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Tom Smith

Rating 5.0
Farmers Insurance Agent in Cape Girardeau, MO
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Contact Info


1928 Golden Eagle Ct
Ste 3
Cape Girardeau, MO 63701

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Phone Numbers

(573) 651-6515(573) 651-6515
(573) 651-3304

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
After hours and weekends by appointment.
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Farmers Insurance Agent in Cape Girardeau, MO

Tom Smith
About Me

Rating 5.0

I have been in the Cape Girardeau, MO area since I was 8 years old. The heartland (Southeast Missouri & Southern Illinois) has always been home to me and I love working with people who know and trust me. Before becoming an insurance agent I served in the United States Air Force from 1992-1996. I started my insurance career in December 2011 as a scratch agent and purchased a small book of business in 2013.

My office is located just off of Kingshighway across the street from Smokin’ Brothers. We love helping our clients understand insurance so they can make better decisions when selecting the coverage needed to protect themselves, their loved ones and their property. Whether they need home, auto, life or financial services, we are there to guide them in the right direction. Farmers®
Insurance also provides exceptional service when tragedy strikes, which is when clients need them the most.

Giving back to the community is very important to me. I am a member of the Cape West Rotary club where I’ve been a board member for the last four years. We have different events every year benefitting different charities such as the SEMO Scholarship fund where we have raised over $1mil in scholarships to SEMO students. We also benefit the annual Duck Regatta where this last year I was the title sponsor and helped raise more than $6,000 with all of it going to the local Special Olympics chapter this year. For the last four years, I have also been a member of the Farmers Insurance Advisory council for the state of Missouri.
When I am not in the office I love spending time outdoors and spending time with my wife, Cinnamon Wheeles-Smith.

Give me a call at (573) 651-6515 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 7 years of experience as a Farmers Insurance agent.

Military Service

I served for 4 years in the Air Force where I achieved the rank of Sr Airmen. Areas I was stationed: RAF Alconbury UK.



AR License #: 16478293

Insurance Products Offered

Auto Insurance
Home Insurance
Life Insurance1
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Farmers agents are small business owners like you. We know from experience the unexpected happens.
Give me a call to learn more about our coverage and get a quote today!
New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.

PWS LD-01 10/17

Cape Girardeau West Rotary Club

Cape Girardeau West became a Rotary Club because of the vision of Cape Girardeau Rotary Club leadership, members, and PDG John Blue. John Blue envisioned more Rotary members in Cape Girardeau, instead of an exclusive club. Cape West was chartered July 25, 1966, with 23 new members.

Many projects have left a legacy in our city through the contributions of Cape West Rotary to Scouting Programs, Boy's and Girl's clubs, Sports, Rotary Youth Exchange, Group Study Exchange with countries throughout the world sponsoring Ambassadorial Scholars and too many local projects to list.

Rotary International, through the local Rotary Clubs, supports projects to improve lives of those in need in other countries. Cape West has sponsored drilling of water wells, cataract and ear surgeries, shoes for orphans, and funding for eradication of polio. These are only a token naming of projects where local Rotarian's have contributed physically and financially.

We are bankers, lawyers, administrators, teachers, craftsmen, sales people, managers and many other things, but we all come together as Rotarian's with one purpose: to put Service Above Self.

Learn More

Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from giving your pet the best care.
If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.
At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.

Frequently Asked Questions:

Recent Reviews for Tom Smith

Rating 5.0
12 Customer Reviews
  • Rating 5.0
    My experience is always pleasant when dealing with Tom. He goes above and beyond to assist his customers. It’s nice to have an agent who takes the time to explain!
  • Rating 5.0
    Response from Tom
    Thanks for your continued business and trust Geannie. Really means a lot.
  • Rating 5.0
    They did a great job and premiums are lower. Friendly service
    Response from Tom
    Thanks so much for allowing us to handle your insurance needs Kelly.
  • Rating 5.0
    Excellent Agent!
    Response from Tom
    Thanks so much for your business and trust Bernadette.
  • Rating 5.0
    Tom has taken care of from the beginning. Our first house through to our third. There are a number of different choices for insurance, but Tom and Farmers are the first choice for us.
    Response from Tom
    Thanks so much for your business and continued trust in me and Farmers TJ. Enjoy your new home!!!
  • Rating 5.0
    Great staff and great fella to work with. He is very informative and helpful on determining what is best for you as a client.
    Response from Tom
    Thanks so much Randall. Glad we were able to get you two moved over.
  • Rating 5.0
    I talked with Dawn in Tom Smith's agency several times and she was very patient and helpful in explaining the options. I know more about insurance now than I ever have!
    Response from Tom
    Thanks so much Barbara. We are always here to help you with any questions you may have so you can make the best decisions when protecting yourself and your family.
  • Rating 5.0
    Tom knows his business. He is patient and courteous. Good agent for me.
    Response from Tom
    Thanks so much for your business and friendship over the years Matt.
  • Rating 5.0
    Tom was very informative and considerate of my needs. I appreciate everything he has done for me and I trust him
    Response from Tom
    Thanks so much for your business and trust Bette!
  • Rating 5.0
    My experience has been great! All of my questions have been answered, and all quotes have came back very quick! This experience has changed my perspective on insurance companies in a positive way.
    Response from Tom
    Thanks so much Josh and glad we were able to earn your business.
  • Rating 5.0
    Always top notch service with Tom. He explains my coverages in terms I understand and it makes the process simple. I feel confident in his suggestions and know that my household is covered.
    Response from Tom
    Thanks Dawn.
  • Rating 5.0
    Tom provided excellent personalized customer service, far superior to my previous insurance company. Extremely knowledgeable, timely communication, and very personable.
    Response from Tom
    Thanks so much Steven.
Displaying 1 - 3 reviews of 12

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