Farmers Insurance Agent in Rockville Centre, NY
Nestor MoralesAbout Me
My financial advisor journey began in 2004 in the mortgage industry. I was a teenager in the middle of the subprime crisis. I gained a tremendous amount of real estate knowledge during that period and developed excellent customer service experience.
After the banking industry crisis in 2008, I transitioned into the entertainment business and had a modestly successful career as a musician and event planner. I started an entertainment company called House Star Entertainment, furthering my self-branding skills and expanding my network across NY. I learned how to be an entrepreneur & how to run a business.
I was introduced to the insurance industry in December of 2012 and never looked back. My mortgage experience had prepared me to be the best of the best in the insurance business. I began as a Licensed Sales Producer and worked my way up in the ranks. I soon realized my true potential, and after my destination wedding in 2016 I opened my own agency in Melville.
After 3 million dollars of premium, 2 awards & 15 employees with my previous agency, I found Farmers.
From all I have seen in the mortgage & insurance industry, I now operate with a deeper purpose. I refuse to treat people as just a number with a strong code of ethics. I want to utilize the Farmers platform to make a positive impact on the planet and local communities around me. Price is what you pay, but VALUE is what you get when you work with our agency. Its truly not about the money.
Give me a call at (516) 881-9099 and I'll be happy to answer any questions you might have.
Languages Spoken: English and Spanish
Insurance Products Offered
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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Whatever your culinary specialty, you want to keep an “OPEN” sign in your restaurant’s window — and you can help protect your business with Farmers® coverage if the unexpected threatens to close your kitchen.
You can put the money into a retirement account that's offered by your employer, such as a 401(k) or 403(b) plan. These plans are great deals because the money will grow tax-free until you withdraw it in retirement. What's more, you escape taxes either on the money you put into the plan or the money you withdraw from the plan, depending on whether you choose a traditional or Roth option.
You can put the money into a tax-advantaged retirement account of your own, such as an IRA. IRAs offer similar tax breaks to 401(k)s, though some of the eligibility rules differ.
You can put the money into a regular investment account that doesn't have tax advantages.
The first two options are far better deals, but there are limits on how much money you can put into them each year. If you've put all the money you're allowed into tax-favored plans and you want to save even more for retirement (for example, because you got a late start in saving and need to make up for lost time), you'll have to use a regular investment account.
Call the Nestor Morales Agency of Rockville Centre today to talk about everything retirement & insurance!