4.8 out of 5

(11 reviews)

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Farmers Home Insurance Agent in West Lebanon, NH

William Hoyt

4.8 out of 5

(11 reviews)

Get a quote

Contact me

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About me

For many of my customers, their home is the most valuable asset they own. I help homeowners in West Lebanon understand their home insurance options so they can design a policy around their needs and lifestyle.

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Licenses

William D Hoyt
Hoyt Insurance Agency LLC

States Licensed In

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Location info

#1052 254 Plainfield Rd

Unit 11

West Lebanon

NH 03784

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Home Insurance agent in West Lebanon, NH

You might not live exactly like your parents. Why should you insure your home in the exact same way? Choose coverage for your lifestyle and get the quality coverage you want. I can help you explore coverage options for your life today. I'm , and I work with individuals, families, and small businesses in West Lebanon, NH. As your local Farmers® agent, I can help you understand your options for insuring your home and personal property. If you'd like to learn more about how you can protect your home, give me a call today at +1 888-669-1269

What can home insurance provide coverage for?

Home insurance can provide coverage in three main ways:

Dwelling

Dwelling coverage helps pay for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects and vandalism. This is the coverage homeowners generally think of first when selecting insurance.

Personal Property

Personal Property coverage is for personal property you own, or even just use. I'm talking about items from furniture and electronics to pots and pans to lawnmowers and garden tools. If these items are lost or destroyed by a covered event, your policy can help if you need to replace them.

Liability

The third component of your home policy is liability coverage. It can provide coverage to help you in case you're financially responsible for injury to others or damage to their property if covered under the policy. This coverage extends beyond your home and in fact follows you anywhere in the world.

Home Insurance Coverage Options

With a Farmers homeowners insurance policy, choose coverages and options you want for your home and personal property. Start by choosing one of our standard coverage levels – Farmers Smart Plan Home® Standard or Enhanced packages, or Farmers Next Generation® Homeowners. Then make it your own with optional coverages, limits, and loss settlement options of your choice, including:

Guaranteed replacement cost

Don't worry about escalating construction costs – for covered losses, with Guaranteed Replacement Cost, we'll guarantee coverage for the full cost to rebuild your home, even if it exceeds your policy limits.

Fortified Roof™ Upgrade

As climate change makes weather events more frequent and more severe, you can choose coverage so your roof can be rebuilt to enhanced standards to help resist severe storms.

Water backup and sump overflow

This additional option can provide coverage for water damage caused by water backing up through drains and sumps.

Cyber and identity shield

Coverage for many forms of identity theft and cyberattacks, and monitoring services to help you prevent them from happening.

Emergency mortgage assistance

If your home is uninhabitable after a covered loss, the last thing you want to worry about is keeping up the mortgage while dealing with an emergency. This coverage can provide three months of mortgage payments, up to $10,000, while your home is uninhabitable when you rebuild.

Home sharing

Helps pay for covered losses associated with renting part or all of your home through a home sharing business.

Let's discuss your insurance options, so you can choose the coverage you want. This information provides only a general description of coverages and potential discounts. Coverages and discounts are subject to the terms, limits, provisions, exclusions, restrictions, and conditions in the policy including applicable endorsements. Contact Farmers for details and additional information.

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*Denotes a required field Thanks for providing your phone number(s) above. We sometimes reach out to consumers by call and/or text to provide helpful information about products or services. By clicking "Submit" you consent to marketing calls and/or texts made to you on behalf of my agency or Farmers Insurance® entities—including the Foremost®, Bristol West®, Farmers New World Life and 21st Century® Insurance companies—or their other representatives using an automated telephone dialing system and/or an artificial or pre-recorded voice, even if your telephone number is listed on a national, state or business do-not-call registry. Your consent is not a condition of purchase. Personal Use of Information

Farmers Home Insurance Agent in West Lebanon, NH

William Hoyt

About me

Licenses

States Licensed In

Home Insurance agent in West Lebanon, NH

What can home insurance provide coverage for?

Dwelling

Personal Property

Liability

Home Insurance Coverage Options

Guaranteed replacement cost

Fortified Roof™ Upgrade

Water backup and sump overflow

Cyber and identity shield

Emergency mortgage assistance

Home sharing

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