

Farmers Insurance Agent in Cape Girardeau, MO
Douglas Spooler
Agent License #: 8371467Quote & buy online
About Douglas Spooler
As a lifelong resident of Missouri, I'm proud to serve Cape Girardeau as your local Farmers® Insurance and Financial Services agent. My staff members have a great deal of experience in the insurance and financial services industry to help customers like you identify the insurance coverage and financial strategies that best fits your needs and financial goals. Located one block north of Kentucky Fried Chicken, my agency will work to ensure this process is straightforward and personalized to help you make smarter choices about insurance and investing. I have the knowledge and experience to help you better understand your options--whether that's auto, home, life, investing, business insurance and more. Please contact, or come by our agency and let us go to work for you!
Our Agency Operating Principles:CUSTOMER FOCUS: We develop relationships with our clients that allow us to treat them the way they want to be treated. This demonstrates mutual respect and trustworthiness while respecting personal and cultural differences. We strive to go above-and-beyond for clients. We respond in a timely manner and uphold our promises to exceed our clients’ expectations.EFFICIENCY AND EFFECTIVENESS: We avoid future complications and ambiguity through ongoing documentation. We organize our work day and leverage technology to be effective. We establish and maintain a workspace that promotes efficiency and organization. CONTINUOUS EDUCATION: We strive for mastery and are passionate about continuous learning for personal and professional growth. This will ensure that we are the best service providers for our clients and the community.Give me a call at (573) 335-4343 and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Education
Neighborhoods served
States licensed in
Insurance products offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor pursuits. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products.
Farmers Financial Solutions*
In today's world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS Link Opens in New Tab Link Opens in New Tab
3. To view the FFS Customer Relationship Summary select: Form CRS. Link Opens in New Tab Link Opens in New Tab
4. To view additional disclosures related to FFS products select: Disclosures Link Opens in New Tab Link Opens in New Tab
Ask me about

Switch to Farmers® and you could save an average of $810 on auto and home.* You could be missing out on hundreds in savings. Call me today, I can get you multiple coverage and pricing options in one quick conversation and share how switching to Farmers could help you save.

Living too long:
If you outlive your IRA, 401(k), or other savings, how will you maintain your standard of living?
Few jobs today offer defined-benefit pension plans to supplement the minimum income guaranteed by Social Security.
- Annuities can help you accumulate savings for retirement
- Annuities can provide an income guaranteed to last as long as you live
Dying too soon:
What happens if you don’t live long enough to save for the people you love?
Life insurance proceeds can help your loved ones fund goals that outlive you, such as:
- Providing support for a spouse or loved ones
- Paying off a mortgage or business loan
- Paying federal estate or state death taxes
- Leaving a legacy for your children, grandchildren, or beyond
Let’s talk about annuities and life insurance available through Farmers Financial Solutions® – helping you prioritize your wealth.
Annuities offered through Farmers Financial Solutions, LLC (in NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361 (818) 584-0200

Cape West Rotary
Rotary is a global network of community volunteers. Rotary members are business and professional leaders who provide humanitarian service, encourage high ethical standards in all vocations, and help build good will and peace in the world
- Cape Girardeau Planning and Zoning Commision
- Trinity Lutheran Church Board of Elders
- Habitat for Humanity Board of Directors
- Southeast Missouri State University Athletics Board of Directors
- Cape Girardeau Citizens Academy

When it comes to retirement income, Social Security is important, but for most people, it’s not enough. It’s one leg of a three-legged stool, along with private savings and pensions.
But if you don’t have a defined-benefit pension, how will you fill that retirement gap? What if you outlive your savings?
An annuity can pay an income that can be guaranteed to last as long as you live.
Let’s talk about annuities available through Farmers Financial Solutions® – helping you prioritize your wealth.
Annuities offered through Farmers Financial Solutions, LLC (in NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361 (818) 584-0200

At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.