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Xiaoning Zhang

Farmers Insurance Agent in Niagara Falls, NY
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Farmers Insurance Agent in Niagara Falls, NY

About Me

As your local Farmers® agent in Niagara Falls, NY, I help customers like you identify the insurance coverage that best fits your needs. I immigrated from China and 1996 and became a US Citizen in 2002, and lived in the Niagara area since. I have worked to make the process of finding the right plan as straightforward and personalized as possible. Let me be a resource to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (716) 299-0027 and I'll be happy to answer any questions you might have.

Languages Spoken: Chinese and English

Years of Experience

I have over 2 years of experience as a Farmers Insurance agent.


MBA, Niagara University, 2014 and B.S., Niagara University, 2012

Neighborhoods Served

Niagara Falls, Buffalo, and Western New York


Insurance Products Offered

Ask Me About:

Restaurant Insurance

Restaurant Insurance
Restaurant Insurance
Restaurant Insurance is our specialty! Come by today and we can discuss your options.

Home Insurance

Home Insurance
Home Insurance
You don't need to have a mansion to have home insurance!
Marine Insurance
Marine Insurance
We have joined up with Niagara County Sheriff's Department at their monthly Marine Classes for Boating Safety certification. Not only do we insure boats, we understand their safety requirements.

Schedule of classes: Saturday 9am-5pm. We provide Coffee and Donuts
Pre-registration is required as seating is limited. Call: 716-438-3346
April 22 - Wendelville Fire Hall - 7340 Campbell Blvd,
May 20 - Barker Fire Hall - 1660 Quaker Rd, Barker
June 10 - Masonic Lodge - 1001 South Ave, Niagara Falls
July 15 - NYS Power Vista - 5737 Lewiston
Xiaoning and Robin are proud pet owners of these 2 cats, Gregory and Robbie. Our furry family members sometimes need health care. Don't forget to check out the available options.
Farmers Friendly Review Service
Farmers Friendly Review Service

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs. 

As your life changes, maybe your policy should too 

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage. 

Review your coverage and possibly save money 

Just as you continue to change and grow,  Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles).  Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.   

How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs. 

Give us a call to set up your Farmers Friendly Review®. 

Robin Chapo/Agency Producer has been with the agency since the beginning and is Licensed in Property and Casualty as well as Health and Life. She is always ready to help you with any personal or business insurance needs. Robin is focusing on Boats, Landlord policies and other specialty insurances.
Deana Matuch/Agency Producer has joined our agency in March 2017. She is fully licensed in Property and Casualty personal and business lines. She is our Thank America's Teachers Expert.

My Hardworking Team

Deana Matuch
Robin Chapo