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Rick Smith

Farmers Insurance Agent in Lake Saint Louis, MO
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Contact Info


1000 Lake Saint Louis Blvd
Ste 22
Lake Saint Louis, MO 63367

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Phone Numbers

(636) 561-4577(636) 561-4577
(636) 410-3327

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
Contact me

Farmers Insurance Agent in Lake Saint Louis, MO

Rick W Smith
About Me

As your local Farmers® agent in Lake St. Louis and Jonesburg, Missouri. I help customers like you identify the insurance coverage that best fits your needs. We are different from most agencies, we don't sell price. We build policies that fit your financial needs.

This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more. All of my staff are fully licensed and average 20+ years of experience.

Give me a call at (636) 561-4577 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 25 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Jonesburg, Montgomery County, Warren County, St. Charles County, and Lincoln County


My Other Offices

116 S Sturgeon St
Montgomery City, MO 63361
Main Number
(636) 561-4577(636) 561-4577
View this location
119 W Booneslick Rd
Jonesburg, MO 63351
Main Number
(636) 561-4577(636) 561-4577
View this location

Insurance Products Offered

*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
On a motorcycle, you can experience the road as you want, without barriers or boundaries. And with Farmers, you can choose the coverage you want, with potentially specialized options like coverage for accessories and trip interruptions. Call me today to learn more.
  • Licensed Pilot
  • Motorcycle Trips
  • Hunting & Fishing
  • Coaching High School Sports
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.

My Hardworking Team

Photo of Karen Smith, Agency Producer - Jonesburg

Karen Smith, Agency Producer - Jonesburg

Phone :
(636) 561-4577(636) 561-4577
Photo of Carla Young, CSR - Jonesburg

Carla Young, CSR - Jonesburg

Phone :
(800) 688-5518(800) 688-5518
Photo of Carla  (CJ) Fryer    Marketing Manager

Carla (CJ) Fryer Marketing Manager

Phone :
(800) 688-5518(800) 688-5518