
Farmers Insurance Agent in Hannibal, MO
Karen MunchAbout Me
Born and raised in the Midwest, I'm proud to be your local Farmers® agent in Hannibal, Missouri. Availability, dependability, and education are at the forefront of my customer service values. With 16 years in insurance, I can ensure that this process will be straightforward and personalized to help you select the most comprehensive, cost-effective solution for your needs. So come see me in Northport Plaza along Highway 168, just behind Tom Boland Ford in Hannibal. I have the knowledge and experience to help you better understand your coverage options -- whether that's auto, home, commercial or life.
Give me a call at (573) 221-1898 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:


Annual sponsor of the Big River Comic Convention

HLGU Athletics Corporate Sponsor & Hannibal Booster Club (Hannibal High School)
Ongoing participation in Hannibal-LaGrange University and Hannibal High School's Booster Clubs

Sponsor of annual Pancreatic Cancer Research in Hannibal, Missouri
Each fall we walk to raise money and awareness for Pancreatic Cancer research at the Hannibal walk.

Frequent sponsor of the Hannibal Fire Department and Hannibal Police Department events
Golf tournament, corn hole tournament, Halloween parties

- Spending time with friend and family
- Gardening
- Cooking
- Watching the Blues, Cardinals and Hannibal Pirates!


Frequently Asked Questions:
Recent Reviews for Karen Munch
- February 18, 2021Rating 5.0Karen is a wonderful agent. She always takes time to answer my questions and review my policies. She is always pleasant to do business with.
- December 10, 2020Rating 5.0Karen is very helpful and respectful every time we call to make changes or just have a question about our policies.
- October 15, 2020Rating 5.0It was great! Great coverage and a great price!
- October 3, 2020Rating 5.0Very happpy with Karen. She takes time to explain the polcy and all it's inter actions
- September 11, 2020Rating 5.0Thank you!
- July 2, 2020Rating 5.0Karen made the process of switching insurance companies so easy. She is so friendly and accommodating to make this the easiest transition. We so appreciate her and all the work she has done for us.
- June 10, 2020Rating 5.0Went above and beyond...great communication and timeliness...the personal note was a nice touch...and I've never received a laminated proof-of-insurance card before! Thanks a lot!
- May 31, 2020Rating 5.0Hunter was very polite! I appreciate his friendliness, quick in and out. Thanks Hunter and Karen for all you do!!!!
- February 16, 2020Rating 5.0Karen truly cares about her clients, and looks to get them all the help they need!
- December 19, 2019Rating 5.0The agent was very informative and easy to talk with. Also, she offered suggestions about changes in policy and overall made the transaction very easy.
- December 12, 2019Rating 5.0Karen was very informative and assisited me with my needs very professional!
- November 1, 2019Rating 5.0A very good experience with a knowledgeable agent. I would recommend her to anyone.
- August 25, 2019Rating 5.0Very helpful and informative. Karen seemed like she cared and took care of all our needs.
- August 7, 2019Rating 5.0It was delightful
My Hardworking Team
