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Michael Lambert
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Michael Lambert

5.0
Rating 5.0
Farmers Insurance Agent in Sewell, NJ
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Contact Info

Address

137 Egg Harbor Rd
Ste K
Sewell, NJ 08080
US

Get Directions

Phone Numbers

Office:
(856) 335-1135(856) 335-1135
Fax:
(856) 294-5008

Office Hours

Day of the WeekHours
Mon:9:00 AM - 5:00 PM
Tue:9:00 AM - 5:00 PM
Wed:9:00 AM - 5:00 PM
Thu:9:00 AM - 5:00 PM
Fri:9:00 AM - 4:00 PM
Sat:9:00 AM - 12:00 PM
Sun:Closed
After hours appointments available
Contact me

Farmers Insurance Agent in Sewell, NJ

Michael C Lambert
The Lambert Agency LLC
About Me

5.0
Rating 5.0

As your local Farmers® agent in Sewell, NJ, I help customers like you for over 35 years identify the insurance coverage that best fits your needs and budget. I pride myself in making the process easy to understand. We also make the process of changing insurance easy and painless for you. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, life, business insurance, and more.

Give me a call at (856) 335-1135 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 5 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Gloucester County, Camden County, Cumberland County, Salem County, and Philadelphia County

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States Licensed In

PA, VA, NJ

Insurance Products Offered

Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance
Farmers Financial Solutions*
Farmers Financial Solutions
1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask Me About:

Life insurance proceeds could help your family stay in their home if something happens to you.

PWS LD-03 10/17
Sixty-one million adults and over 12.6 million children in the United States have some type of disability.
If you have a disabled or blind child or other family member, or are disabled or blind yourself, you should know about ABLE accounts. These tax-advantaged accounts can be a real game changer for the disabled.

Ordinarily, a disabled person who receives government benefits can only have $2,000 in cash or other countable assets. This can make it impossible for disabled people to save money for emergencies, to buy a house or car, or take a vacation.
This is where ABLE accounts come in. Contributions to ABLE accounts up to certain levels are not counted for purposes of means-tested programs for the blind and disabled. Disabled people can have up to $100,000 in an ABLE account without losing Social Security disability benefits.

Contributions to ABLE accounts are not deductible for federal taxes, but the money in the account grows tax-free. Withdrawals are also tax-free if made for a variety of living and disability-related expenses.

Up to $15,000 in total can be contributed to an ABLE account each year. Contributions can come from the disabled beneficiary, from family, and from friends. Disabled people who work can put in an additional amount limited to the lesser of their compensation or $12,490 in 2021.
A total amount of $300,000 to $500,000 can be deposited into an ABLE account, depending on the state.

There is only one real drawback to ABLE accounts: they are only available for people who became blind or disabled before reaching age 26. This eliminates the majority of the disabled.

ABLE accounts are run by the states. Forty-two states and the District of Columbia have them. You don’t have to set up an account in the state where you live, and it can pay to shop around.

By the way, if you have a special needs trust, you can keep it. An ABLE account can be set up in addition to a special needs trust.

If you have any questions or need my assistance, please call me on my direct line at 856-335-1135.

Reprinted form the Bradford Tax Institute.
As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.

PWS BLI 9/16

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We are extremely happy with the experience Michael has given us through Farmers Insurance®. By combining our home, auto, and life insurance through Farmers®, we were able to save over $1,000. Michael does a great job of working with you and giving you the best coverage there is available. I would strongly recommend him to any future clients that are interested.” James & Nancy

These testimonials are based on the experiences of a few people and you may not have similar results.

PWS 844959.1 9/17
"Michael Lambert is very knowledgeable about many types of insurance and helped us identify what was best for our family. He responds to our emails and phone calls on the same day, and provides easy-to-understand answers to our questions. Michael cares about our needs and ensures that we have the insurance coverage that is right for us. We transferred all our insurance to Farmers®. We pay less and have more coverage! We recommend Michael and Farmers Insurance without hesitation." Kathy and Anthony These testimonials are based on the experiences of a few people and you may not have similar results.

Frequently Asked Questions:

My Hardworking Team