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Charlotte Lehto

Farmers Insurance Agent in Lincoln City, OR
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Farmers Insurance Agent in Lincoln City, OR

Charlotte Lehto Ins Agency Inc
About Me

As your local Farmers® agent in Lincoln City, OR, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (541) 994-2884 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 17 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Pacific City, Depoe Bay, Otis, Grande Ronde, and Cloverdale

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Insurance Products Offered

Ask Me About:

Is It Time to Review Your Life Insurance Policy?

Is It Time to Review Your Life Insurance Policy?
Is It Time to Review Your Life Insurance Policy?
How much has your life changed in the last few years? Whether you’ve gotten married, had children or started a small business, it’s a good idea to review your Farmers® life insurance policy. Call me today so we can discuss ways for you to provide coverage for the people who depend on you.

Local Businesses | Support Near Lincoln City

The Lincoln City Chamber of Commerce
The Lincoln City Chamber of Commerce
I am proud to be a member of the Lincoln Chamber of Commerce for over 8 Years!
Siletz Bay Music Festival
Siletz Bay Music Festival
The Siletz Bay Music Festival is dedicated to bringing high quality music performances and education to the Central Oregan Coast!
Lincoln City Homeless Solutions
Lincoln City Homeless Solutions
Lincoln Warming Shelter
Lincoln Warming Shelter
The Future of Your Small Business
The Future of Your Small Business
As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.
Umbrella Insurance
Umbrella Insurance
Besides providing increased liability limits, a Personal Umbrella policy can fill gaps in your coverage with added benefits, such as:

-Coverage for claims that may not be covered by your underlying Homeowners, Auto, or Watercraft liability policies, such as libel, slander, or defamation of character.

-Coverage anywhere in the world.

-Coverage for defense costs and attorney fees associated with claims against you that are covered by your Personal Umbrella policy, but not by your primary policies.
Customizable Home Insurance Packages
Customizable Home Insurance Packages
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.

My Hardworking Team

Carol Neely
Licensed Insurance Agent
Jennifer Vickers
Licensed Insurance Agent