

Farmers Insurance Agent in Utica, NY
Michelle Santillo-Romano
Quote & buy online
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:00 PM |
Tuesday | 8:30 AM - 5:00 PM |
Wednesday | 8:30 AM - 5:00 PM |
Thursday | 8:30 AM - 5:00 PM |
Friday | 8:30 AM - 5:00 PM |
Saturday | Closed |
Sunday | Closed |
About Michelle Santillo-Romano
As a lifelong resident of New York, I am proud to be your local Farmers Insurance® Agent located in Utica, NY; serving New Hartford, Whitesboro, Oneida County, and the entire surrounding area. In the years I've spent living here, I have grown to not only understand our local community, but I also take great pride in protecting the area that we live in. Give me a call and we can discuss all your options for Life insurance, Auto insurance, Home Insurance, protecting my fellow small business owners and more!
At the Michelle Santillo Agency, we focus on building relationships with our clients and understanding their unique situation. We want every customer to have a uniquely individual experience, focusing on only the policies you need, ensuring quality over quantity. With the customer experience as our main goal, we are all focused on providing you with the service and coverage you need to protect your current and future assets.
With over 20 years of insurance industry experience, I have the knowledge and skillset to help you better understand your coverage options. I invite you to come by our office which is conveniently located half a mile down the road from Saint Elizabeth hospital in South Utica heading towards New Hartford. As the agent who not only helped open this agency but also as the owner, I look forward to meeting you in person and welcoming you to the Farmers family.
Give me a call at (315) 765-6531 and I'll be happy to answer any questions you might have.
Years of experience
Neighborhoods Served
States licensed in
Insurance products offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor pursuits. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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The personalized service that comes with your Farmers homeowners coverage might be the best recommendation for adding a Farmers auto policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.

The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.

Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.

Now you can see what you could pay for the car you want before even visiting the dealer. Go to www.farmers.com/carshopping to see how much you could save.

Why do you choose to rent? You might like the convenience of letting a landlord handle anything that goes wrong. Perhaps it’s the most cost-effective way to live near the city center.
Whatever your reason for renting, you may need coverage to help you protect your personal possessions and assets. Call today to see how I can help you understand your insurance options!