Farmers Insurance Agent in Choctaw, OK
W Ray RichardsonAbout Me
As your local Farmers® agent in Choctaw, Oklahoma, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.
Give me a call at (405) 390-3200 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

Switch to Farmers® and you could save an average of $470 on Auto or $450 on Home. You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.*
*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 12/1/20 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.

Get a whole lot of something with
Farmers Policy Perks℠
When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.
Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.
So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.

Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.
Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See Farmersrewardsvisa.com for Rewards Terms and Conditions.


Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.
- As your life changes, maybe your policy should too
Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.
- Review your coverage and possibly save money
Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.
- How often should you have a Farmers Friendly Review® session?
We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.
Give us a call to set up your Farmers Friendly Review®.

Frequently Asked Questions:
Recent Reviews for W Ray Richardson
- December 16, 2020Rating 5.0Ray and his staff are the best! They always make their customers a priority. The time spent on the phone is never rushed and my questions are always answered!
Five stars is a no-brainer!
AG - September 4, 2020Rating 5.0Ray Richardson is an outstanding agent who is always accessible to his clients and responds promptly. We have been with his company for over 40 years and he, just like his dad, are amazing insurance agents. We could have gotten cheaper insurance elsewhere but knew that the service would not be the same. They are to be commended for their customer service.
- August 20, 2020Rating 5.0Love Mr. Richrdson. He is always willing to help
- June 3, 2020Rating 5.0Ray was very professional, efficient and helpful in setting up my home and auto insurance. Happy to do business with his agency!
- February 8, 2020Rating 5.0ray takes care of his customers
- December 5, 2019Rating 5.0My Agency Ray Richardson in Choctaw was very helpful in updating my insurance policy. They were kind and professional. Thank you Ray and Mallory!!!
- August 6, 2019Rating 5.0He was knowledgeable, friendly, and helpful in getting us the insurance that best meets our needs. It was a good experience and I would recommend him to others.
- July 29, 2019Rating 5.0Very professional ,friendly & helpful
- June 19, 2019Rating 5.0Ray Richardson is someone who I can depend upon. He treats me with great advice and respect.
- May 22, 2019Rating 5.0Ray was great!
- May 9, 2019Rating 4.0Ray has been very helpful and easy to work with. Looking forward to a long future together.
- March 30, 2019Rating 5.0My agent, Ray, is always helpful and has been such for 30 some years. We have a number of policies with him and appreciate his attention to our needs and assistance when we need it.
- March 4, 2019Rating 5.0Great people
- November 29, 2018Rating 5.0Ray Richardson is a very thorough Insurance agent and has always been able to meet my insurance needs. My most recent experience was processed in a very professional manner and I would definitely recommend Mr. Richardson and Farmers Insurance.
- October 29, 2018Rating 5.0I would rate my experience as excellent. I'm very satisfied with my agent. He is always friendly and helpful if I have any questions or concerns about my insurance policies. I consider him an outstanding agent.
- October 2, 2018Rating 5.0Always friendly,helpful, and professional...
- September 17, 2018Rating 5.0Great agent!
- July 27, 2018Rating 5.0We reviewed auto and home insurance and Ray found ways to lower the cost of both. As a retiree on SS this is greatly appreciated.
- July 26, 2018Rating 5.0Very helpful with lowering the cost of my home insurance. Has also assisted with car insurance on a new vehicle. I was quite pleased with the service and assistance from his office on a recent car accident claim.
- June 20, 2018Rating 5.0Good