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Toby Esterline

Farmers Insurance Agent in Otsego, MI
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Contact Info


124 E Allegan St
Otsego, MI 49078

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Phone Numbers

(269) 694-1800(269) 694-1800
(269) 694-1798

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Saturdays and non-business hours by appointment
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Farmers Insurance Agent in Otsego, MI

Toby Lee Esterline
About Me

As your local Farmers® agent in Otsego, MI, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (269) 694-1800 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 2 years of experience as a Farmers Insurance agent.


MBA Business Administration, Davenport University, and Otsego High School

Neighborhoods Served

Plainwell, Allegan, Kalamazoo, and Wayland


Insurance Products Offered

Life Insurance1

Ask Me About:

Piggy bank with pile of coins shaped like the continental US

As your local Farmers agent in Otsego, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to Michigan residents.


Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

Director of the Otsego DDA!

Director of the Local Chamber of Commerce

Proud member of the Otsego Rotary Club

No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.
New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.

PWS LD-01 10/17

Frequently Asked Questions: