Martin Rafael Gutierrez Encarnacion
|Day of the Week||Hours|
|Monday||8:30 AM - 5:30 PM|
|Tuesday||8:30 AM - 5:30 PM|
|Wednesday||8:30 AM - 5:30 PM|
|Thursday||8:30 AM - 5:30 PM|
|Friday||8:30 AM - 5:30 PM|
As your local Farmers® agent in Harrison, NJ, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, life, business insurance and more.
After living my whole life in the Harrison/Kearny area, I am excited to help all my neighbors protect what they love, throughout all of NJ.
Give me a call at (201) 499-5353 and I'll be happy to answer any questions you might have.
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor pursuits. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
The personalized service that comes with your Farmers homeowners coverage might be the best recommendation for adding a Farmers auto policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.
PWS LD-01 10/17
Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from caring for your pet.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by Independence American Insurance Company, a Delaware insurance company.
Reward yourself for being a focused driver with Signal® from Farmers®. It’s an easy to use app-based tool that can help you earn a discount on your auto policy and a chance to win up to $100 every month.* Contact me to learn how to enroll.
As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.
PWS BLI 9/16
Customer Service Representative