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Steve Heinonen

Rating 4.9
President\'s Council Award logo
As a member of the Presidents Council, I'm honored to have been awarded the most elite distinction that generally represents the top one-percent of Farmers Insurance® agents and district managers.
Farmers Insurance Agent in Long Lake, MN
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Contact Info


1935 W Wayzata Blvd
Ste 185
Long Lake, MN 55356

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Phone Numbers

(952) 449-9965(952) 449-9965
(952) 449-8755

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Sat & Sun by Appointment Only
Contact me

Farmers Insurance Agent in Long Lake, MN

Steve E Heinonen
About Me

Rating 4.9

As a licensed Farmers® Insurance and Financial Services agent in MN and WI, I help customers like you identify the insurance coverage and financial* strategies that best fit your needs and financial* goals. This process is straightforward and personalized to help make you more knowledgeable about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, business insurance, life¹, investing* and more.

Give me a call at (952) 449-9965 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 28 years of experience as a Farmers Insurance agent.


B.S./A.A.S., Business Management/Mechanical Design Engineering, Michigan Technological University

Neighborhoods Served

Hennepin County, Carver County, Wright County, Ramsey County, and Dakota County


Insurance Products Offered

Business Insurance
Farmers Financial Solutions*
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Teach your child that success usually starts with a plan.
When you are a small business owner, you may have to make tough sacrifices. Insurance shouldn't be one of them. Come see me and I’ll help you select the coverages you want.

Lakeshore Business Connections: Long Lake Chapter

Click the link below to visit Lakeshore Business Connection's Facebook page!

Learn More

  • I enjoy spending time with my wife and kids (and now grandchild!)
  • Being outdoors
  • Watching my kids in their sports and activities

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.

- As your life changes, maybe your policy should too

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.

- Review your coverage and possibly save money

Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.

- How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.

Give us a call to set up your Farmers Friendly Review®.

Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

Recent Reviews for Steve Heinonen

Rating 4.9
26 Customer Reviews
  • Rating 5.0
    Great personal service. Great relationship. Pleasant experience.
  • Rating 5.0
    Had a great experience with Steve. Incredibly thorough, to make sure I am covered for my exposure. Highly recommend Steve. He loves his work.
  • Rating 5.0
    We are new to the Heinonen Agency. They have all been very helpful during the transition!
  • Rating 5.0
    I worked with Shonda and she was very nice and helpful.
  • Rating 3.0
    I worked with Sam. He was pleasant and professional. I don't think he has a good understanding of insurance coverage. I asked him for explanations and did not get good ones. I would have liked to have more advice and guidance about what coverage I need to ensure I am protected. Specifically, sewer and drain coverage was a really expensive add-on and I still don't understand why. I requested the policy language to at least try to understand what it was. That said, you guys had the best rate.
  • Rating 5.0
    I needed to arrange car insurance when buying a car one Friday afternoon in summer. My case was complicated because I had been living abroad and hadn't owned a car in twenty years, or had car insurance. I was very pleased by the way Amy Heinonen was able to explain my options and sort everything out in record time. I was able to drive my new car home that afternoon. Amazing service!
  • Rating 5.0
    We met with Sam Olson who provided all the information we needed to change our insurance policys to Farmers. Sam was personable, knew his information and led us thru the process. We are comfortable with the decision we made and look forward to the coming years with Farmers.
  • Rating 5.0
    Great office and staff.
  • Rating 5.0
    Great Service!
  • Rating 5.0
    Great Service!
  • Rating 5.0
    Excellent experience, knowledgeable, considered how to best balance my insurance needs with costs, lifestyle etc. Very respectful
  • Rating 5.0
    Steve and his team are the best! Great customer service whenever I call and I always appreciate the annual reviews to ensure we have the best coverage at the best price.
  • Rating 5.0
    Amy was so thorough and explained things to me so I could understand it all. Very helpful in finding ways to get my rates down but continue with great coverage.
  • Rating 5.0
    Thank you for meeting with me and I feel so much better knowing my coverage is now up to date.
  • Rating 5.0
    Steve and his team are very responsive to my queries and provide great solicited and unsolicited advice which I appreciate.
  • Rating 5.0
    Steve and Amy Heinonen were very professional and thorough in gathering information and presenting recommend coverage on our three properties and our auto and truck.
  • Rating 5.0
    We recently switched over to Farmers with Steve and his team. Great people to work with. Very helpful, knowledgeable, and friendly!
  • Rating 5.0
    Shonda was so very nice and helpful in explaining exactly what it was I needed. I would recommend this agency to all my friends and family if they are looking for insurance.
  • Rating 5.0
    Steve was very professional and very helpful in advising on coverage.
  • Rating 5.0
    Steve and his team are always looking for ways to improve our costs without sacrificing coverage. We’re grateful he has our best interests at heart!
Displaying 1 - 3 reviews of the 20 most recent

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