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Oscar Espinal

Rating 4.9
Farmers Insurance Agent in Rosedale, NY
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Contact Info


23318 Merrick Blvd
Rosedale, NY 11422

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Phone Numbers

(718) 285-0909(718) 285-0909
(718) 413-5250

Office Hours

Day of the WeekHours
Mon:9:00 AM - 5:00 PM
Tue:9:00 AM - 5:00 PM
Wed:9:00 AM - 5:00 PM
Thu:9:00 AM - 5:00 PM
Fri:9:00 AM - 5:00 PM
Available evenings and Saturdays by appointment only.
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Farmers Insurance Agent in Rosedale, NY

Oscar Espinal
About Me

Rating 4.9

As native of the South Bronx currently residing in Valley Stream, I'm proud to serve Rosedale as your local Farmers® agent. Whether you're looking for life, auto, home, renters, or business insurance, I will help find the policy that is right for you!

We are not your run of the mill agency, and we want to do more than just sell you a policy. We take the time and care to listen to our customers, and fully understand their risks. Our business is built on trust, integrity, professionalism, and strong collaboration.

We provide a concierge service that is personalized to fit the needs of our customers. We will support all of your needs, from the point of sale to moment you need to file a claim. Our agency's success is built upon the strong and lasting relationships we have with our customers.

With over thirteen years of experience in customer service and more than three years in insurance, I can help simplify the insurance process and educate you on your coverage options.

We are conveniently located in the heart of Rosedale, across the street from the P.S. 270 school and borderline Valley Stream. So call or stop by our agency today for a free quote!

Give me a call at (718) 285-0909 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Years of Experience

I have over 13 years of experience as a Farmers Insurance agent.


Hofstra University and Bronx School For Law, Government & Justice

Neighborhoods Served

Laurelton, Cambria Heights, Elmont, Valley Stream, and Springfield Gardens


Insurance Products Offered

Business Insurance

Ask Me About:

Piggy bank with pile of coins shaped like the continental US

As your local Farmers agent in Rosedale, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to New York residents.


The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.

Aspira of New York

I support Aspira and their goal of fostering the social advancement of the Puerto Rican and Latino communities. They support our youth in the pursuit of educational excellence through leadership development activities, programs that emphasize commitment to the community and pride in their culture.

Learn More

Has your business grown since we last reviewed your business insurance? If so, let’s have a conversation so you can decide if your level of coverage is keeping up with your level of success. Call me today!
On a motorcycle, you can experience the road as you want, without barriers or boundaries. With Farmers, you can choose the coverage you want, with potentially specialized options like coverage for accessories and trip interruptions. Call me today to learn more.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

Recent Reviews for Oscar Espinal

Rating 4.9
28 Customer Reviews
  • Rating 5.0
    Oscar is detailed and thorough and very attenttive to your needs. I would highly recommend him!
  • Rating 5.0
    Oscar did an amazing job and great customer service
  • Rating 5.0
    You that best oscar espinal always helping people with a good service and we satisfied with you help.
  • Rating 5.0
    Great service and professionalism
  • Rating 5.0
    Very good
  • Rating 5.0
    Took time to speak to me and explain my policy in easy to understand language.
  • Rating 5.0
    Wonderful person. Really listens to better understand what you want in terms of insurance and works hard to helps with your needs.
  • Rating 5.0
  • Rating 5.0
    Absolutely incredible.
  • Rating 5.0
    Easy and honest. Great experience
  • Rating 5.0
    Karla was extremely diligent and helpful in advising me and getting all matters expedited in getting the insurance and the documents to me. I cannot thank you enough times to express my utmost appreciation,
  • Rating 5.0
    I am very pleased and happy with the service and attention I have received. I definitely will recommend you to others.
  • Rating 5.0
    Oscar helped me understand I was not getting the coverage i needed for the actual value of my home and at the same time saved me money on my insurance. On my car insurance he lower my deductible to half the amount and save me at least thirty percent on my monthly payments. Which makes me realize that this can only be possible with Oscar's human side to the business something I was not getting for an agent over the phone. I highly recommend this office.
  • Rating 5.0
    Oscar Espinal is a professional who seeks helping his clients to obtain the best valued insurance option. He saved me a couple of hundreds for switching from a prior company. I recommend anyone to visit for a quote. It's free and you may get money back.
  • Rating 4.0
    My experience with this Farmers Agent was a splendid one. I was taking through several scenarios about what I could do reduce my insurance premium. They showed concern about my current premium cost and was ready to do whatever necessary to get me the best rate I could afford
  • Rating 5.0
    Oscar was extremely helpful and informative about the details of my new auto policy and transferring my current home policy to farmers in order to help accommodate my needs. He was prompt in responding to all of my questions and getting my policy active in the least amount of time and stress as possible!
  • Rating 5.0
    Karla was an extraordinary agent. She was very patient with me and always took the time to answer all of my questions. She demonstrated great knowledge of the service and was very professional. It was a pleasure working with her. I have already passed the word onto my friends and family about Farmer's Insurance.
  • Rating 5.0
    Excellent!!!! Questions was answered accurate and everything was clearly understood
  • Rating 5.0
    Oscar has been exceptional with us in obtaining our auto insurance and umbrella policies. We have spoken to him numerous times and he also came to our home to discuss the policies and to explain everything to us . His demeanor is wonderful and I will recommend him to
    anyone. Thank you

    Robin and Steve
  • Rating 5.0
    Mr. Espinal is very caring concerned considerate and professional when detailing our auto and home coverage.
Displaying 1 - 3 reviews of the 20 most recent