

Farmers Insurance Agent in Lake Hiawatha, NJ
S Vij Agency LLCAbout Me
I’ve lived in the town of Parsippany since I moved to the states at the age of 12 from India and I speak fluent Hindi and Punjabi.
Through the years, I’ve come to know many local families and developed many long-term relationships. I have a solid understanding of the insurance needs of this community too. From auto and home protection to life and specialty insurance products, I can provide you with a wide variety of options.
I’ve been in the industry for over 8 years and have worn many hats. My tenure and experience have allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their coverage needs. I can provide options so you can help protect the things that are important – your family’s financial future, as well as your home, car, boat and more.
I’m proud to work with a stable company like Farmers®. They’ve been helping customers for over 90 years so they can help protect their assets as well as their family’s financial future. I’m committed to educating you about insurance so you can help protect not only what you have today, but so you can also help prepare for tomorrow.
I can help you understand how insurance can support your "safety net" and be a cornerstone to helping you support your loved ones’ financial security. We’ll work together so you can evaluate your coverages and select flexible payment options that work for you.
Give me a call at (973) 794-6800 and I'll be happy to answer any questions you might have.
Languages Spoken: English and Hindi
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17
Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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PWS 84592E.2 8/17

Backed by more than 37+ years of experience, our knowledgeable and professional staff uses state-of-the-art technology and real-time information to provide real estate brokerage and development for retail, warehouse, industrial, business, and mixed-use property.
Evergreen is a full service brokerage company focused on meeting the real estate sales, leasing, and investment needs of businesses in New Jersey. We represent the following clients in real estate transactions: Buyers, Sellers, Landlords, Tenants, Developers, and Investors..

Member GSMLS and NJMLS
A Real, Real Estate Professional!
Award-winning Marketer, Sales Professional, Trend Analyst, and lifelong New Jersey resident. Let my experience and expert negotiating skills maximize your ROI. Committed to 'branding' your home with compelling visuals, copy, and promotional materials while managing your home sale from listing through closing.
Servicing Morris/Bergen/Essex/Passaic Counties
"Para mis amigos que hablan espanol, puedo hablar con limitaciones - si hablan despacio!"
Advocate and Buyer's Agent
One of the greatest mistakes a buyer can make is embarking on one of lifetime's biggest purchases without representation. Understand that, working without a real estate professional benefits no one but the sellers' agent who will be more than happy to enjoy a healthier commission.
As a Buyer's Agent for first time buyers through empty nesters, I will advocate for you and, more important, protect and provide you with trusted and impartial inspectors, lenders, insurance agents, etc. Negotiating on your behalf and managing multiple offer situations in today's competitive market is something best left in the hands of your real estate professional.
As a Buyer's Agent, I actively and regularly attend brokers' open houses throughout Morris, Passaic, and Essex counties - all in an effort to provide buyers with a better perspective of the available inventory.

Bristol West began providing private passenger automobile insurance to Florida residents in 1973. Since that time, Bristol West has grown to be a leading provider of liability and physical damage insurance focusing exclusively on private passenger automobiles across the United States.
Sold through agents and brokers, Bristol West insurance products provide customers the security of a comprehensive range of automobile insurance coverages at competitive prices.
Bristol West philosophy stresses high quality and responsive services to customers through product innovation and a broad array of systems to support customers, agents and brokers alike.
For customers, the addition of enhanced services such as online and electronic premium payment solutions as well as automated telephone support twenty-four hours a day and seven days a week, serve a growing variety of customer needs and lifestyles. Bristol West low down payment options make it easy for customers to get the coverage they need.
For agents and brokers, Bristol West’s ongoing investment in technology provides “leading edge” tools to manage their business, improve efficiencies and deliver service that is fast and accurate directly at the point of customer interaction.
By continuously developing new and improved processes for agents and brokers; and maintaining unmatched service levels for customers, Bristol West is setting the new standard in automobile insurance.
Foremost Insurance Group:
As a specialty insurance company, we serve our markets by providing insurance choices that may not be offered by other companies. So, if you're wondering whether or not we can insure a particular product, check us out. Our extensive insurance options may surprise you!
How Can We Offer Such A Great Selection Of Specialty Insurance Coverages?
We've spent the last 60 years getting to know the markets we serve exceptionally well. We understand the coverages you are looking for with the specific types of policies you may want. We've taken what we learned and turned that expertise into a solid business.
We do this all with a level of care that we take pride in. From the people who create our policies to the representatives who process your claims, we strive to serve our customers to the best of our abilities. If you're looking for in-person service right in your community, then turn to one of the thousands of highly-trained and exceptional agents that represent Foremost across the country. Agents that write Foremost can help you choose the best policy for your situation and get the discounts you qualify for and should you have a claim, from frozen pipes to an automobile accident, rest assured, a team of professionals is on hand 24/7/365 to take your call.
Go Ahead, Expect More. The Last Thing You Want To Worry About Is Having
The Right Insurance Policy.
Kraft Lake Insurance Agency:
Growing an agency with Kraft Lake Insurance Agency is simple, thanks to state-of-the-art technology that lets agent members save time and money so they can bind more policies more efficiently. It starts with Kraft Lake’s single-entry, multi-carrier website, where agents can get quotes on all classes outside Farmers’ appetite.


PWS BLI 9/16
Recent Reviews for Sapaksh Vij
- December 23, 2018Rating 5.0Great customer service. Explained coverage details in ready to understand way. He worked with me to get me better pricing compared to my previous insurance carrier. He made switching carriers really easy and convenient. Highly recommend him everyone.
- December 4, 2018Rating 5.0My transition was seamless.
- November 14, 2018Rating 5.0Sapaksh Vij is very knowledgeable and helpful.
- May 31, 2018Rating 5.0Grate service. Very friendly.Response from SapakshMay 31, 2018Thanks Viki!
- May 24, 2018Rating 5.0Always helpfulResponse from SapakshMay 31, 2018Thanks Jasleen!
- February 22, 2018Rating 5.0Sapaksh is very professional friendly person . He helped me in the past also . I would like to thank himResponse from SapakshMarch 7, 2018Thank you Tolga. We are always here for you.
My Hardworking Team
