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Charlotte Lehto

Farmers Insurance Agent in Lincoln City, OR
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Contact Info


4270 NE Highway 101
Lincoln City, OR 97367

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Phone Numbers

(541) 994-2884(541) 994-2884
(541) 994-2309

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 4:00 PM
After Hours by Appointment.
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Farmers Insurance Agent in Lincoln City, OR

Charlotte Lehto Ins Agency Inc
About Me

As your local Farmers® agent in Lincoln City, OR, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (541) 994-2884 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 17 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Pacific City, Depoe Bay, Otis, Grande Ronde, and Cloverdale


Insurance Products Offered

Business Insurance

Ask Me About:

New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.

PWS LD-01 10/17

The Lincoln City Chamber of Commerce

I am proud to be a member of the Lincoln Chamber of Commerce for over 8 Years!

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Siletz Bay Music Festival

The Siletz Bay Music Festival is dedicated to bringing high quality music performances and education to the Central Oregan Coast!

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Lincoln City Homeless Solutions

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Lincoln Warming Shelter

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As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.
Besides providing increased liability limits, a Personal Umbrella policy can fill gaps in your coverage with added benefits, such as:

-Coverage for claims that may not be covered by your underlying Homeowners, Auto, or Watercraft liability policies, such as libel, slander, or defamation of character.

-Coverage anywhere in the world.

-Coverage for defense costs and attorney fees associated with claims against you that are covered by your Personal Umbrella policy, but not by your primary policies.

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There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.

My Hardworking Team

Carol Neely

Licensed Insurance Agent

Phone :
(541) 994-2884(541) 994-2884

Beverly McIlhargey

Marketing Manager

Phone :
(541) 994-2884(541) 994-2884