Skip to content
Return to nav
Photo of Michael Caples
Michael Caples
Select a product to get a quote
Enter your zip code

Information Icon
Switch your auto insurance to Farmers®
Want to save on your auto insurance? Contact me to explore coverage options and available discounts or get a quote
Photo of Michael Caples

Michael Caples

Rating 4.9
Farmers Insurance Agent in Arnold, MO
Call MeCall Me

Contact Info


810 Jeffco Blvd
Arnold, MO 63010

Get Directions

Phone Numbers

(636) 282-7000(636) 282-7000
(636) 287-8769

Office Hours

Day of the WeekHours
Mon:9:00 AM - 5:00 PM
Tue:9:00 AM - 5:00 PM
Wed:9:00 AM - 5:00 PM
Thu:9:00 AM - 5:00 PM
Fri:9:00 AM - 5:00 PM
Evening & Saturday Appointments Available
Contact me

Farmers Insurance Agent in Arnold, MO

Michael James Caples
About Me

Rating 4.9

Born and raised in the St. Louis area, I couldn't be more proud to serve this community as your local Farmers Insurance® Agent. Contact me whenever and however is most convenient for you regarding auto, home, life, and renters insurance. We're also here for your business insurance and financial service needs. You can find my agency located in Arnold, right across the street from Fox High School. My staff and I have over 42 years of combined insurance experience to help you protect what is important to you.

My biggest focus as your trusted neighborhood advisor is to make the entire insurance process as easy as possible. I actually want to get to know you, educate you on your options, and build a lasting relationship. Let's sit down and confirm that you have the right coverage, eliminating any risks or gaps in coverage along the way. Together we will ensure that you are set up for success based on your current and future needs.

I've spent over 21 years working in the insurance and financial services industries, with experience in sales and management roles. I continue to retain a lot of those same clients who still want to work with me today. I look forward to adding you to my Farmers family.

Give me a call at (636) 282-7000 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 21 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Jefferson County, St. Louis County, St. Charles County, and St. Louis


States Licensed In


Insurance Products Offered

Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance
1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask Me About:


Switch to Farmers® and you could save an average of $441 on Auto or $437 on Home.* You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.

*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 7/1/21 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.

Has your business grown since you last reviewed your business insurance? If so, let’s have a conversation so you can decide if your level of coverage is keeping up with your level of success. Call me today! We can meet in person or over the phone.

Learn More

Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from caring for your pet.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by Independence American Insurance Company, a Delaware insurance company.

  • St. Louis Cardinals Baseball
  • St. Louis Blues Hockey
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you may also qualify for a multi-line discount. Call me today for more information.
When most people think of Farmers, they think of an insurance company with a reputation for stability and service.

I apply those same principles when helping families and business owners toward their financial goals and objectives.

l want to give you the professional perspective you need to help you build a solid financial strategy - even if you don't have much investing experience. Let's sit down and talk today.

Frequently Asked Questions:

My Hardworking Team