance, and coverage for your boat, ATV, or motorcycle.
We are your advisors and friends, helping you make the best insurance choices to protect what you care about. Stop on by and see us! We're located on Virginia Avenue in North Bend!
Give me a call at (541) 756-3984 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Years of Experience
I have over 1 year of experience as a Farmers Insurance agent.
Education
MBA, Portland State University, BA, Southern Oregon University, and Marshfield High School, Class of 1995
Neighborhoods Served
North Bend, Coos Bay, Lakeside, Coquille, and Myrtle Point
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States Licensed In
OR
Insurance Products Offered
Auto Insurance
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:
If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.
FAQ:
Question: What is Uninsured or Underinsured Motorist Coverage?
Answer: The uninsured/underinsured motorist coverage will cover your losses caused by an uninsured or underinsured driver, and helps pay for damage to your car and bodily injury to you and your passengers.
Question: What is Personal Injury Protection (PIP) Coverage?
The personal injury protection coverage helps cover the cost of your rehabilitation and lost wages as a result from the accident, and will cover you no matter who is at fault.
Question: What is Towing and Roadside Service Coverage
The towing and roadside service coverage provides 24/7 roadside assistance if your car is disabled, and helps pay for towing, tire changing, locksmith service, and jumpstart.
Question: What is Comprehensive Coverage?
Comprehensive auto coverage will cover damage to your car brought about by things besides a collision. This can include damage from hail, wind, theft, fire, vandalism, animal damage, and more.
Question: What is Collision Coverage?
Collision coverage pays to repair or replace your own vehicle when you are at fault. This also covers collisions with other vehicles, objects, and animals.
FAQ:
Question: What is Uninsured or Underinsured Motorist Coverage?
Answer: The uninsured/underinsured motorist coverage will cover your losses caused by an uninsured or underinsured driver, and helps pay for damage to your car and bodily injury to you and your passengers.
Question: What is Personal Injury Protection (PIP) Coverage?
The personal injury protection coverage helps cover the cost of your rehabilitation and lost wages as a result from the accident, and will cover you no matter who is at fault.
Question: What is Towing and Roadside Service Coverage
The towing and roadside service coverage provides 24/7 roadside assistance if your car is disabled, and helps pay for towing, tire changing, locksmith service, and jumpstart.
Question: What is Comprehensive Coverage?
Comprehensive auto coverage will cover damage to your car brought about by things besides a collision. This can include damage from hail, wind, theft, fire, vandalism, animal damage, and more.
Question: What is Collision Coverage?
Collision coverage pays to repair or replace your own vehicle when you are at fault. This also covers collisions with other vehicles, objects, and animals.
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
FAQ:
Question: What is Contents Replacement Cost Coverage?
Answer: Say an electrical fire destroys the 70-inch flat screen TV in your living room. With contents replacement cost coverage, you’ll be reimbursed for the cost of buying a new television of similar quality — not what your old TV was worth.
Question: Why is Water-Related Damage important?
Answer: Given that water-related damage can occur, it's important to make sure that you understand what is and isn't covered under your current policy. If you have questions, or want to learn about available insurance options, a conversation with me about your potential risk might be beneficial so you can get the coverage you want.
Question: Why should I include Service Line Coverage in my policy?
Answer: Service line coverage is to protect against a leak, break, tear, rupture, or collapse of a covered service line to your home.
Question: Why do I need Flood Coverage?
Answer: You don’t have to live near a body of water to be at risk for flooding — it can happen anywhere it rains. Even historically dry areas have been known to flood without warning. So it may not be a matter of whether you need flood insurance coverage, but how much and what kind.
Question: What is Extended Replacement Cost Coverage?
Answer: Extended Replacement Cost coverage is an optional endorsement that may be available to add coverage of 10 percent, 25 percent or 50 percent of the estimated reconstruction cost, depending on the type of home insurance policy, in the event there are unexpected or unplanned increased costs to rebuild your home.
FAQ:
Question: What is Contents Replacement Cost Coverage?
Answer: Say an electrical fire destroys the 70-inch flat screen TV in your living room. With contents replacement cost coverage, you’ll be reimbursed for the cost of buying a new television of similar quality — not what your old TV was worth.
Question: Why is Water-Related Damage important?
Answer: Given that water-related damage can occur, it's important to make sure that you understand what is and isn't covered under your current policy. If you have questions, or want to learn about available insurance options, a conversation with me about your potential risk might be beneficial so you can get the coverage you want.
Question: Why should I include Service Line Coverage in my policy?
Answer: Service line coverage is to protect against a leak, break, tear, rupture, or collapse of a covered service line to your home.
Question: Why do I need Flood Coverage?
Answer: You don’t have to live near a body of water to be at risk for flooding — it can happen anywhere it rains. Even historically dry areas have been known to flood without warning. So it may not be a matter of whether you need flood insurance coverage, but how much and what kind.
Question: What is Extended Replacement Cost Coverage?
Answer: Extended Replacement Cost coverage is an optional endorsement that may be available to add coverage of 10 percent, 25 percent or 50 percent of the estimated reconstruction cost, depending on the type of home insurance policy, in the event there are unexpected or unplanned increased costs to rebuild your home.
Coos Bay, North Bend Rotary Club
Farmers agents are small business owners like you. We know from experience the unexpected happens.
Give me a call to learn more about our coverage and get a quote today!
Give me a call to learn more about our coverage and get a quote today!
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
Reward yourself for being a focused driver with Signal® from Farmers®. It’s an easy to use app-based tool that can help you earn a discount on your auto policy and a chance to win up to $100 every month.* Contact me to learn how to enroll.
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