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Toby Esterline

Farmers Insurance Agent in Otsego, MI
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US 124 E Allegan St Otsego, MI 49078
Phone Numbers
(269) 694-1800(269) 694-1800
(269) 694-1798(269) 694-1798

Office Hours

Saturdays and non-business hours by appointment
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM

Farmers Insurance Agent in Otsego, MI

About Me

As your local Farmers® agent in Otsego, MI, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (269) 694-1800 and I'll be happy to answer any questions you might have.

Languages Spoken: English


MBA Business Administration, Davenport University, and Otsego High School

Neighborhoods Served

Plainwell, Allegan, Kalamazoo, and Wayland


Insurance Products Offered









Ask Me About:

Meet Me at an Upcoming Event near Otsego

Steins & Vines
August 5, 2017
5:00 PM
Creative Arts Festival
September 30, 2017
12:00 PM

Take Farmers® Insurance on Your Next Adventure

Take Farmers® Insurance on Your Next Adventure
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
Director of the Otsego DDA!
Director of the Local Chamber of Commerce
Customize Your Business Insurance with Farmers®
No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
Farmers Friendly Review Service

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs. 

As your life changes, maybe your policy should too 

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage. 

Review your coverage and possibly save money 

Just as you continue to change and grow,  Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles).  Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.   

How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs. 

Give us a call to set up your Farmers Friendly Review®. 

Farmers® Business Insurance
Farmers agents are small business owners like you. We know from experience the unexpected happens. Give me a call to learn more about our coverage and get a quote today!

My Hardworking Team

Cathy Zimmerman
Agency Producer