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Joseph Arhar

Farmers Insurance Agent in Elyria, OH
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Farmers Insurance Agent in Elyria, OH

About Me

As your local Farmers® agent in Elyria, Ohio, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business, life insurance and more.

Give me a call at (440) 281-8099 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 5 years of experience as a Farmers Insurance agent.


MA, SUNY at Buffalo, 1989, BS, Ohio Northern University, 1986, and Elyria Catholic High School, 1982

Neighborhoods Served

Oberlin, North Ridgeville, Lorain, Grafton, and Wellington


Insurance Products Offered

*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Life Insurance

Life Insurance
Life Insurance
Life will throw you its share of curve balls. Life Insurance1 can be your financial catcher's mitt. Let me show you how.

Do not let this happen to you!!!!!

Do not let this happen to you!!!!!
Do not let this happen to you!!!!!
For every homeowners policy I write, we discuss sewer and drain back up coverage. There are some of my clients that turn that coverage down. There are others that listen to my advice and agree to add this endorsement on their policy. In the last 3 weeks, I have had a number of phone calls from customers with water either pouring into their basements or backing up through the sewer system. Their first question to me is, are we covered? As it turns out, all of these clients listened to me and added the coverage! Depending on the amount of coverage you buy, the additional premium is anywhere from $5 additional per month (for $5,000 worth of basic coverage) to $40 per month for $25,000 worth of full coverage. What does this mean? Well, it has given these customers options: 1. They can clean it up themselves and than file a claim on the property that was damaged and have it replaced. 2. They can clean it up themselves, determine that the damage was actually minimal and just have a bad day. 3. They can call a restoration company, the restoration company can clean up the mess, disinfect the property, Farmers® will replace their personal possessions and my clients can sit back and have a beer, knowing that everything will be taken care of! I have had each client in a crisis handle a basement flooding issue in a different way. The water and sewer endorsement provides piece of mind, when you purchase this extended coverage, your bad day will be much better simply because you now have options! When you have options, the little extra money you pay is more then worth it. Picture in your mind, when you have two feet of raw sewage in your basement at 2:30 in the morning, what am I going to do? The answer is, you call me and I remind you that we added the coverage! Yes, you can call me at 2:30 in the morning! Claims is a 24 hour number 1-800-435-7764!
Flood Awareness
Flood Awareness
Just a little water can damage your home or vehicle in a big way. Come by my office to learn how flood insurance can help you from getting soaked.
My Hobbies and Favorite Activities
Community Service
Pet Insurance
Pet Insurance
Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from giving your pet the best care.
Home Insurance
Home Insurance
Teach your son that success usually starts with a plan.

My Hardworking Team

Steve Sump
Agency Producer
Aleksandra Dimitrijevs
Customer Service Representative