
Farmers Insurance Agent in Detroit Lakes, MN
James MatterAbout Me
As your local Farmers® agent in Detroit Lakes, MN, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, farm, renters, business insurance and more.
Give me a call at (218) 847-4409 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

PWS LD-02 10/17


Give me a call at 218-847-4409 to learn more about our coverage and get a quote today!


PWS LD-02 10/17

Frequently Asked Questions:
Recent Reviews for James Matter
- February 1, 2021Rating 5.0James with great to work with, he wasn't pushy like agents of other companies I have dealt with. He was knowledgeable and polite and helped me tailor a policy that best fit me.Response from JamesFebruary 1, 2021Thank you Patrick. You were a pleasure to talk to and help with all your coverage needs! Welcome to the Farmers family!
- November 18, 2020Rating 5.0James and his team definitely go above and beyond to make sure you’re covered!Response from JamesNovember 18, 2020Thank you Hailey .... It was our pleasure helping you actually!
- November 2, 2020Rating 5.0Wonderful and simple to deal withResponse from JamesNovember 2, 2020Thanks Drew... we like using the E Z Button--Ha! Seriously, it is more our pleasure working with people like you!
- June 6, 2020Rating 5.0James and his staff were available in my time of need/urgency. They are super fantastic!!!!!Response from JamesJune 8, 2020Thank you Debra. Happy to help!
- March 27, 2020Rating 5.0Great experienceResponse from JamesMarch 27, 2020Thanks Laura! Now you to get to see how great Farmers is!! And as you can attest, our agency is the best....of course that's our point of view..ha ha!
- March 18, 2020Rating 5.0James is a fantastic agent, always there when I need him. He contacts me immediately when I need him! Great communication.Response from JamesMarch 18, 2020Thanks so much Christine! You and Dave are great customers and it's a pleasure to help you with all of your insurance needs!
- February 10, 2020Rating 4.0The agent and office staff are professional and explained our quote and policy terms thoroughly.
Looking forward to partnering with Farmers Insurance.
TravisResponse from JamesFebruary 10, 2020Thanks Travis ...we enjoyed talking with both you and Amiee and look forward to servicing you for years to come! :-) - November 20, 2019Rating 5.0James is great to work with and is always very responsive whenever I need any policy changes, updates, or information.Response from JamesNovember 20, 2019Thanks Jonathan! It's just what we do at our two agencies :-)
- September 26, 2019Rating 5.0Wonderful person noes his insurance and explained it in layman's terms. Took time to understand my situationResponse from JamesSeptember 26, 2019Thanks Ron! We enjoyed helping you on everything and as always we have donuts and coffee waiting for you, Ha!
- August 2, 2019Rating 5.0Very helpful and easy to get in touch with.
- July 12, 2019Rating 5.0James and his staff is eager to serve the needs of his customers. I feel confident they have my best interest in mind.Response from JamesJuly 13, 2019Thank you Claryce! Welcome to the Farmers family!
- June 19, 2019Rating 5.0Jim was very cordial and pleasant to work with as an agent. He was very attentive to our needs and made sure we understood everything on our policies. Always asked if we had any questions or concerns. Jim is by far a terrific person to have representing us with our insurance needs. Heidi his secretary is super also and very helpful and polite. They noticed an overpayment on my part immediately and addressed it without wasting any time. Thank you Jim and Heidi and Farmers Insurance. ThankResponse from JamesJune 19, 2019Thank you Julie! It was a pleasure working with you two. We take pride in our customer service so it's wonderful to hear such a nice complement!