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Charlotte Lehto

Farmers Insurance Agent in Lincoln City, OR
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Contact Info


4270 NE Highway 101
Lincoln City, OR 97367

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Phone Numbers

(541) 994-2884(541) 994-2884
(541) 994-2309

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 4:00 PM
After Hours by Appointment.
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Farmers Insurance Agent in Lincoln City, OR

Charlotte R Lehto
Charlotte Lehto Ins Agency Inc
About Me

Our agency is proud to be your local Farmers® agent in Lincoln City, OR. With over 19 years of experience, we enjoy helping customers like you identify the insurance coverages and products which best fit your needs. The process we use is straightforward and personalized and our goal is to make you smarter about insurance and your coverage options. Assuring our clients experience excellent customer service and comprehensive insurance protection is the foundation of our agency. Please don't hesitate to call or drop by our office for a complimentary insurance review. We are here to help you make informed decisions about your insurance protection.

Give me a call at (541) 994-2884 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 17 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Pacific City, Depoe Bay, Otis, Grande Ronde, and Cloverdale


Insurance Products Offered

Business Insurance

Ask Me About:

New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.

PWS LD-01 10/17

The Lincoln City Chamber of Commerce

I am proud to be a member of the Lincoln Chamber of Commerce for over 8 Years!

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Siletz Bay Music Festival

The Siletz Bay Music Festival is dedicated to bringing high quality music performances and education to the Central Oregan Coast!

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Lincoln City Homeless Solutions

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Lincoln Warming Shelter

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As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.
Besides providing increased liability limits, a Personal Umbrella policy can fill gaps in your coverage with added benefits, such as:

-Coverage for claims that may not be covered by your underlying Homeowners, Auto, or Watercraft liability policies, such as libel, slander, or defamation of character.

-Coverage anywhere in the world.

-Coverage for defense costs and attorney fees associated with claims against you that are covered by your Personal Umbrella policy, but not by your primary policies.

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There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.

My Hardworking Team

Carol Neely

Licensed Insurance Agent

Phone :
(541) 994-2884(541) 994-2884

Mark Phillips

Licensed Insurance Agent

Rachel DeLong

Licensed Insurance Agent