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Photo of Karen Caldwell

Karen Caldwell

Rating 4.6
Farmers Insurance Agent in Fairfield, OH
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Contact Info


526 Nilles Rd
Ste 1
Fairfield, OH 45014

Get Directions

Phone Numbers

(513) 939-3888(513) 939-3888
(513) 206-9860

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
After Hours and Saturdays by Appointment
Contact me

Farmers Insurance Agent in Fairfield, OH

Karen Caldwell
Karen Caldwell Insurance Agcy Inc
About Me

Rating 4.6

As a lifelong Ohio resident, I'm proud to serve Fairfield, OH and the surrounding areas as your local Farmers Insurance® agent. I bring 40 years of industry experience to help people like you find the best coverage options for auto, home, life, investments, business, and recreational insurance.

My staff and I take a proactive approach to ensure that your policy best fits your needs. This involves a detailed policy review in which we evaluate your unique scenario, and help you craft a package that is custom-tailored. We will also work to help you earn discounts where available. We can’t wait to start a friendly conversation with you about protecting what matters most!

Our office is located near Pleasant Ave., next to Arby’s. We'd love the opportunity to review your current policies and confirm that you have the proper insurance for your specific needs.

Give me a call at (513) 939-3888 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 40 years of experience as a Farmers Insurance agent.

Insurance Certifications


Neighborhoods Served

Butler County, Hamilton County, Fairfield, Clermont County, and Warren County


Insurance Products Offered

Business Insurance
Farmers Financial Solutions*
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
Help replace the income that makes your goals possible. Life insurance can be a key part of helping you protect your loved ones’ financial future!

PWS LD-04 10/17
When most people think of Farmers, they think of an insurance company with a reputation for stability and service. At Farmers Financial Solutions® we apply those same principles when helping families and business owners toward their financial goals and objectives.
When it comes to business and commercial insurance, we are proud to offer policies centered around General Liability, Business-Auto, Cyber Liability, and much more!

Whether you are a restaurant owner or contractor, work in the habitational industry, or beyond, we understand that no two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

Frequently Asked Questions:

Recent Reviews for Karen Caldwell

Rating 4.6
17 Customer Reviews
  • Rating 5.0
    I’ve known them since I was 5 (literally) and they are amazing!
    Response from Karen
    Wow, time flies! I remember insuring your mom and dad in 1981. Thanks for continuing with us!
  • Rating 5.0
    I have been with Karen Caldwell for about 20 years. I continue because of the great customer service and caring employees.
  • Rating 5.0
    I have been with Karen for 30 years. Always helpful.
    Response from Karen
    Thanks Sandra! We hope to be of service for a long time to come.
  • Rating 5.0
    Made me feel welcome as soon as I spoke with her. She went over everything thoroughly and made sure all my questions were answered. Also followed up with me to make sure everything was good and I was satisfied. Rock star customer service.
    Response from Karen
    Thanks Lisa! Emily is awesome and I am glad that you enjoyed working with her.
  • Rating 2.0
    Everytime we try and do some kind of change it is a major deal never easy. It is almost not worth doing changes cause it causes hazzles.
    Response from Karen
    Hi Lance, So sorry that it seemed to be such a hassle to rewrite to the new policy. Insurance companies have certain requirements that need to be met when starting a new policy. I hope the very large savings was worth it. We appreciate your business and will work hard to make sure future transaction go smooth.
    Karen Caldwell
  • Rating 5.0
    Everyone in the office is helpful, kind and a joy to work with. Love working especially with Karen and Emily
    Response from Karen
    Thanks Darren! We enjoy working with you.
  • Rating 5.0
    Emily was very responsive and did a great job putting together our insurance coverage.
    Response from Karen
    Thanks Sharon! So glad to hear you are happy.
  • Rating 5.0
    Emily was fantastic
    Response from Karen
    Thanks Kirstyn! She really cares about our clients.
  • Rating 5.0
    Karen was amazing and spectacular in her job, I have called the branch a few times and everyone in her office have been nothing short of amazing.
    Response from Karen
    Thanks Anthony! It is good to hear your feedback and I will let them know. They love to help.
  • Rating 5.0
    Karen has been extremely helpful and has excellent communication! I would highly recommend her.
    Response from Karen
    Thanks Michelle for the recommendation. It is appreciated!
  • Rating 5.0
    Response from Karen
    Thanks Richard! We try our best to give our clients a good experience.
  • Rating 5.0
    I cannot say enough good things about our experience with Karen. It was Great!!!
    Response from Karen
    Thanks Ronnie! It has been a pleasure to do business with you.
  • Rating 5.0
    Karen is awesome!
    Response from Karen
    Thanks Ryan, So glad you like doing business with us!
  • Rating 3.0
    This past summer it was not so good. Previous years were better.
    Response from Karen
    We are very sorry that your expectations were not met last summer. I hope this summer was better. Our goal is to give you excellent service.
  • Rating 4.0
    Smooth as a whistle, no worries..
    Response from Karen
    Thanks Gregory! Our goal is to make insurance easy.
  • Rating 5.0
    Karen has been a delight to work with. She has listened to everything I need and has helped me tremendously.
  • Rating 5.0
    I’ve been working with Emily ... she is great! So friendly and helpful. My transition from CA back to my home of Ohio has been made easier by Emily’s kind help!
Displaying 1 - 3 reviews of 17

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