Photo of Tom Smith

Tom Smith

Farmers Insurance Agent in Cape Girardeau, MO
Call MeCall Me
US 1928 Golden Eagle Ct Ste 3 Cape Girardeau, MO 63701
Phone Numbers
(573) 651-6515(573) 651-6515
(573) 651-3304(573) 651-3304

Office Hours

After hours and weekends by appointment.
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM

Farmers Insurance Agent in Cape Girardeau, MO

About Me

As your local Farmers® agent in Cape Girardeau, MO, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, life, business insurance and more. I am licensed in Missouri, Illinois and Arkansas to better serve our entire heartland area.

Give me a call at (573) 651-6515 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 4 years of experience as a Farmers Insurance agent.

Awards and Honors

Topper Club, Blue Vase, and New Business Award

Neighborhoods Served

Southeast Missouri and Southern Illinois


Insurance Products Offered










*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

This May Be The Most Important Policy You'll Ever Buy!!!

This May Be The Most Important Policy You'll Ever Buy!!!
We here at the Tom Smith Farmers Insurance agency care about the people you care most about. Our experienced team is extremely knowledgeable about all the different life insurance products available and will work hard to educate you so that you can chose the policy that best fits your needs. We are located near Cape County Park. Stop in and see us for a free consultation.

PWS 148897 02/17

Home Insurance

Home Insurance
Understanding all the options and coverages on home insurance can be quite the challenge. Here at the Tom Smith Farmers® Insurance agency in Cape Girardeau we can devise a package to best suit your needs for your home. Stop in and see us so we can help take the confusion out of your coverage. Located on Kingshighway just down from Cape County Park.
Cape Girardeau West Rotary Club
Cape Girardeau West became a Rotary Club because of the vision of Cape Girardeau Rotary Club leadership, members, and PDG John Blue. John Blue envisioned more Rotary members in Cape Girardeau, instead of an exclusive club. Cape West was chartered July 25, 1966, with 23 new members. Many projects have left a legacy in our city through the contributions of Cape West Rotary to Scouting Programs, Boy's and Girl's clubs, Sports, Rotary Youth Exchange, Group Study Exchange with countries throughout the world sponsoring Ambassadorial Scholars and too many local projects to list. Rotary International, through the local Rotary Clubs, supports projects to improve lives of those in need in other countries. Cape West has sponsored drilling of water wells, cataract and ear surgeries, shoes for orphans, and funding for eradication of polio. These are only a token naming of projects where local Rotarian's have contributed physically and financially. We are bankers, lawyers, administrators, teachers, craftsmen, sales people, managers and many other things, but we all come together as Rotarian's with one purpose: to put Service Above Self.
Pet Insurance
Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from giving your pet the best care.
Farmers Friendly Review Service

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs. 

As your life changes, maybe your policy should too 

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage. 

Review your coverage and possibly save money 

Just as you continue to change and grow,  Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles).  Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.   

How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs. 

Give us a call to set up your Farmers Friendly Review®. 

We Know From Experience
At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.

My Hardworking Team

Dawn Wilcox