Farmers Insurance Agent in Arnold, MO
Michael James CaplesAbout Me
Born and raised in the St. Louis area, I couldn't be more proud to serve this community as your local Farmers Insurance® Agent. Contact me whenever and however is most convenient for you regarding auto, home, life, and renters insurance. We're also here for your business insurance and financial service needs. You can find my agency located in Arnold, right across the street from Fox High School. My staff and I have over 30 years of combined insurance experience to help you protect what is important to you.
My biggest focus as your trusted neighborhood advisor is to make the entire insurance process as easy as possible. I actually want to get to know you, educate you on your options, and build a lasting relationship. Let's sit down and confirm that you have the right coverage, eliminating any risks or gaps in coverage along the way. Together we will ensure that you are set up for success based on your current and future needs.
I've spent over 20 years working in the insurance and financial services industries, with experience in sales and management roles. I continue to retain a lot of those same clients who still want to work with me today. I look forward to adding you to my Farmers family.
Give me a call at (636) 282-7000 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:
Switch to Farmers® and you could save an average of $470 on Auto or $450 on Home. You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.*
*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 12/1/20 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.
Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.
Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See Farmersrewardsvisa.com for Rewards Terms and Conditions.
PWS LD-04 10/17
I apply those same principles when helping families and business owners toward their financial goals and objectives.
l want to give you the professional perspective you need to help you build a solid financial strategy - even if you don't have much investing experience.
Frequently Asked Questions:
- November 25, 2020Rating 5.0Michael Capels is very friendly and he gives the impression that he truly cares about finding the best policy for your needs. Mike was my agent many years ago when he was with another company, and he gave us great service then. We are very happy to be back with Mike.
- November 1, 2020Rating 5.0Well, first off, Mike Caples and his staff were very friendly and welcomed us, my wife and I, with a very warm and comfortable greeting. Then we talked about what services we needed and they were very knowledgeable about the products that they offered. We reviewed and discussed the options they recommended to us, we then fine tuned the products to our needs, compared pricing and found just what we needed. They were very informative, respectful and thoughtful of our needs all the time.
- October 30, 2020Rating 5.0I had a very good experience at Michaels office. Very professional staff friendly,
and likable.5 Star operation. I look forward to having Michael's office taking care of all my insurance needs for many years to come.
- October 6, 2020Rating 5.0We sold our home and needed to cancel the home owners and purchase a renters policy. As it happened our vehicle insurance was due for renewal at the same time.
We accomplished all of that with no hassle thanks to your staff.
- May 16, 2020Rating 5.0Mike was great. Had all the answers.
- May 14, 2020Rating 5.0Very professional,freindly
- March 18, 2020Rating 5.0Nice
- January 24, 2020Rating 5.0Debbie was very helpful and supportive throughout our transactions. She was a pleasure to work with.
- January 18, 2020Rating 5.0five star out of five
- December 22, 2019Rating 5.0I was dreading having to go through the process, but it was quick and, mos importantly, painless! : )
- October 30, 2019Rating 5.0In order to make a relevant comparison between several potential brokers, we asked them to make adjustments so all would be equal. Chris complied with our request in a reasonable time understanding why we asked. She has been very helpful through the entire process by responding with what we needed to make a decision. She then found us discounts we had never heard of nor if there was even such a discount.
- September 11, 2019Rating 5.0I walked into this office looking for flood insurance and the staff at this office was amazing. I not only got flood insurance, I also got home owners and auto insurance at substantial savings. Chris made the entire process easy and stress free for me. She is very knowledgeable and pleasant to work with. I also like the fact that they are a local office. Just ask for a quote and maybe they can help you too.......
- July 27, 2019Rating 5.0Mike is one of the best! He listens and truly puts you in the best plan for the clients needs. Unlike a lot of insurance agents he picks up the phone and calls vs hiding behind email or text. Top notch agent I would highly recommend!
- July 3, 2019Rating 5.0I have been very pleased in working with Leslie. She has tried very hard to get me the most reasonable price in regards to my auto i insurance.
- April 25, 2019Rating 5.0Deb Flowers is always amazing!!! Consistently goes above and beyond!! Always a joy to work with her!!!
- April 11, 2019Rating 5.0Debbie F. is a great asset to your office, Iwas well satisfied.
- March 31, 2019Rating 5.0Mike is always straight forward and knowledgable about his Insurance products. Mike helped us recognize that we were better off by increasing certain coverages in our auto policies. He is upfront with any mistakes or unforeseen changes that happen and explains them fully as to what happened. Most important to us Mike gives the best service!
- March 31, 2019Rating 5.0Great!! On point, had everything ready for our call and came in lower than our current insurance with better coverage on both cars and the home.
- February 14, 2019Rating 5.0Experience was great. Smooth transition. Can definetly tell it is a local company. I feel much better then I did with my previous company.
- December 19, 2018Rating 5.0Kevin was excellent! Thank you again