Skip to content
Return to nav
Important notice about COVID-19: We are here to support you. If we can help, call my office or visit
Photo of Beth Hortop

Beth Hortop

Rating 5.0
Farmers Insurance Agent in Owatonna, MN
Call MeCall Me

Contact Info


106 N Cedar Ave
Owatonna, MN 55060

Get Directions

Phone Numbers

(507) 451-1168(507) 451-1168
(507) 451-0560

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Contact me

Farmers Insurance Agent in Owatonna, MN

Beth Marie Hortop
About Me

Rating 5.0

As your local Farmers® agent in Owatonna, MN, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance, and so you can choose the best coverage to help protect your family and assets. I have over 12 years of experience in the Insurance Industry to help you better understand your coverage options--whether that's auto, home, renters, life, business insurance or campers, ATV, UTV, boats, motorcycles and more.

Our office is located at 106 N Cedar Ave, right across from the Historic Wells Fargo building downtown Owatonna. Around the corner from us is the Big Apple Pizza and Central Park. Our staff prides themselves on providing the best customer service and getting back to you within 24 hours, if not the same day.

Give me a call at (507) 451-1168 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Years of Experience

I have over 12 years of experience as a Farmers Insurance agent.


ABA, Rochester Community and Technical College, 1991 and Pine Island High School, 1988

Neighborhoods Served

Dodge Center, Claremont, New Richland, Faribault, and West Concord


Insurance Products Offered

Business Insurance

Ask Me About:

Piggy bank with pile of coins shaped like the continental US

As your local Farmers agent in Owatonna, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to Minnesota residents.


There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.

Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.

Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See for Rewards Terms and Conditions.

Apply Now

  • Camping
  • Spend time with Family
  • Craft Shows
  • Fishing
  • Relaxing on the Mississippi River
When you're a small business owner, you may have to make difficult decisions and tough sacrifices, insurance shouldn't be one of them. Come see me and I’ll help you select the coverage you want and that best suits your needs. Our office and staff will take the time to review your coverage annually and we can also promote your business on our website.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options.

It is almost Spring and the campers will be heading out to the local campgrounds like KOA and Brookside. Call me today for more information before you get the boats out on the Mississippi River or ATV's on the local trails.

Recent Reviews for Beth Hortop

Rating 5.0
6 Customer Reviews
  • Rating 5.0
    Beth has been very professional and responsive.
    Response from Beth
    Thank you Phyllis and Bob. It has been a pleasure to work with you. Welcome to the Farmers Family.
  • Rating 5.0
    Beth and her team have been available, very responsive, and proactive with my policies and claims that were processed.
    Response from Beth
    Michael, Thank you for taking the time to give us a 5 star review. Our goal is to better protect you, your family and your assets, by you choosing the coverage that is the best fit for your needs. My cell phone is also on my card and my email, you can contact us whenever you need something. We look forward to helping you anytime. Thank you again.
  • Rating 5.0
    Beth and her team offer amazing customer service and always try to clearly explain any changes. I used the after hours number last Friday night and got the same helpful service.
    Response from Beth
    Thank you for the kind words, Rose! It is always our pleasure to assist you and your family with any of your insurance needs.
  • Rating 5.0
    I enjoyed meeting Beth as my new Farmers Insurance Agent. Beth was very thorough in explaining the insurance options that were available to us. Beth also offered to answer any questions I may have at any time. Very pleasant to work with.
    Response from Beth
    Thank you, I am glad we could meet and review your policies, we are always here to answer your questions!
  • Rating 5.0
    Beth Hortop is an Outstanding Insurance Agent that answered all my questions and made the confusing world of Insurance much less confusing. I appreciated her patience and her excellent attention to detail. I am thankful and I feel confidant with the choices she helped me make for our Insurance needs. I would highly recommend her to others. Thank you Beth Hoptop.
    Response from Beth
    Thank you! Our office strives to give great customer service and help answer questions to make insurance easier for everyone.
  • Rating 5.0
    My experience with changing my policies to your company have been very good.
    Everyone has been respectful and helpful, and I expect to have a good relationship with my agent and the other members in the office.
    Response from Beth
    Thank you for the kind words. We look forward to helping you with all your insurance needs.
Displaying 1 - 3 reviews of 6

My Hardworking Team