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Steve Heinonen

Rating 5.0
President\'s Council Award logo
As a member of the Presidents Council, I'm honored to have been awarded the most elite distinction that generally represents the top one-percent of Farmers Insurance® agents and district managers.
Farmers Insurance Agent in Long Lake, MN
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Contact Info


1935 W Wayzata Blvd
Ste 185
Long Lake, MN 55356

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Phone Numbers

(952) 449-9965(952) 449-9965
(952) 449-8755

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Sat & Sun by Appointment Only
Contact me

Farmers Insurance Agent in Long Lake, MN

About Me

Rating 5.0

As a licensed Farmers® Insurance and Financial Services agent in MN and WI, I help customers like you identify the insurance coverage and financial* strategies that best fit your needs and financial* goals. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, business insurance, life¹, investing* and more.

Give me a call at (952) 449-9965 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 25 years of experience as a Farmers Insurance agent.


B.S./A.A.S., Business Management/Mechanical Design Engineering, Michigan Technological University

Neighborhoods Served

Hennepin County, Carver County, Wright County, Ramsey County, and Dakota County


Insurance Products Offered

Business Insurance
Farmers Financial Solutions*
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Teach your child that success usually starts with a plan.
When you're a small business owner, you may have to make tough sacrifices. Insurance shouldn't be one of them. Come see me and I’ll help you select the coverage you want.

Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.

Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See for Rewards Terms and Conditions.

Apply Now

  • I enjoy spending time with my wife and five kids,
  • being outdoors, and
  • watching my kids participate in their sports and activities.

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.

- As your life changes, maybe your policy should too

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.

- Review your coverage and possibly save money

Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.

- How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.

Give us a call to set up your Farmers Friendly Review®.

Signal℠ by Farmers® helps tackle the problem of distracted driving. It gives you and your family insight into your driving patterns, providing a clearer picture of how you get distracted so you can make improvements and learn how to drive more safely. And, simply by using the Signal app, you could earn a discount on your insurance.

Learn More

Recent Reviews for Steve Heinonen

Rating 5.0
14 Customer Reviews
  • Rating 5.0
    Amy was so thorough and explained things to me so I could understand it all. Very helpful in finding ways to get my rates down but continue with great coverage.
  • Rating 5.0
    Thank you for meeting with me and I feel so much better knowing my coverage is now up to date.
  • Rating 5.0
    Steve and his team are very responsive to my queries and provide great solicited and unsolicited advice which I appreciate.
  • Rating 5.0
    Steve and Amy Heinonen were very professional and thorough in gathering information and presenting recommend coverage on our three properties and our auto and truck.
  • Rating 5.0
    We recently switched over to Farmers with Steve and his team. Great people to work with. Very helpful, knowledgeable, and friendly!
  • Rating 5.0
    Shonda was so very nice and helpful in explaining exactly what it was I needed. I would recommend this agency to all my friends and family if they are looking for insurance.
  • Rating 5.0
    Steve was very professional and very helpful in advising on coverage.
  • Rating 5.0
    Steve and his team are always looking for ways to improve our costs without sacrificing coverage. We’re grateful he has our best interests at heart!
  • Rating 5.0
    Thoughtful, knowledgeable and doesn't push!
  • Rating 5.0
    Steve and his staff are very knowledgeable and a pleasure to work with. Steve takes your entire life picture into consideration when recommending policies and investments in order to make sure every aspect of your life is covered. I would highly recommend Steve to anyone who is looking for insurance or financial advice.
  • Rating 5.0
    Andy was patient when explaining the policy options. He strived to meet my needs. Great service. Shonda was extremely helpful in the office as well.
  • Rating 5.0
    You and your staff are a pleasure to work with.
    Thank you!
  • Rating 5.0
    Our agent Andy was most helpful, polite, and courteous. Also bought our attention to some things on old polices that needed updating. A good experience , a pleasure to meet Andy and want to wish him the very best with Farmers. I also want to say that Shonda who helped us with paper work was also very helpful, polite, and courteous. What a pleasant lady to have in customer service. In all a good team to work with.
  • Rating 5.0
    Steve and his team have done a fantastic job for my home and auto needs. I appreciate their personal and prompt service.
Displaying 1 - 3 reviews of 14

My Hardworking Team