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Tom Smith
Rating 5.0
5.0 out of 5
(25 Reviews)
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Farmers Insurance Agent in Cape Girardeau, MO

Tom Smith

Rating 5.0
5.0 out of 5
(25 Reviews)
8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PMClosed Today Closed Today

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Contact info
Location info
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1928 Golden Eagle Ct
Ste 3
Cape Girardeau, MO 63701
Office hours
Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 5:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
After hours and weekends by appointment.

About Tom Smith

I have been in the Cape Girardeau, MO area for more than 40 years. The heartland (Southeast Missouri & Southern Illinois) has always been home to me and I love working with people who know and trust me. Before becoming an insurance agent I served in the United States Air Force from 1992-1996. I started my insurance career in December 2011 as a scratch agent and purchased a small book of business in 2013.

My office is located just off of Kingshighway close to Cape Splash Park and next door to Enterprise Car Rental. We love helping our clients understand insurance so they can make better decisions when selecting the coverage needed to protect themselves, their loved ones and their property. Whether they need home, auto, life or financial services, we are there to guide them in the right direction. Farmers®
Insurance also provides exceptional service when tragedy strikes, which is when clients need them the most.

Giving back to the community is very important to me. I am a member of the Cape West Rotary club where I’ve been a board member for the last four years. We have different events every year benefitting different charities such as the SEMO Scholarship fund where we have raised over $1mil in scholarships to SEMO students. We also benefit the annual Duck Regatta where this last year I was the title sponsor and helped raise more than $6,000 with all of it going to the local Special Olympics chapter and the Cape West Rotary Foundation.

When I am not in the office I love spending time giving back to my community and spending time with my wife, Cinnamon Wheeles-Smith here in Jackson, Mo.

Give me a call at (573) 651-6515 and I'll be happy to answer any questions you might have.


Years of experience

I have over 10 years of experience as a Farmers Insurance agent.
Languages spoken: English


AR License #: 16478293

Awards and Honors

Topper Club Award logo

Military Service

I served for 4 years in the Air Force where I achieved the rank of Sr Airmen. Areas I was stationed: RAF Alconbury UK.

States licensed in


Insurance products offered

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Auto Insurance
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Home Insurance
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Life Insurance1
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Business Insurance
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Ask me about

Farmers agents are small business owners like you. We know from experience the unexpected happens.
Give me a call to learn more about our coverage and get a quote today!

New baby? Getting married? Buying a home? Life changes quickly, don't wait too long to make sure you have everything in order.

PWS LD-01 10/17

As a small business owner myself, I understand the importance of protecting your investment in your business but understanding the exposure and protecting against the loss is just as important. Give Tom Smith Farmers® Insurance Agency a call and we will be more than glad to sit down with you and provide a free consultation to protect your business in the future.

Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from giving your pet the best care.

If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.

Bad thing happen to good people so let us help make sure you have the coverage you need BEFORE you need it!

At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.

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