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Business Insurance

Photo of Xiaoning Zhang

Xiaoning Zhang

Farmers - Business InsuranceFarmers Insurance - Xiaoning Zhang

Photo of Xiaoning Zhang

Xiaoning Zhang

About Me

As a small business owner in Niagara Falls, I have a unique understanding of the challenges your business may face. I immigrated from China in 1996 and became a US Citizen in 2002, and lived in the Niagara area since. I understand the need to meet your agent and form a relationship that lasts many years. My agency will take great care in your service. I do business as I want to be treated.

Cities I Serve

Cities I Serve

I have served the Niagara Falls, Buffalo, Rochester, Lockport, Grand Island, the Tonawandas, Amherst, and Clarence areas.

Business Insurance Agent in Niagara Falls, NY

If you’re like most business owners, you don’t have much time to spend on insurance. That’s where I come in. My name is Xiaoning Zhang and I’m also a small business owner in Niagara Falls, NY. As a Farmers agent, I work with local businesses and restaurants like yours to help you identify and minimize risks. Whether you are researching property, liability, or workers’ compensation coverage, I’d like to meet you and discuss your commercial insurance options. Just give me a call at (716) 299-0027.

Business Insurance Coverage Types




Workers' Comp



Local Business Owners Ask Me About

Niagara Falls Property Insurance
Niagara Falls Property Insurance

Commercial Property Insurance

Protect your business with Farmers coverage for your building, equipment, inventory and operating income. Let’s have a conversation about it today.
Niagara Falls Liability Insurance
Niagara Falls Liability Insurance

Business Liability Insurance

You might face legal action from customer injuries, data breaches, product defects and more. Liability insurance can help you protect your business.
Niagara Falls Workers' Comp Insurance
Niagara Falls Workers' Comp Insurance

Workers' Compensation Insurance

Concerned about injuries, OSHA regulations, and workers’ compensation fraud? Let’s discuss how Farmers can help you protect your employees and business.

Industries In Which I Specialize

Niagara Falls Apartment Insurance
Niagara Falls Apartment Insurance

Apartment Owner Insurance

Apartment owners are vulnerable to risks like weather, tenant injury, vandalism and theft. I can help as you choose the coverage you want.
Niagara Falls Restaurant Insurance
Niagara Falls Restaurant Insurance

Restaurant Insurance

Restaurants are vulnerable to risks like fire, theft and injury to workers. Let’s discuss Farmers coverage options so you can decide what you want.
Niagara Falls Retail Store Insurance
Niagara Falls Retail Store Insurance

Retail Store Liability Insurance

How would inventory loss, robbery or structural damage affect your store? Let’s talk about ways Farmers can help you protect your business.

Industries I Serve

Apartment Owner Insurance

For owners of small apartment buildings, large apartment complexes and everything in between.

Auto Service & Repair Shop Insurance

For owners of shops that specialize in collision repair, oil changes, transmission repair and more.
For those who own office buildings, retail shopping centers, industrial parks, warehouses and self-storage facilities.
For organizations including museums, schools and civic groups.
For independent contractors such as plumbers, electricians, landscapers and painters.
For governing bodies that manage the common areas and other aspects of a homeowners association. 
For the owners of hotels, motels and bed and breakfasts.
For companies that manufacture products of virtually any type.
For the offices of independent professionals such as doctors, lawyers and consultants.
For churches, synagogues, mosques, temples and other types of religious organizations.
For owners of quick service, casual and fine dining restaurants.
For owners of food trucks.
For those who own shops such as salons, dry cleaners, boutiques and convenience stores.
For businesses that provide wholesale goods and services to retail industries.

Looking for auto, home, and other insurance options?

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