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Farmers Insurance Agent in Arnold, MO
Michael James CaplesAbout Me
Born and raised in the St. Louis area, I couldn't be more proud to serve this community as your local Farmers Insurance® Agent. Contact me whenever and however is most convenient for you regarding auto, home, life, and renters insurance. We're also here for your business insurance and financial service needs. You can find my agency located in Arnold, right across the street from Fox High School. My staff and I have over 30 years of combined insurance experience to help you protect what is important to you.
My biggest focus as your trusted neighborhood advisor is to make the entire insurance process as easy as possible. I actually want to get to know you, educate you on your options, and build a lasting relationship. Let's sit down and confirm that you have the right coverage, eliminating any risks or gaps in coverage along the way. Together we will ensure that you are set up for success based on your current and future needs.
I've spent over 19 years working in the insurance and financial services industries, with experience in sales and management roles. I continue to retain a lot of those same clients who still want to work with me today. I look forward to adding you to my Farmers family.
Give me a call at (636) 282-7000 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Years of Experience
Neighborhoods Served
Connect
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:
As your local Farmers agent in Arnold, I can help make you smarter about insurance.
Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to Missouri residents.
Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.
Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See Farmersrewardsvisa.com for Rewards Terms and Conditions.
PWS LD-04 10/17
I apply those same principles when helping families and business owners toward their financial goals and objectives.
l want to give you the professional perspective you need to help you build a solid financial strategy - even if you don't have much investing experience.
Recent Reviews for Michael Caples
- October 30, 2019Rating 5.0In order to make a relevant comparison between several potential brokers, we asked them to make adjustments so all would be equal. Chris complied with our request in a reasonable time understanding why we asked. She has been very helpful through the entire process by responding with what we needed to make a decision. She then found us discounts we had never heard of nor if there was even such a discount.
- September 11, 2019Rating 5.0I walked into this office looking for flood insurance and the staff at this office was amazing. I not only got flood insurance, I also got home owners and auto insurance at substantial savings. Chris made the entire process easy and stress free for me. She is very knowledgeable and pleasant to work with. I also like the fact that they are a local office. Just ask for a quote and maybe they can help you too.......
- July 27, 2019Rating 5.0Mike is one of the best! He listens and truly puts you in the best plan for the clients needs. Unlike a lot of insurance agents he picks up the phone and calls vs hiding behind email or text. Top notch agent I would highly recommend!
- July 3, 2019Rating 5.0I have been very pleased in working with Leslie. She has tried very hard to get me the most reasonable price in regards to my auto i insurance.
- April 25, 2019Rating 5.0Deb Flowers is always amazing!!! Consistently goes above and beyond!! Always a joy to work with her!!!
- April 11, 2019Rating 5.0Debbie F. is a great asset to your office, Iwas well satisfied.
- March 31, 2019Rating 5.0Mike is always straight forward and knowledgable about his Insurance products. Mike helped us recognize that we were better off by increasing certain coverages in our auto policies. He is upfront with any mistakes or unforeseen changes that happen and explains them fully as to what happened. Most important to us Mike gives the best service!
- March 31, 2019Rating 5.0Great!! On point, had everything ready for our call and came in lower than our current insurance with better coverage on both cars and the home.
- February 14, 2019Rating 5.0Experience was great. Smooth transition. Can definetly tell it is a local company. I feel much better then I did with my previous company.
- December 19, 2018Rating 5.0Kevin was excellent! Thank you again
- December 9, 2018Rating 4.0Listened to concerns
- November 2, 2018Rating 5.0Needed a new homeowners policy for a new house in Kansas City. Sherry took care of everything and forwarded the necessary documents to the mortgage company, the lender and anyone else they could dream up. Your agency was the one part of this ordeal that was made easy. Thanks Jim Manning
- October 12, 2018Rating 5.0My agent is great! He went above and beyond to explain coverages. I highly recommend, Michael Caples!
- August 30, 2018Rating 5.0Great service
- August 29, 2018Rating 5.0Aaaa
- August 1, 2018Rating 5.0I think Kevin my agent at Farmers was very knowledgeable very helpful I had a few different questions during the day and he answered them and got right back to me right away and told me to feel free with any questions to call him at any time I really like the fact that I can get ahold of him if I have questions and it made me feel very comfortable with my new insurance policies
- July 26, 2018Rating 5.0Good response time. Attention to our need was better than expected.
- May 11, 2018Rating 5.0Kevin has been a huge help during my home buying process and helping me understand what insurance coverage I need to cover my new home. He has answered all of my questions (multiple times) and been pleasant every time I have called. He has been prompt in getting all the necessary documentation to my mortgage lender which has been a huge help during this transition. I am so happy I decided to go with Farmers and the Caples Agency.
- May 6, 2018Rating 5.0Kevin was great to work with. He is knowledgeable , thorough and I truly enjoyed working with him.
- April 5, 2018Rating 5.0no problems,verry helpful.real niceResponse from MichaelMay 10, 2018Gerald,
Thank you for having your insurance with Farmers Insurance. We greatly appreciate your business.
Michael Caples Agency
My Hardworking Team
My Photos
Thank you so much for having your insurance with Farmers Insurance. We appreciate your kind review.
Kevin