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Xiaoning Zhang

Rating 5.0
Farmers Insurance Agent in Niagara Falls, NY
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Learn more about the insurance products we offer:

Contact Info


8701 Buffalo Ave
Niagara Falls, NY 14304

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Phone Numbers

(716) 299-0027(716) 299-0027
(716) 371-2263

Office Hours

Day of the WeekHours
Mon:9:00 AM - 7:00 PM
Tue:9:00 AM - 6:00 PM
Wed:9:00 AM - 6:00 PM
Thu:9:00 AM - 5:00 PM
Fri:9:00 AM - 6:00 PM
Weekends & Evening & Holidays by appointment
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Farmers Insurance Agent in Niagara Falls, NY

Xiaoning Zhang
About Me

Rating 5.0

As your local Farmers® agent in Niagara Falls, NY, I help customers like you identify the insurance coverage that best fits your needs. I immigrated from China in 1996 and became a US Citizen in 2002 and stayed in the Niagara Falls area. I have worked to make the process of finding the right plan as straightforward and personalized as possible. Let me be a resource to help you better understand your coverage options--whether that's auto, home, renters, business insurance, and more.
I'm happy to serve my clients in WNY. We are probably one of the few agencies still willing to make house calls. Give us a try.

Give me a call at (716) 299-0027 and I'll be happy to answer any questions you might have.

Languages Spoken: Cantonese, Chinese, English, and Mandarin

Years of Experience

I have over 3 years of experience as a Farmers Insurance agent.


MBA, Niagara University, 2014, B.S., Niagara University, 2012, and China, 1970

Neighborhoods Served

Niagara Falls, Buffalo, and Western New York


Insurance Products Offered

Business Insurance

Ask Me About:

Restaurant Insurance is our specialty! Call today and we can discuss your options. We understand the obstacles and can help you with the correct coverages.

Lin BBQ & Grill

Lin BBQ and Grill is a newly established Chinese restaurant in North Tonawanda, New York. Their dine-in restaurant offers a full menu of authentic Chinese cuisine as well as barbeque. Come by or call (716) 695-7777 to place an order.

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Taste of China

Quick serve items cafeteria style. General Cho's chicken and Bourbon Chicken are some favorites on the line. Fried rice, lo mein and vegetables are always available. Come in for fresh and fast food for lunch or dinner.

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Wangjiao Restaurant

715 3rd St, Niagara Falls, NY 14301
(716) 371-2610
Order for Takeout or Delivery (Doordash)

Niagra County Sherrif's Office - Marine Division

The main objective of the Niagara County Sheriff’s Marine Patrol is boater safety and education, and the enforcement of the New York State Navigation Laws. These courses provide additional educational information about our international proximity to Canada as well as potential dangers on the water. To get information on upcoming courses, contact the Marine Patrol Division at (716) 438-3346.

New York State requires that an individual be more than 14 years of age to operate a jet ski, as well as 10 years of age or more to operate a boat. Boating Certificates are required.

Chinese Chamber of Commerce and Chinese Club of WNY

Western New York Chinese Chamber of Commerce (WNY-CCC) is a non-profit organization operating under Chinese Club of Western New York (CC-WNY). Its primary mission is to provide a platform for the local Chinese business owners, individuals and other business entities to network and communicate. Chinese Club of WNY is focused on the education of the Chinese-American community and the promotion of understanding of the Chinese Culture in the USA and to all citizens for better communication and a common understanding for better inter-relations.

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Midtown Little League

We support this organization that promotes young athletes in t-ball and baseball. They learn teamwork and social skills while having a lot of fun.

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Let's talk today about insuring your motor boats, jet-skis, watercraft, and even your recreational vehicles, from ATVs, to travel trailers, we want to make sure your vacation is a protected one. Make sure you have a boating endorsement on your license to avoid problems on the water. Niagara Sheriff's Office offers boating classes or find the NYS approved courses on line.

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What happens if you have a loss that causes you to be out of your home while it's repaired or replaced? What if you rent and the neighbor has a fire and your apartment building is closed for repairs? Where do go? Will you have a place to stay? Farmers Insurance has loss of use coverage to handle that. Claims are handled quickly so you're not out on the street or on a friend's couch.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

Frequently Asked Questions:

Recent Reviews for Xiaoning Zhang

Rating 5.0
19 Customer Reviews
  • Rating 5.0
    I had the most enjoyable experience . Theresa was wonderful,just bought a house and she explain everything to me I feel like I made a new friend so glad I called. Will definitely tell anyone looking for insurance to give you a call
    Thank you
  • Rating 5.0
    Working with Robin Chapo has been a very pleasant experience. She is very helpful.
  • Rating 5.0
    Awesome agency! I purchased a home and auto policy. Robin and Mr. Zhang are so knowledgeable about the area, which helped me decide which amount of coverage was needed. They were very helpful with saving me money too! Five stars for sure!
  • Rating 5.0
    Love farmers they are great & Robin is a big help & she's a awesome agent & I'm glad I can relay on her.
    Response from Xiaoning
    Thank you. Glad to help.
  • Rating 5.0
    Excellent work professional.
  • Rating 5.0
    I had a pleasant and easy experience
  • Rating 5.0
    We liked Xiaoning Zhang's Farmer's agency so much, we used them for both home AND auto, which is why we get two reviews! We mostly worked with Robin who will bend over backwards to find the right insurance coverage for your needs. She was willing to give us multiple quotes and helped make the process smooth and painless. Clear policy reviews with explanations you can understand. Thank you to Xiaoning and Robin for all your help giving us peace of mind!
  • Rating 5.0
    The process was smooth, thorough, and we feel we were taken care of very well. The insurance products met our needs and the value is excellent (we can afford it!) We also have good ideas for future upgrades. Robin is wonderful--friendly, patient, and knowledgeable. It may not be a huge office, but Xiaoning Zhang runs a GOOD office, which is the much better choice. He was also very friendly and thoughtful while we were there.
  • Rating 5.0
    I’m new and things started out rough for me. But I got my whole family to switch their cars to you guys. And Deana has been excellent to me about my accident and speeding through the process to get a new truck. So thank you very much. I’m glad I went with you guys
  • Rating 5.0
    A very experienced Insurance Company and I can't say enough nice things about Robin and how'd she handles business she's amazingly efficient
  • Rating 5.0
    Quality individual, who is very intelligent within the business. Great to work with.
  • Rating 5.0
  • Rating 5.0
    Farmers is a good place to be
  • Rating 5.0
    wonderful Robin was very helpful and explained everything.
  • Rating 5.0
    Service every thing good
  • Rating 5.0
    I worked with Robin and she was able to take care of all my needs - great person to work with.
  • Rating 5.0
    Very satisfied. All needs were met, and explained fully.
  • Rating 5.0
    hi im very pleased the way they handle farmers insurance to me
  • Rating 5.0
    One of the things I enjoyed with my agent was the accessibility. I
    Whenever I had a question or concern, Robin was always available. She even offered to meet me on a Sunday if I needed her to do so. You don't find that type of dedication these days! The rates were much less than my former insurers as well. I am very pleased overall all so far!
Displaying 1 - 3 reviews of 19

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