
Farmers Insurance Agent in Montclair, NJ
Ria LoweAbout Me
I am proud to be your local Farmers Insurance® Agent serving Montclair and the entire state of New Jersey. I help customers like you identify the solutions that best fit your needs. Give me a call and we can discuss all your options for property, casualty, life insurance, and more.
At The Ria Lowe Agency, we start by having a friendly conversation and learning about all the aspects of your life. This allows us to better understand your potential liability and what we need to protect. Then, we focus on advising you on all of your options when it comes to insurance and helping you make the best choice for your unique situation.
I take pride in the level of service I deliver to my clients. If you need to file a claim, I will not direct you straight to the 800 number, rather I will always speak with you first and even file it on your behalf in certain situations. Once you are a client of mine, you will have my personal cell phone number so I can be reached however is most convenient for you.
With over a decade of Insurance experience, I can help you better understand your coverage options. I invite you to stop by my office and begin your insurance journey today!
Give me a call at (973) 747-9223 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

PWS LD-04 10/17

Michele Chiles-Hickman, Berkshire Hathaway Home Services
I have known Michele personally for over 5 years and we have worked to help grow each other's businesses.
In June of 2006 Michele earned the designation of Certified Residential Specialist (CRS); a distinction held by just 4% of Realtors nationwide. Added to that, she earned the designation of Accredited Buyer's Representative (ABR) in January of 2008 and of course participates as a member of the National Board of Realtors and as a committee member of several West Essex Board of Realtors teams.
Once Michele helps you find your next home, reach out and I can help you protect it with customizable home insurance options.

Proud to be the President of The Montclair's South End Business District (M.S.E.B.A.) since 2018.
This is a volunteer organization that includes businesses located in the South End of Montclair. Our focus is making it safer and more welcoming for our customers and business owners. Some areas we will focus on for 2019 will be the Aesthetics, Events and Special Attention consistently.

Montclair Neighborhood Development Corporation
The mission of the Montclair Neighborhood Development Corporation is to empower and support disadvantaged individuals, youth, and families to achieve an improved quality of life through training, education, and advocacy.
I have been working with this organization for the past 3 years, focusing on career development for local youth. I train and mentor individuals for 1-month internships to help them develop skills for the working world!

Subject to restrictions.


Frequently Asked Questions:
Recent Reviews for Ria Lowe
- February 10, 2021Rating 5.0Ria is the best insurance agent I have worked with - knowledgeable, accommodating, attentive to client's needs.
- April 18, 2019Rating 5.0very pleasant experience..
Ria was very helpful in explaining my auto policy and was able to get me better
coverage for less money...
she also touched base on other coverage's available.
also i like the personal interaction and convenience..
look forward to being a farmers customer....Response from RiaApril 18, 2019Thank you for your kind words and joining our Farmers Family. I look forward to servicing you and your family. It was such a pleasure working with you! - April 14, 2019Rating 5.0Outstanding service. 5 Stars.Response from RiaApril 15, 2019Thank you for your kind words. It's a pleasure doing business with you. I look forward to servicing you and your family.
- January 24, 2019Rating 5.0She was a delight and I will recommend here to any seeking insurance.
Rev ScottResponse from RiaFebruary 7, 2019It was a pleasure working with you and looking forward to servicing you and your family. Thank you.