Skip to content
Return to nav
Photo of Joseph Arhar
Joseph Arhar
Select a product to get a quote
Enter your zip code

Information Icon
Switch your auto insurance to Farmers®
Want to save on your auto insurance? Contact me to explore coverage options and available discounts or get a quote
Photo of Joseph Arhar

Joseph Arhar

Rating 5.0
Farmers Insurance Agent in Elyria, OH
Call MeCall Me
Learn more about the insurance products we offer:

Contact Info


1131 E Broad St
Unit B
Elyria, OH 44035

Get Directions

Phone Numbers

(440) 281-8099(440) 281-8099
(440) 273-7988

Office Hours

Day of the WeekHours
Mon:8:30 AM - 6:00 PM
Tue:8:30 AM - 6:00 PM
Wed:8:30 AM - 6:00 PM
Thu:8:30 AM - 6:00 PM
Fri:8:30 AM - 5:00 PM
Any time by appointment. The Office is has reopened. We request that if you need to visit the office please call ahead and wear a mask while in the office.. It is our duty as Americans to continue to flatten the curve.
Contact me

Farmers Insurance Agent in Elyria, OH

Joseph Ronald Arhar
About Me

Rating 5.0

As your local Farmers® agent in Elyria, Ohio, I help customers like you identify the insurance coverage that best fits your needs. This process not only makes you smarter about insurance but helps to make sure all of your assets are covered properly. My agency has the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business, life insurance and more. We are right around the corner from Nick Abraham's GMC dealership.

Give me a call at (440) 281-8099 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 7 years of experience as a Farmers Insurance agent.


MA, SUNY at Buffalo, 1989, BS, Ohio Northern University, 1986, and Elyria Catholic High School, 1982

Neighborhoods Served

Oberlin, North Ridgeville, Lorain, Grafton, and Wellington


Insurance Products Offered

Life Insurance1
Business Insurance
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Life insurance proceeds could help your family stay in their home if something happens to you.

PWS LD-03 10/17
For every homeowners policy I write, we discuss sewer and drain back up coverage. There are some of my clients that turn that coverage down. There are others that listen to my advice and agree to add this endorsement on their policy. In the last 3 weeks, I have had a number of phone calls from customers with water either pouring into their basements or backing up through the sewer system. Their first question to me is, are we covered? As it turns out, all of these clients listened to me and added the coverage! Depending on the amount of coverage you buy, the additional premium is anywhere from $5 additional per month (for $5,000 worth of basic coverage) to $40 per month for $25,000 worth of full coverage. What does this mean? Well, it has given these customers options: 1. They can clean it up themselves and than file a claim on the property that was damaged and have it replaced. 2. They can clean it up themselves, determine that the damage was actually minimal and just have a bad day. 3. They can call a restoration company, the restoration company can clean up the mess, disinfect the property, Farmers® will replace their personal possessions and my clients can sit back and have a beer, knowing that everything will be taken care of! I have had each client in a crisis handle a basement flooding issue in a different way. The water and sewer endorsement provides piece of mind, when you purchase this extended coverage, your bad day will be much better simply because you now have options! When you have options, the little extra money you pay is more then worth it. Picture in your mind, when you have two feet of raw sewage in your basement at 2:30 in the morning, what am I going to do? The answer is, you call me and I remind you that we added the coverage! Yes, you can call me at 2:30 in the morning! Claims is a 24 hour number 1-800-435-7764!

North Ridgeville Lions Club

Long standing member of the North Ridgeville Lions Club. President Past President and Past Secretary

Learn More

Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from giving your pet the best care.
Teach your son that success usually starts with a plan.

Frequently Asked Questions:

Recent Reviews for Joseph Arhar

Rating 5.0
8 Customer Reviews
  • Rating 5.0
    I am very pleased how Joe put a plan together for me. He is in tune with my situation and insurance needs.
  • Rating 5.0
    Always fast and courteous. Would recommend to anyone.
  • Rating 5.0
    Very quick and a good rate!
  • Rating 5.0
    It was a very fast and easy process to switch over from my owners insurance to renters insurance. I didn’t even have to come in! They emailed me the papers! This is why I stay with farmers.
  • Rating 5.0
    Mr. Arhar has been most helpful and answered all questions fully. I plan on do more business with him.
  • Rating 5.0
    Joe was great! He reviewed our previous policy with another company and made sure we had exactly the coverage we needed. In doing so, we found our other agent did not do this and we were paying for coverage we did not need and not covered on everything we should be. I cannot thank Joe enough for being thorough and working with us to get our coverage right! Looking forward to a long working relationship.
  • Rating 5.0
    Joseph provided an excellent overview of the different homeowner's insurance packages Farmers has to offer. He explained in detail the different line items I had questions about and was able to provide me a homeowner's insurance package that fit my lifestyle and home!
  • Rating 5.0
    very easy and professional.
Displaying 1 - 3 reviews of 8

My Hardworking Team