Farmers Auto Insurance Agent in Saint Cloud, MN
Patrick Spellacy
About Me
Licenses
States Licensed In
| Day of the Week | Hours |
|---|---|
| Monday | 8:00 AM - 5:00 PM |
| Tuesday | 8:00 AM - 5:00 PM |
| Wednesday | 8:00 AM - 5:00 PM |
| Thursday | 8:00 AM - 5:00 PM |
| Friday | 8:00 AM - 5:00 PM |
| Saturday | Closed |
| Sunday | Closed |
Auto Insurance agent in Saint Cloud, MN
What's in your garage? There's as many answers to that question as there are drivers. You probably chose your vehicle because it fits your lifestyle and what you care about. Your auto insurance can do the same.
I'm your local Farmers agent Patrick J Spellacy, and I work with individuals and families in Saint Cloud, MN. I provide my customers with the information they need to select auto coverage that reflects how they want to protect their vehicles and assets.
Let's have a conversation about your options. Give me a call today at (320) 252-6961
Main types of auto coverage
Getting the right auto insurance coverage can help ensure you are covered adequately. Learn about the different types of auto insurance coverage and what they can help protect you from.
Liability
Liability coverage helps pay the cost of injury to others and damage to their property when you're at fault. This coverage is required by law in nearly all states.
Collision
Collision coverage helps cover the cost to repair or replace your own vehicle when you're at fault. It covers collisions with other vehicles, objects and animals.
Comprehensive
Comprehensive coverage covers your vehicle for loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage. Learn more about the difference between collision and comprehensive coverage, and what each can specifically offer you.
Some ways to customize your policy
Towing and roadside service
Towing and Roadside Service provides 24/7 roadside assistance if your car is disabled and helps pay for tire changing, locksmith service and jumpstarts.
Rental car reimbursement
Rental Car Reimbursement covers the cost of renting a car for up to 30 days while yours is repaired.
Guaranteed Value™
Guaranteed Value™ pays you a defined, agreed-upon value if your car is a total loss.
Customized equipment
Customized Equipment covers the cost to repair or replace aftermarket equipment like infotainment systems and custom wheels.
Collision coverage
Collision coverage helps cover the cost to repair or replace your own vehicle when you're at fault. It covers collisions with other vehicles, objects and animals.
Comprehensive coverage
Comprehensive coverage covers your vehicle for loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage.
