
Farmers Insurance Agent in Oswego, NY
Stephen Gioia, IIIAbout Me
Born and raised right here in Oswego, I am proud to serve as your local Farmers® agent. Whether your looking for auto, home, specialty or boat insurance, we are here to ensure that your most valuable assets are properly protected.
After 10 years racing at Oswego speedway, I have decided to shift my focus to helping my community find the insurance that is right for them. I am here to simplify the process of finding the right insurance, making sure that you are fully educated on your coverage options. My agency will take the time and care to build a customized policy works for you!
We are conveniently located in the heart of Oswego, on the corner of East 1st and Bridge street, right next to Midtown plaza. So feel free to stop by and say hello!
Give me a call at (315) 293-3333 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:


Subject to restrictions.


- Oswego Speedway competitor, sponsor, and fan
- Animal rights, rescue, and adoption
- Spending time with family and friends
- Working out

PWS LD-02 10/17

Frequently Asked Questions:
Recent Reviews for Stephen Gioia
- November 13, 2020Rating 5.0Steve is pleasant, cheerful and efficient. He listened to me, took the time to find what I wanted and called me back quickly. I am very pleased with his service and attitude.
- October 25, 2020Rating 5.0Stephen was incredibly helpful. He went above and beyond, worked late to help get me the coverage that was both cost effective and perfect for my needs!
- September 16, 2020Rating 5.0Fantastic!
- August 20, 2020Rating 5.0Stephen was great, took the time to explain all the policies, bundle home and auto
- July 15, 2020Rating 5.0Steve is a life saver, he does the best job and always makes everything so simple and easy!!!!
- June 4, 2020Rating 5.0Good looking guy here!
- December 25, 2019Rating 5.0Great job fulfilling my need
- November 20, 2019Rating 5.0Steven was able to get me the same coverage and saved me a significant amount of money a year by switching to Farmers. He made the switch very easy.
- October 4, 2019Rating 5.0Mr. Gioia advised us on our insurance needs for home and auto, and we found that Farmers Insurance is very affordable, and Mr. Gioia is available for consultation, if we need any help.
- September 25, 2019Rating 5.0Stephen Gioia is excelente agent . I call to make a appointment and he was able to see me soon I need it him, he’s work is excellent I am happy to be able to get my insurance with him .
- September 21, 2019Rating 5.0He was very cordial and made changing my insurance policy an easy process. I would recommend him to anyone inquiring about insurance
- August 12, 2019Rating 5.0Contacted Steve about some initial quotes. Took the time to walk me through the complications I was having. Explained it all and helped me make my decision easier. He even took the extra time to help guide us through the motor vehicle part and got us new cards while we were waiting in line at the DMV.
I would recommend Steve as an agent as well as he is now my new agent - August 1, 2019Rating 5.0We chose Farmers mostly because of Steve. He was so nice and helpful and came right out to our house to talk and he was very honest and personable and he wasn't pushy . We are looking forward to being long time customers !!
- July 21, 2019Rating 5.0Steve was responsive, professional and thorough. He was a good listener and was able to answer all questions to our satisfaction. He was always able to accommodate our schedule needs. He represents Farmers very well and I am glad to have him for our representative.
- July 16, 2019Rating 5.0Steve is great to work with. He always responds quickly and gets me any information, documents, etc. that I need within hours of asking.
- June 12, 2019Rating 5.0I called Steve about some home owners insurance for a new house I’m building. He was one of the nicest people to deal with, and made the process as simple as can be. After only 10 minutes on the phone and answering a few questions, the process was complete and I was on my way to an extremely good price for insurance!
- May 23, 2019Rating 5.0Great experience
- April 12, 2019Rating 4.0Very good understanding of coverage and policies. Was able to pinpoint coverage discrepancies that three other agencies missed. Not the greatest and returning phone calls, but overall good to work with.
- February 20, 2019Rating 5.0Great. He did all the work. Found good rates. Very pleasant to work with.
- October 22, 2018Rating 5.0Steve is easy to work with and willing to help in any way he can!!!