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Tom Smith

Rating 5.0
Farmers Insurance Agent in Cape Girardeau, MO
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Contact Info


1928 Golden Eagle Ct
Ste 3
Cape Girardeau, MO 63701

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Phone Numbers

(573) 651-6515(573) 651-6515
(573) 651-3304

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
After hours and weekends by appointment.

Farmers Insurance Agent in Cape Girardeau, MO

Tom Smith
About Me

Rating 5.0

I have been in the Cape Girardeau, MO area for more than 40 years. The heartland (Southeast Missouri & Southern Illinois) has always been home to me and I love working with people who know and trust me. Before becoming an insurance agent I served in the United States Air Force from 1992-1996. I started my insurance career in December 2011 as a scratch agent and purchased a small book of business in 2013.

My office is located just off of Kingshighway across the street from Smokin’ Brothers. We love helping our clients understand insurance so they can make better decisions when selecting the coverage needed to protect themselves, their loved ones and their property. Whether they need home, auto, life or financial services, we are there to guide them in the right direction. Farmers®
Insurance also provides exceptional service when tragedy strikes, which is when clients need them the most.

Giving back to the community is very important to me. I am a member of the Cape West Rotary club where I’ve been a board member for the last four years. We have different events every year benefitting different charities such as the SEMO Scholarship fund where we have raised over $1mil in scholarships to SEMO students. We also benefit the annual Duck Regatta where this last year I was the title sponsor and helped raise more than $6,000 with all of it going to the local Special Olympics chapter this year. For the last four years, I have also been a member of the Farmers Insurance Advisory council for the state of Missouri.
When I am not in the office I love spending time outdoors and spending time with my wife, Cinnamon Wheeles-Smith.

Give me a call at (573) 651-6515 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 7 years of experience as a Farmers Insurance agent.

Military Service

I served for 4 years in the Air Force where I achieved the rank of Sr Airmen. Areas I was stationed: RAF Alconbury UK.



AR License #: 16478293

States Licensed In


Insurance Products Offered

Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance
1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask Me About:

Farmers agents are small business owners like you. We know from experience the unexpected happens.
Give me a call to learn more about our coverage and get a quote today!
New baby? Getting married? Life changes quickly, don't wait too long to make sure you have everything in order.

PWS LD-01 10/17

Cape Girardeau West Rotary Club

Farmers is proud to be the primary sponsor of the Cape West Rotary Annual Duck Race at Cape Splash Water Park, which raises over $10,000 a year!

Cape Girardeau West became a Rotary Club because of the vision of Cape Girardeau Rotary Club leadership, members, and PDG John Blue. John Blue envisioned more Rotary members in Cape Girardeau, instead of an exclusive club. Cape West was chartered on July 25, 1966, with 23 new members.

Many projects have left a legacy in our city through the contributions of Cape West Rotary to Scouting Programs, Boy's and Girl's clubs, Sports, Rotary Youth Exchange, Group Study Exchange with countries throughout the world sponsoring Ambassadorial Scholars and too many local projects to list.

Rotary International, through the local Rotary Clubs, supports projects to improve the lives of those in need in other countries. Cape West has sponsored the drilling of water wells, cataract and ear surgeries, shoes for orphans, and funding for the eradication of polio. These are only a token naming of projects where local Rotarian's have contributed physically and financially.

We are bankers, lawyers, administrators, teachers, craftsmen, salespeople, managers and many other things, but we all come together as Rotarians with one purpose: to put Service Above Self.

Learn More

Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from giving your pet the best care.
If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.

Let us help make sure you have the coverage you need BEFORE you need it!
At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.

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