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Ricardo Melchor

Farmers Insurance Agent in Albuquerque, NM
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Farmers Insurance Agent in Albuquerque, NM

About Me

As your local Farmers® agent in Albuquerque, NM, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (505) 839-2900 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 14 years of experience as a Farmers Insurance agent.

Education

MBA, Nm Highland University 2002

Neighborhoods Served

Albuquerque West Side and West Central Ave

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Insurance Products Offered

*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Farmers® Car Shopping Service Offered by TrueCar

Farmers® Car Shopping Service Offered by TrueCar
Farmers® Car Shopping Service Offered by TrueCar
Now you can see what you could pay for the car you want before even visiting the dealer. Go to www.farmers.com/carshopping to see how much you could save.

Pet Owner?

Pet Owner?
Pet Owner?
Farmers customers can protect their furry family member and save 5% with pet insurance from Pets Best.
Farmer's Insurance Rewards Credit Card
Introducing the Farmers® Rewards Visa® Cards

Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.

My Hobbies and Favorite Activities
Boating
Dancing
Gardening
Farmers Friendly Review Service
Farmers Friendly Review Service

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs. 

As your life changes, maybe your policy should too 

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage. 

Review your coverage and possibly save money 

Just as you continue to change and grow,  Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles).  Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.   

How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs. 

Give us a call to set up your Farmers Friendly Review®. 

Farmers®  Business Insurance
Farmers® Business Insurance
Farmers agents are small business owners like you. We know from experience the unexpected happens. Give me a call to learn more about our coverage and get a quote today!