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Robert Matouka

Rating 5.0
Farmers Insurance Agent in Rochester, MI
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Contact Info


119 W 4th St
Rochester, MI 48307

Get Directions

Phone Numbers

(248) 652-7333(248) 652-7333
(248) 652-7434

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
Open on Saturday by appointment
Contact me

Farmers Insurance Agent in Rochester, MI

Robert Paul Matouka
Robert P Matouka Insurance Agency Inc
About Me

Rating 5.0

At the Robert Matouka Agency, I am proud to serve the residents and businesses of the greater Rochester area for all insurance needs: auto (including classic cars), home, rental, life, business, builders risk, and surety bonding.

As someone who has experience in residential, historic preservation, institutional building operations and construction projects for 35+ years, I am aware of what it takes for protection of those hard-earned assets. Let me utilize my unique experience to review your current insurance coverage and options for proper asset protection.

Customer satisfaction is of the utmost importance to us. We pride ourselves in providing peace of mind in knowing that you are protected from all things unexpected in the proper way. No gaps or overlaps in coverage allowed here. So whether you're looking for personal or commercial lines of insurance, look no further than our agency. Don't hesitate to reach out today and we can get started together.

Give me a call at (248) 652-7333 and I'll be happy to answer any questions you might have.

Languages Spoken: English


BS Engineering, Oakland University, 1978 and Kinball High School Royal Oak, MI

Neighborhoods Served

Oakland Township, Rochester Hills, Lake Orion, Romeo, and Bloomfield Hills


Insurance Products Offered

Business Insurance

Ask Me About:

I wish to share with you Farmers Representative update on Michigan Legislative Affairs on Auto Insurance reform.

The Senate Committee on Insurance & Banking continues to hear testimony on Michigan’s no-fault auto insurance policy, which is being classified as a “Perfect Storm”.

Matt Coffee from the Mackinac Center for Public Policy described the system as having unlimited medical benefits on one side and, now, unlimited litigation on the other.

Mayor Duggan spoke about his experience being on the other side of the issue - from running the Detroit Medical Center for nine years. Back in 1972, only 6% of a person’s auto insurance premium related to medical coverage, today that number is 42%.

This jump, the large number of uninsured drivers and the amount of claims filed, has made Michigan the state with the highest auto insurance rates in the country for years.

As Mayor Duggan pointed out, medical providers and trial lawyers are vehemently fighting reform; they have created an entirely new legal practice of suing over medical bills before they’ve been submitted. They also know that the more first party medical services a claimant uses, the more likely they are to prevail in a third party lawsuit later on.

Mayor Duggan noted that reverting to a tort system would be the best thing for the people of Detroit but he believes the first thing to do is to give the legislature time to address issues with Michigan’s no-fault system.

More information will be provided on this subject as it becomes available.
You don't want to have an inaccurate replacement cost, as its tied to how much dwelling coverage you purchase, so you can be at risk for being underinsured. It's a common oversight, as about two out of every three homes in America are underinsured.

The average underinsurance amount is about 22 percent, though some homes are underinsured by 60 percent or more, according to Nationwide. Analytics firm CoreLogic found that about three in five American homes are insured for an average of 20 percent less than full value.

Call me today to protect your home from being underinsured.
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.
  • Classic Cars
  • Home Projects
  • Spending Time with Family
  • Cooking
  • Travel
The Robert P. Matouka Insurance Agency is a proud 2019 sponsor of the Rochester Lions Club 13th Annual Heritage Rod & Custom Car Show on May 18 and the 40th Annual Festival of Cars on May 19.
These events take place every year at Rochester Municipal Park in downtown Rochester to benefit The Leader Dogs For The Blind and other Lions charities.

Learn More

Check out my ERA 427 SC Cobra, called the "best of the best" by Cobra Country Curt Scott. If you're looking to insure your car, classic or not, give me a call today.

Learn More

Recent Reviews for Robert Matouka

Rating 5.0
7 Customer Reviews
  • Rating 5.0
    Robert is very professional and caring. He is always lookin gout for best home and auto insurance for his clients. I rate his services very high. *****
  • Rating 5.0
    I appreciate that Robert went through my entire policy to find ways to save money which ended up increasing my coverage. I had not updated my coverage in many years and he was the one who noticed that I needed to update the policy to get the best arrangement possible for my house and cars.
  • Rating 5.0
    outstanding. thanks for putting up. with old man on drummond island.
  • Rating 5.0
    Very friendly and helpful
  • Rating 5.0
    Robert is a true professional. He went above and beyond to ensure we had the proper coverage for our home and vehicles. We highly recommend him. Excellent!
  • Rating 5.0
    I needed to find a new insurance company that would help us save money, and answer questions that we didn’t understand. I called Robert Matouka at farmers insurance. Robert got back with us immediately with a quote, it was everything we needed at a great price. And I would like to thank you Robert for taking time to meet up with us Saturday to go over everything.
  • Rating 5.0
    Robert Matouka did a great job all around; he provided a quote immediately upon my request, and I was able to get an appointment quickly. We reviewed the policies in which I was interested, told me about some I wasn't aware of and all my questions were answered and handled well. He's knowledgeable, friendly, efficient - very pleasant experience. Choosing the right insurance can be stressful and difficult to understand but Robert explained everything clearly and made my decisions easy to make.
Displaying 1 - 3 reviews of 7

My Hardworking Team

Photo of Mary Berger

Mary Berger

Property & Casualty Agent, Commercial Lines Specialist

Phone :
(248) 652-7333(248) 652-7333
Photo of Gerard “Gerry” Lilly

Gerard “Gerry” Lilly

Property & Casualty Agent, Auto Home and Life Specialist

Phone :
(248) 652-7333(248) 652-7333