
Farmers Insurance Agent in O Fallon, MO
Lance E RogersAbout Me
As your local Farmers® agent in St. Charles and St. Louis counties, I help customers and families like yours identify where you may not have enough coverage or may have too much coverage and put a plan in place that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, life, business insurance and more.
Give me a call at (636) 272-4000 and I'll be happy to answer any questions you might have.
Languages Spoken: English and Spanish
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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Switch to Farmers® and you could save an average of $470 on Auto or $450 on Home. You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.*
*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 12/1/20 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.




Give me a call to learn more about our coverage and get a quote today!

Frequently Asked Questions:
Recent Reviews for Lance Rogers
- December 19, 2020Rating 5.0above and beyond service
- November 28, 2020Rating 5.0Great experience start to finish.
- August 27, 2020Rating 4.0The agent assist me with my plan was very prompt ,accurate ,considerate of my time and punctual , thank you Farmers for such an accurate agency.
- April 27, 2020Rating 5.0Lance and Cindy have been extremely helpful throughout our transition. Lance provided us a quote very quickly after requested. He reviewed our policies with us and made suggestions on some additions to have us better insured. Cindy was very helpful with ensuring we signed our electronic documents correctly and did a great job with following up with us. Lance and Cindy have been terrific and I have loved working with them both!
- April 27, 2020Rating 5.0Lance went out of his way to make sure that we had all the coverage we could want, and made sure it was the best fit. He took the time to explain some of the exceptions to "normal" homeowners insurance (and answered all my questions about earthquake insurance), making us feel valued before we were even certain to become a customer. It made me feel *very* comfortable for moving on from the prior agent we had for over ten years at a different company. Highly recommended!!
- June 28, 2019Rating 5.0Lance was extremely helpful. Before now I never really understood my policies. My former agent never took the time to explain. This has been a tremendous learning experience. You have a stellar agent in Lance!
- May 19, 2019Rating 5.0Lance and his assistant answered all of my questions. They explained things to me that I could understand.
- May 12, 2019Rating 5.0Lance was over the top in explaining everything throughly and very thoughtful of our time. He also is very friendly and an encouragement for your company. He would come to where we were whenever we had questions or were trying to figure out what types of policy to get and how much coverage. He always acted like we were his only client for the day, when I knew we weren’t. Love doing business with him!
- March 31, 2019Rating 5.0No pressure and asked questions to make sure I got what I actually needed.Response from LanceMay 16, 2019It was my pleasure to serve your insurance needs, Michael. Thank you for allowing me to the opportunity to be of service.
- October 21, 2018Rating 5.0Thank you and I appreciate the honesty on what is best for me.
- September 23, 2018Rating 5.0Lance was very concerned with our original coverage and that we needed to up our liabilities. He used examples of for us so we totally understand why we needed what we needed.
I feel he genuinely cares about our needs and will be there for us if we need or have any other questions. We are happy to have Lance as part of our insurance family. Thank you Lance!!!Response from LanceMarch 6, 2019It's my pleasure, Rick & Debbie. Thank you for allowing me to protect your family's needs & to be a part of your family.