Farmers Insurance Agent in Albuquerque, NM

Farmers Smart Plan Home® simplify your decision with customizable packages! Such as, SEWER & DRAIN DAMAGE - Extended Contents coverage includes personal property covered under Coverage C - Personal Property for sewer and drain backup damage. Min $5,000 Max $50,000

PLUMBING REPAIR - limited coverage is provided for cost to repair or replace the specific part of the plumbing system from which water may have discharged, erupted, released, or overflowed during a covered water loss. Min and Max $1,000
LIMITED WATER LEAKAGE - This endorsement will provide coverage in the event of a hidden leakage water loss. These losses are not covered in the base contract but will be covered up to the endorsement limits if the endorsement is on the policy. Min $5,000 Max $25,000
LIMITED MOLD COVERAGE - limited coverage is provided for all covered mold loss and 'remediation' of covered loss which includes mold. Min $5,000 Max $10,000
SERVICE LINE - This endorsement provides coverage for direct physical loss or damage to service line covered property that is caused by a service line occurrence to service line covered property on the residence premises. This coverage’s stated limit includes any excavation costs needed to repair or replace service line covered property, and any Loss of Use costs incurred during the repair or replacement of service line covered property. Details: Cost of endorsement: Deductible: $500. Limits: $10,000 - Extensions of Coverage with sub-limits per occurrence for: Green Environmental, Safety and Efficiency Improvements – 150% of what the cost would have been to repair or replace covered property with like kind and quality. Refer to endorsement J7300-Service Line for coverage details.
EQUIPMENT BREAKDOWN - This endorsement provides coverage for mechanical breakdown, electrical or electronic breakdown, or rupture, bursting, bulging, implosion or steam explosion of covered home equipment that results in direct physical loss or damage and requires repair or replacement of all or part of the damaged covered home equipment, such as central air conditioning/heating systems, well pumps, electrical service panels, water heater, etc. Details: Deductible: $500, Limits: $100,000 per equipment breakdown occurrence. Extensions of Coverage with sub-limits per occurrence for: Expediting Expense - $10,000; Spoilage - $10,000; Noxious Substance Cleanup and Removal - $10,000; Off-Premises Coverage - $10,000; and Green Environmental, Safety and Efficiency Improvements – 150% of what the cost would have been to repair or replace covered property with like kind and quality. Refer to endorsement J7301-Equipment Breakdown for coverage details.