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John Holmes

Rating 4.9
Farmers Insurance Agent in Monroe, OH
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Contact Info


995 N Main St
Monroe, OH 45044

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Phone Numbers

(513) 818-1885(513) 818-1885
(888) 859-3672

Office Hours

Day of the WeekHours
Mon:8:30 AM - 7:00 PM
Tue:8:30 AM - 7:00 PM
Wed:8:30 AM - 7:00 PM
Thu:8:30 AM - 7:00 PM
Fri:8:30 AM - 7:00 PM
Sat:10:00 AM - 2:00 PM
Evenings by appointment.
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Farmers Insurance Agent in Monroe, OH

John Michael Holmes
About Me

Rating 4.9

As an Ohio native and Monroe resident, I am proud to be your local Farmers Insurance® and Financial Services Agent serving Monroe, Middletown, Liberty Township, Lebanon, Westchester, Mason, and the surrounding areas. Give me a call to discuss all your options for commercial, auto, home, life insurance, and more.

At the John Holmes Agency, we pride ourselves on our tremendous customer service and strive to make the insurance process as easy as possible. We offer fast, reliable, and knowledgeable assistance for all things insurance. We aim to respond to all requests within 1 hour, so let us know how we can help you today.

We keep insurance informative, starting the process by having a friendly conversation and learning about you and your family and assets. This allows us to better understand your potential liability and what we need to protect. We will advise you about all your insurance options and help you make the best choice for your unique situation. We will assist by providing real-life scenarios that show how your policy would behave in a variety of situations.

When I'm not in the office, I enjoy spending time with my wife and my children. We like to travel, fish and golf together. You might see us at Top Golf on occasion! My oldest is now serving in the Navy and our youngest is a Monroe High School student athlete.

In addition to having over 6 years of experience in the insurance industry, I have also owned 2 small businesses. These experiences have given me a unique understanding of what it takes to protect both local businesses (commercial insurance) and families (personal insurance). Stop by and see me sometime! I'm located right next to the RR crossing on 995 North Main St, at the old train depot. I look forward to meeting you and welcoming you to my agency.

Give me a call at (513) 818-1885 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 6 years of experience as a Farmers Insurance agent.

Military Service

I served for 20 years in the US Navy where I achieved the rank of Lieutenant Commander. Areas I was stationed: NAS Oceana.


States Licensed In


Insurance Products Offered

Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance
1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask Me About:

September is Life Insurance Awareness Month!

Relying solely on life insurance from your employer may be a bad idea for three reasons: it’s usually secondary insurance, it’s often not guaranteed and it’s often not portable. Let me explain:

Secondary: Employer life insurance can be minimal, many times just enough to cover funeral expenses. If you have life insurance included with your employee benefits, it may only be 1-2x your annual salary. Many financial experts recommend you have 5-7x your annual salary, which you may want to obtain through purchasing your own primary policy and then supplementing that with your employer-provided policy.

Not Guaranteed: Employee benefits often change year to year. While you may have an affordable life insurance plan this year at work, the rate could increase, the plan could be canceled, or you could lose your job.

Not Portable: Just like other employee benefits, when you leave, benefits cease. While you may be eligible for life insurance now, you may no longer be eligible when you start a new job or are unemployed. If you purchase your own life insurance policy, it will be independent of your employment situation.

Life is all about options and choices, and so is Farmers Life insurance. With a variety of coverage options and products such as Whole Life, Term Life, Universal and Variable Life, you can find the coverage that you want for your family and your needs.

Below, please click the button to learn more about how to choose an agent that can help you with your life insurance.

PWS 2546CA 8/19

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H&H Collision

H&H Collision Inc. has continued to build on the quality foundation that was established by Mike in the 70’s by consistently providing quality repairs, top quality customer service, and a clean/safe environment for our neighbors in Middletown, Lebanon, West Chester, Liberty Twp, Mason, Springboro, and Waynesville areas. I personally bring all my vehicles to his son Craig and I am never disappointed.

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Aquaforce Pressure-Washing

Aquaforce Pressure-Washing is a full-service residential and commercial power-washing team. Offering house washing, concrete cleaning, roof cleaning, rust removal, wood services, and more! Rely on our professional, fully insured expert services for your home or business today!

I've personally used Eldon and Aquaforce at my home and couldn't be happier with the service!

Check out the video linked below to see the amazing results!

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Southern Comfort Cleaning

Southern Comfort Cleaning is a cleaning company with a southern hospitality charm They pride themselves on the ability to exceed expectations of clients by providing a sparkle you can't just get anywhere at a price that fits just right. They provide free on-site estimates to evaluate specific needs. I have used them for my office and they are marvelous!

We are here to lend a helping hand..... so Let us do the Dirty Work for You!

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Local Firefighters

The John Holmes agency is proud of and supports our local firemen, policemen, and servicemen by recognizing outstanding service and honors and by providing breakfasts and lunches monthly to our local heroes.

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Home Field Elite

The Home Field Group has formed a baseball/softball program (Home Field Elite) to provide a premier travel baseball/softball program and umpire training program. Our partnership will provide the best possible youth experience for young players and students in our community. Our goal is to create a comprehensive youth program that will EDUCATE, DEVELOP, TRAIN, and INSPIRE kids to get the most from the game of baseball/softball.

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Monroe Local Schools

This year, we are sponsoring SAFE DECISIONS, a program designed to help high school students make safe decisions when it comes to driving. Whenever the students see "Hornet Gold" they are supposed to think about making safe decisions. We provided new Gold uniforms for the football team to kick off the program.

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Every profession has top and bottom performers. I deal with top performers and I wrote this article to explain why I only deal with the best!

Shop the need, not the price!

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Please click the link at the bottom to go to my business insurance page.

When you need commercial coverage, often time is of the essence! At our agency, we will work with you to find you the proper coverage in a timely manner, while taking the time to explain what your business needs.

My job is to help as you select the right type of coverage for your business. Whatever you need and whatever your business, I am here to ensure you have the right policy. Whether you operate in trucking, contracting, home healthcare, or any another industry, I understand your business and it's unique needs.

Do you know the difference between general and professional liability? While general liability covers physical injuries and property damage, professional liability is there to protect you against negligence related to professional services and advice given. If you have questions about whether you need one or both, just give us a call to learn more!

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Hopefully you never have an accident. But if you do, wouldn't you love peace of mind that you have the best claims team behind you?

With Farmers, your car can be better protected than ever thanks to the following features:
- Permissive use is covered! Anyone who is not a member of the household is covered to drive the household vehicle under Farmers.
-Rental cars are covered in all 50 states, Puerto Rico, and Canada. Travel with peace of mind thanks to Farmers.
-With the towing and roadside assistance endorsements, you pay nothing out of pocket and get back on the road fast.

Are you an Uber driver? Call me today to learn more about our rideshare coverage options. Farmers® Rideshare Insurance helps to make it easy for you to have seamless protection while you are waiting to accept your next ride. I have a relationship with Uber in order to help better protect the rideshare drivers of this area.

Call me today to go over all the benefits of Farmer's auto coverage!

For more information about how coverage is priced, please click the link below.

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Frequently Asked Questions: