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Jason Archer

4.9
Rating 4.9
Farmers Insurance Agent in Warren, NJ
Call MeCall Me

Contact Info

Address

67 Mtn Blvd
Ste 201j
Warren, NJ 07059
US

Get Directions

Phone Numbers

Office:
(973) 394-0212(973) 394-0212
Fax:
(973) 587-8244

Office Hours

Day of the WeekHours
Mon:9:30 AM - 7:00 PM
Tue:9:30 AM - 7:00 PM
Wed:9:30 AM - 7:00 PM
Thu:9:30 AM - 7:00 PM
Fri:9:30 AM - 7:00 PM
Sat:10:00 AM - 4:00 PM
Sun:10:00 AM - 4:00 PM
After hours by appointment
Contact me

Farmers Insurance Agent in Warren, NJ

Jason Archer
About Me

4.9
Rating 4.9

As your local Farmers® insurance agent located in Warren, New Jersey, I help my clients identify and customize the insurance coverage that best fits their needs. With over 10 years of experience in the insurance industry, my clients love working with me because I help my customers distinguish the difference between being properly insured and just having insurance. My customers know that they can get in touch with me whether that is through phone, email, or text and I am there for them when they need me for their auto insurance, home insurance, life insurance, business insurance, commercial insurance, renters insurance, boat insurance, and more. I am happy to serve our local community of Warren, New Jersey as well as Bridgewater, Franklin Township, Somerville, and greater Somerset county. Please don’t hesitate to knock on my door or call for guidance regarding your insurance needs, finances, or to simply inquire about a quote at no obligation.

Give me a call at (973) 394-0212 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 15 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Bridgewater, Franklin Township, Somerville, Somerset, and Bound Brook

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States Licensed In

NY, NJ

Insurance Products Offered

Auto Insurance
Home Insurance
Life Insurance1

Ask Me About:

What happens if the other driver isn't insured?

Most states (except Virginia, New Hampshire, and Mississippi) require vehicle owners to have a minimum level of automobile liability insurance. Yet, irresponsible drivers manage to skirt the law. For example, some drivers buy insurance only long enough to have the proof of insurance needed to get their vehicle registered, and then cancel the policy. Furthermore, it is generally known that when the economy worsens, the number of people who cheat and drive without liability insurance increases. Currently - it is estimated that one of every eight drivers is uninsured! That’s nearly 13% of all drivers!

So, the odds are frighteningly high that if you are in a collision, it will be with someone who does not have insurance.

So what happens if the other driver in an accident isn't insured? Typically, the insurance of the at-fault driver is supposed to cover the damages. But if the other driver is at fault, but doesn't have insurance, chances are he or she also doesn't have a lot of assets. A lawyer can help, but you may not be able to recover damages even if you win a lawsuit.

The only way to protect yourself from having to bear all the costs if you're hit by an uninsured motorist is to add uninsured or under-insured motorist coverage to your policy. It may not seem fair, but there are simply too many uninsured or underinsured drivers out there. You can save yourself unwanted anxiety and large payments out-of-pocket by adding or increasing your uninsured or under-insured coverage.

How are your coverage levels now?
How are your coverage levels now? Let’s take a look and make sure you are protected against nearly 13% of those drivers out there who are uninsured or underinsured

When is your home most likely to be broken into? When is your home most likely to be damaged due to fire, accident or severe weather? Here’s a month-by-month guide to the most common property damage and crime claims:

January
January is usually when homeowners make the highest number of claims for water leaks due to freezing temperatures and burst pipes.

February
Valentine’s Day is notorious for house burglaries, as thieves love the opportunities presented by couples out for a romantic evening.

March
Cars are the target in March. Car thefts rise by 14%!

April
Easter Sunday sees a slight 7% increase in accidental damage claims compared to a typical Sunday.

May
May sees a 10% increase in accidental damage claims, but burglaries drop by 14pc.
However, warmer weather and the Memorial Day weekend also brings more bikers on to the roads and that leads to 35% increase in motorcycle accidents compared to a normal weekend.

June
Fathers’ Day sees an 11% rise in accidental damage claims as fathers play with their new toys.

July
Home burglaries increase 12%, probably due to the warm weather, when people are more likely to leave windows open.

August
Back to school time sees a 10% increase in accidents in the home.

September
Good news! September brings a drop in accidental damage incidents by 6%.

October
With the sun setting sooner, burglaries start to rise. Household thefts increase by 5%. But Halloween is the real trick, with claims for malicious damage rising by 160%!

November
Claims for burglaries peak in November – a 22% increase! – as families are away for Thanksgiving. It is also one of the worst days of the year for fire claims – up 60% above normal, largely due to cooking accidents.

December
Christmas Day sees the worst increase in fire claims, up by 120%. However, you’re least likely to have your home broken into on Christmas Day itself. Interestingly enough, five safest days for auto theft are from Christmas Day to December 29th. Perhaps even the bad guys take a vacation?

We hope you have a safe year – one that does NOT include any homeowners’ or car theft claims!

Switch to Farmers® and you could save an average of $470 on Auto or $450 on Home. You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.*

*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 12/1/20 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.

Get a whole lot of something with
Farmers Policy Perks℠


When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.

Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.

So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.
For most of us, our home is the greatest financial investment we will ever make, and we certainly need to protect it against the many threats that can come from Mother Nature and other people.
Standard homeowners’ policies provide protection against a wide range of threats, but keep in mind that protection can vary from carrier to carrier and from policy to policy. It is important to check your policy for details, but most homeowners’ policies provide protection against these 10 threats*:
1. Fire (including from a lightning strike)
2. Windstorm
3. Explosion
4. Riot or civil commotion
5. Damage caused by aircraft
6. Damage caused by vehicles
7. Smoke
8. Vandalism or malicious mischief
9. Theft
10. Volcanic eruption
*This list is for reference only. It is important to check your insurance policy for specific coverages.
Ask your agent to direct you to the appropriate insurer if you are looking for any other type of insurance for your home, for example:
• Flood insurance
• Earthquake insurance
• Landslide / Mudslide insurance
• Sewer back up insurance
Additionally, there may be special deductibles in your state that come into play for damage caused by hail, hurricane, tropical storm or tornado.
To protect your home and your investments, talk with your agent to determine what coverages are most appropriate for your situation.
Why? Because most insurance companies want to attract a particular type of person - usually homeowners who need to insure their cars, homes, and lives (among other things). These “multiline discounts” are meant to attract customers who need more than one type of insurance, and the bundled rates are meant to incentivize consumers to stay with one insurance company for years, instead of shopping for a better deal every six months.

While the discounts range based on coverage levels, deductible limits, and other factors, you could save anywhere between 3% and 35% per year with bundled policies, compared to buying those policies separately. The best discounts come when you combine three or more lines of insurance with the same company. Additionally, when you bundle coverage, some carriers offer a single deductible, instead of several different deductibles.

There is the factor of convenience to consider, too. If you have trouble keeping track of multiple bills, bundling policies can result in a single bill each month. Bundling policies simplify policy management, reduces paperwork, and makes it easier if you only have to contact one company when you need to make a claim.

Frequently Asked Questions: