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Michael Cappel

Rating 5.0
Farmers Insurance Agent in Cincinnati, OH
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Contact Info


3985 Race Rd
Ste 13
Cincinnati, OH 45211

Get Directions

Phone Numbers

(513) 574-5353(513) 574-5353
(513) 297-6000

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 AM
Tue:8:30 AM - 5:30 AM
Wed:8:30 AM - 5:30 AM
Thu:8:30 AM - 5:30 AM
Fri:8:30 AM - 5:30 AM
Weekend appointments are usually available by request.
Contact me

Farmers Insurance Agent in Cincinnati, OH

Michael E Cappel
About Me

Rating 5.0

Born and raised here in Cincinnati, OH, I'm proud to be your friendly local Farmers® agent. My agency is conveniently located at the corner of Harrison Ave and Race Rd. I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you understand your coverage options--whether that's auto, home, life, business insurance and more. Let us know how we can help you.

Give me a call at (513) 574-5353 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 16 years of experience as a Farmers Insurance agent.

Insurance Certifications


Neighborhoods Served

Bridgetown, Western Hills, White Oak, Harrison, and Cheviot


Insurance Products Offered

Business Insurance
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

The personal service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
Farmers Policy Perks

Get a whole lot of something with
Farmers Policy Perks℠

When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.

Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.

So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.

No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.

Learn More

Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.

- As your life changes, maybe your policy should too

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.

- Review your coverage and possibly save money

Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.

- How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.

Give us a call to set up your Farmers Friendly Review®.

Just a little water can damage your home or vehicle in a big way. Come by my office to learn how flood insurance can help you from getting soaked.

Frequently Asked Questions:

Recent Reviews for Michael Cappel

Rating 5.0
9 Customer Reviews
  • Rating 5.0
    Quick response to inquiry and took care of my needs.
  • Rating 5.0
    Ms. Lyons is wonderful. Very kind, business-like,courteous.
    Jimmie W
  • Rating 5.0
    Mike was great and very patient with me when it came to getting condo insurance the whole process took less than 15 minutes
  • Rating 5.0
    Mr. Cappel, was very helpful and gave me a quote quickly. I would choose Farmers again.
  • Rating 5.0
    Mike is very responsive to my needs. Whether it be changes in coverage or recommendations to cut cost, Mike and Office manager Nancy are on the ball with whatever my needs are. I would recommend Mike to anyone!!
  • Rating 5.0
    Mike was very helpful in getting Renters Insurance for me. He was very informative and the entire process was completed extremely efficiently. Thanks!
  • Rating 5.0
    Mike is always friendly and very helpful. He answers my questions in an understandable manner. I know I can always trust Mike to make sure my insurance fits my needs and that the insurance I purchase is not overinflated and unnecessary. Mike is always accessible and answers my calls promptly.
  • Rating 5.0
    Mike was very fast on getting my Quote to me. Then when i received the other Quote's i went with Mike. Had a glitch in the computer other then that everything was very easy. I didn't have a appointment and Nancy got me right in to see Mike.

    Thank You

  • Rating 5.0
    I have been a customer for a long time and with Mike for a while, service has always been outstanding and quick, have several policies and never any issues., Thank you Gene
Displaying 1 - 3 reviews of 9

My Hardworking Team

Photo of Carol Scheidt

Carol Scheidt

Customer Service Representative

Photo of Nancy Lyons

Nancy Lyons

Customer Service Representative

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