Farmers Insurance Agent in Lincoln City, OR
Charlotte Lehto
Quote & buy online
About Charlotte Lehto
Our agency is proud to be your local Farmers® agent in Lincoln City, OR. With over 19 years of experience, we enjoy helping customers like you identify the insurance coverages and products which best fit your needs. The process we use is straightforward and personalized and our goal is to make you smarter about insurance and your coverage options. Assuring our clients experience excellent customer service and comprehensive insurance protection is the foundation of our agency. Please don't hesitate to call or drop by our office for a complimentary insurance review. We are here to help you make informed decisions about your insurance protection.
Give me a call at (541) 994-2884 and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Neighborhoods served
States licensed in
Insurance products offered
Get a quote online
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
Call for more info
Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor fun. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products. They can help you find all your available discounts and feel confident in your coverage.
Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
Ask me about
New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes. I’m here to help you understand your coverage options so you can choose more confidently.
PWS LD-01 09/23
The Lincoln City Chamber of Commerce
I am proud to be a member of the Lincoln Chamber of Commerce for over 8 Years!
Siletz Bay Music Festival
The Siletz Bay Music Festival is dedicated to bringing high quality music performances and education to the Central Oregan Coast!
Our agency offers annual policy reviews. We're here to answer all of your business and commercial insurance questions, including general liability coverage, and beyond. Whether you're a general contractor, hair dresser, salon, or other small business in Lincoln City, Newport, or the surrounding areas, stop by today for a free quote. We're happy to help you! We offer special discounts for medical personnel, educators, and first responders. Call us today to learn more. As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later. Please click the link below to find out if you need flood insurance.
Besides providing increased liability limits, a Personal Umbrella policy can fill gaps in your coverage with added benefits, such as: -Coverage for claims that may not be covered by your underlying Homeowners, Auto, or Watercraft liability policies, such as libel, slander, or defamation of character. -Coverage anywhere in the world. -Coverage for defense costs and attorney fees associated with claims against you that are covered by your Personal Umbrella policy, but not by your primary policies.
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more. Subject to restrictions.
