

Farmers Insurance Agent in South St Paul, MN
Gino WardAbout Me
As your local Farmers® agent in South St Paul, MN, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.
Give me a call at (651) 450-0863 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:





Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.
- As your life changes, maybe your policy should too
Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.
- Review your coverage and possibly save money
Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.
- How often should you have a Farmers Friendly Review® session?
We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.
Give us a call to set up your Farmers Friendly Review®.

PWS LD-01 10/17
Frequently Asked Questions:
Recent Reviews for Gino Ward
- October 30, 2020Rating 5.0Very informativeResponse from GinoOctober 30, 2020You had great questions Noah! We really value your business. Thank you!!
- September 27, 2020Rating 5.0Gary was super helpful when I needed to change our auto policy to account for a new car. I've been a Farmer's customer for nearly 40 years and have been pleased with the level of service and relevant information provided. He was able to be sure all discounts I could get were applied. He's very responsive and informed, and turned our new policy around quickly. Thank you!Response from GinoSeptember 28, 2020Thanks, Christine! It's our pleasure to serve you. Enjoy that new car.
- September 25, 2020Rating 5.0Gino's office is the best!! Everyone is very kind and willing to answer any questions.They take the time to explain things and make sure you understand.
Such a refreshing addition to south st paul. And they started the kindness revolution in town and kindness is spreading everywhere now,keep it up Gino and gang we love you here!!!Response from GinoSeptember 25, 2020Thank you Shelley. We love you too!! - September 19, 2020Rating 5.0Always gives great info and explains what I need as far as insurance goes. Very friendly. Great location and everyone in the office is always helpful.Response from GinoSeptember 28, 2020Always a pleasure to serve you, Judy. Thanks for your kind words.
- January 25, 2020Rating 5.0Good Job!Response from GinoFebruary 10, 2020Thanks Catherine. It's a privilege to serve you!!
- June 19, 2019Rating 5.0Excellent communication and quick response.
- June 7, 2019Rating 5.0Excellent service. Great to meet with you.Response from GinoJune 7, 2019It was a pleasure! Thanks for dropping by.
- March 2, 2019Rating 5.0I'm excited about working with my new agent Gino. He was able to give me a quote and information about my car and renters insurance all within a day. I was able to start my coverage with him and cancel my previous coverage. It all went smoothly.
Thanks Gino!
Lisa - February 2, 2019Rating 5.0Thanks for doing everything over the phone and doing follow up calls when I didn't have the answers
- December 30, 2018Rating 5.0Gino is possibly the world's greatest insurance agent.
- November 10, 2018Rating 5.0Great service and turn around. Thanks Gino.
- September 14, 2018Rating 5.0Mike Burns was sincere, helpful and kind. I was so happy with my experience. Linda P. was also friendly and helpful. What a dream team!
- September 11, 2018Rating 5.0We have been so impressed with the service delivered by Mike Burns! He's repeatedly gone out of his way to ensure that we receive the best coverage possible for us and our particular situations. Mike is always so pleasant, knowledgeable and quick to take care of any questions or needs we have.We're very thankful to be working with him!
- September 4, 2018Rating 4.0I was very pleased with the service on helping me lower my premiums on my house and seasonal property.
- August 8, 2018Rating 5.0I felt Mr. Ward was genuinely interested and vested in finding me the best possible coverage at a reasonable cost. He explained the different policies in a non condescending, informative manner that was easy to understand.
- July 27, 2018Rating 5.0Mike & Gino are top notch thorough agents that care more about you as the person than the transaction they are working on. They’ve been nothing short of detailed, caring, thorough, honest and genuine to find us the best rates for our auto and home insurance. Thank you both!
- May 9, 2018Rating 5.0Was very helpful and went over anything I had questions on in detail!
My Hardworking TeamSee moreSee less



Linda Pressley
Customer Sales & Service Representative